Government bonds and how they actually work
Buying a government bond simply means you are lending money to the state. In return, the government pays you fixed interest every year and gives you back your full capital at maturity. Bonds are generally more stable than shares, they provide predictable income twice a year, and they don’t require constant monitoring.
A lot of people assume bonds are complicated, but once you understand what you are looking at, they’re very straightforward. In the screenshot I shared, you’ll see several South African Government Bonds, each with its own coupon rate, current price, and one-month return.
For example, the SAGB R2035 -8.875% bond is currently priced at R1.03. The SAGB R186 -10.5% bond is sitting at R1.08. You also have the SAGB R2048 -8.75%, which is priced at R0.95 and delivered a strong one-month return of 5.50%. The SAGB R2030 – 8% bond is trading at R1.04 and the SAGB R2040 – 9% bond is at R1.00.
Each of these lines represents a separate bond issued by the government to raise money. The coupon rate tells you how much interest you earn each year, paid out twice annually. The price, whether it’s above or below R1, reflects how the market values that bond today. A price above R1 means it’s trading at a premium, while a price below R1 means it’s trading at a discount. These price movements are influenced by expectations around interest rates and overall demand for government debt.
The small graphs next to each bond show how they’ve moved over the past month. Some bonds delivered modest gains, while others, especially the longer-dated ones, saw stronger moves because bond prices react quickly to changing expectations around future interest rates. When markets believe rates may fall in the future, bond prices tend to rise, which is why you sometimes see meaningful short, term returns.
This is not financial advice, not a paid post, but it may guide anyone who wants to start investing with a simple, accessible approach. For partnerships or collaborations: [email protected]@Mariano_black
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🚨 @VereenigingMotors please hear me out 🚨
I traded in my Renault Kiger for a Chery Tiggo 4Pro last Oct — it’s been a nightmare ever since 😔 The car had hidden accident damage, no spare key, constant issues & no help from anyone. I’m exhausted & just want justice. 💔🙏🏼
Tweet 5:
No spare key. Lights don’t work. I keep getting stuck because the mobilizer drains batteries — even late at night after school events. 😞
I just want this car gone. I can’t keep paying for pain. Please help me, @VereenigingMotors. 🙏🏼
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Tweet 4:
I’ve tried everything: contacted @AbsaSouthAfrica, Motor Industry Ombudsman, lawyers, insurance, even @MojaLoveTV’s X-repo. Still no progress. They fired the salesman but deny everything.
Meanwhile, I’m left with a faulty car I still pay for. 💔 @ChrisExcel102
Tweet 3:
I reported it to the salesman immediately, even sent him the quote. He told me to bring the car to their workshop. I did — in March 2025 — but nothing changed. Just more empty promises. 😣 @ChrisExcel102
Tweet 2:
In Oct 2024 I traded in my Renault Kiger for a Chery Tiggo 4Pro. That’s when my nightmare began. 😞
The same day I found out the car had been in an accident — something I was never told. I took it to Top Car, and they confirmed the damage.
Tweet 1:
🚨 Please hear me out @VereenigingMotors 🚨
This is a plea for help. I’ve been silent for too long. For a whole year I’ve been suffering because of a car I bought from you. 💔 #ConsumerRights#SouthAfrica
TW//Rape
Just read a crazy judgment on sentencing. Accused 1 (wife) and accused 2 (husband) are married under customary law. In October 2016, accused 2 was charged with the rape of a 19 year old woman. After the rape, the victim’s family assaulted accused 2, took photos of him naked and posted them on Facebook.