njc

PhD Researcher | Australia 🇦🇺
Building wealth in public, one fortnight at a time.
ETFs • Bitcoin • Gold
Research over predictions.

[njc @njcAllocates]

Starting a long-term investing journal.

Phase 1 - Every fortnight:
• A$1,500 Global developed markets ($BGBL)
• A$500 Nasdaq-100 tilt ($NDQ)
• A$300 Bitcoin ETF ($IBIT)
• A$100 Gold ($PMGOLD)

The plan is simple: invest consistently, increase contributions as income grows, and avoid reacting to short-term market noise.

I’ll document the journey, share the thinking behind my decisions, and explore how technology may reshape investing over the next decade.

No signals. No predictions.
Just allocation, consistency, and time.

Sharing my own investing journey, not financial advice.
#DCA #ETFs #Bitcoin #Gold

[njc @njcAllocates]

@adhamuxi So we think more and invest more before then.

[njc @njcAllocates]

@NotA_Bull VOO is a good choice

[njc @njcAllocates]

@timoassi The key is consistency 🫡

[njc @njcAllocates]

长期投资，宽基 ETF，比特币。
我会继续公开记录，也想认识一些同路的人。
如果你也是这个路子，欢迎交流。

#ETFs #Bitcoin

[njc @njcAllocates]

Long-term investing, broad-market ETFs, Bitcoin.
I’m documenting the journey in public and comparing notes with people building the same way.
If that sounds like you, let’s connect.

#ETFs #Bitcoin

[njc @njcAllocates]

@Gustav_Joubert Let’s connect

[njc @njcAllocates]

@drp825_ Let’s connect bro. Staking together

[njc @njcAllocates]

@drp825_ Hahah anyway I don’t allow myself to do so

[njc @njcAllocates]

@linbo_tang Congrats!

[njc @njcAllocates]

@loveleesfinance Short term is noise. The long term is the answer

[njc @njcAllocates]

@loveleesfinance Let connect bro. Stacking together!

[njc @njcAllocates]

@gymtrader_ I prefer broad developed-market exposure for the core. In Australia, I currently use $BGBL for that role.

[njc @njcAllocates]

@mikjcal This is why I keep it simple: earn, save, and keep adding to broad ETFs like $BGBL.
The rules may change. The process doesn’t.

[njc @njcAllocates]

@FlippieFinance Nasdaq for next 5 years

[njc @njcAllocates]

@MZohaibKhan92 Still adding the index.
No launch, no headline, no new narrative needed. Just businesses compounding underneath.

[njc @njcAllocates]

@Wealthonomic The move is to follow discipline and consistently DCA

[njc @njcAllocates]

@charlesprince1k I’ve been in crypto and US stocks for about five years, but this Australian ETF DCA journey is new.

I don’t have a fixed 10-year return target, the goal is to stay invested and keep increasing contributions over time.

Plan B is adaptation, not abandonment.

[njc @njcAllocates]

Most investors spend too much time finding the perfect portfolio and too little time building one they can actually stick with.
A good plan followed for 10 years beats a perfect plan changed every 6 months.