If you are unable to invest yourself or you are still trying to figure out this whole investment thing, just open a unit trust. You will not regret it.
A unit trust is a professionally managed fund where experienced portfolio managers do the work of selecting and managing investments on your behalf. You do not need to pick individual shares, time the market, or understand every economic update. You contribute monthly, and the fund manager handles the rest.
There are unit trusts for every type of goal. Money market funds for emergency cash. Income funds for monthly distributions. Balanced funds for medium-term goals. Equity funds for long-term growth. You choose the one that matches your timeframe and risk profile, set up a debit order, and let the experts do the heavy lifting.
Yes, the fees are higher than ETFs, but for someone who is not ready or confident to manage their own investments, paying a small percentage for professional management is far better than letting your money sit in a bank losing value to inflation, or doing nothing at all because you feel overwhelmed.
The biggest mistake most people make is waiting until they understand everything before starting. You do not have to. A good unit trust gives you exposure to the market, builds the habit of investing, and grows your money while you learn. By the time you are ready to take more control, you will already have years of compounding behind you.
You’ve got to admire the sheer chutzpah of African govts in using first world technology/techniques in taxation/extortion of the citizenry but applying 10th world standards in service delivery …🤔🤔😭😭😳😳😳
Every petroleum scandal in this country starts the same way. A company wins a licence. You try to find out who owns it. The trail goes cold.
Petrovena. Sungara. Nasan. Different names, same shape.
The UK has had a public register of who owns what since 2016. That’s why I can tell you what London knows about Sungara. Nobody can tell you what Windhoek knows about Petrovena, because Windhoek doesn’t have the register.
So on 28 April I am moving a motion in Parliament. A public, searchable Beneficial Ownership Registry. Every extractive licence, every PSA, every big government contract, every SOE. Run by an independent body that reports to Parliament.
I’m not saying this will fix everything. I’m saying it will make the next ten Sungaras impossible to hide.
The oil is coming. The question is whether the rules arrive before it does.
Please share. Sunlight is the start of accountability.
Rodney Cloete, MP · IPC
You make a cancer-fighting chemical in your brain every night. It kills tumor cells and fixes broken DNA while you sleep. Only works in the dark. The hormone is called melatonin, and when you flip on the lights at 2 AM, your brain stops making it.
Melatonin is the sleep hormone. But it moonlights as your body’s overnight cancer patrol. It chokes off the blood supply to tumors and wakes up your natural killer cells (the white blood cells that hunt down cancer). Melatonin also flips on genes that order damaged cells to stop dividing. Researchers at Tulane ran an experiment where they exposed rats to dim light at night. Not bright light. Dim. The tumors lost their natural growth rhythms and grew nonstop.
The WHO classified night shift work as “probably carcinogenic” in 2007. Reviewed everything again in 2019. Kept the classification. Same risk category as UV radiation.
Your body’s internal clock controls more than when you sleep. It schedules DNA repair. There’s a repair protein called XPA that rises and falls on a 24-hour cycle, timed by your clock genes. When scientists knocked those genes out in mice, DNA repair went haywire and tumors grew faster. The same clock decides when damaged cells kill themselves off before they turn cancerous. Wreck the clock, you lose all of that.
Denmark started paying workers’ comp for this. In 2008, the Danish government said: if you worked night shifts at least once a week for 20+ years and got breast cancer, that’s an occupational disease. Between 2007 and 2011, 110 women got compensated. One was a flight attendant who did 30 years of overnight flights for SAS airlines. No other country has followed.
1 in 5 workers worldwide works night shifts. In the US, that’s around 15 million people, mostly in healthcare, factories, and trucking. The exposure tilts hard toward people who can least afford it: 20% of workers without a high school diploma pull non-daytime shifts vs. under 2% of college grads.
I’ll be straight with you, the science isn’t totally settled. A big 2020 analysis pooling 57 studies and 8.5 million people found no clear overall link between night shifts and cancer. But a 2024 study tracking how risk changes with time on the job told a different story: 9% higher breast cancer risk after 20 years of night work. 13% higher after 30. The lab evidence in animals is clear cut. The human data is messier, the way it always is when you’re studying something millions of people do in a thousand different ways.
Saw this somewhere. Maybe worth sharing…
WINDHOEK,March 18,Last Friday, my life took an unexpected turn here in Windhoek. I found myself facing a reality I never imagine discovering that someone I deeply cared about had been unfaithful.
This is not a story about revenge or public humiliation. I have the evidence, yes but that is not my intention. Instead, this is about acknowledging an ending. For a long time, my partner and I shared what many people saw as a “relationship goal.” We were visible, admired, and, to some extent, an example to others across Namibia. But today, I write to say that chapter has closed.
Relationships, no matter how strong they appear from the outside, can be fragile. Sometimes, they are tested not only by those within them, but also by those who step in from the outside. In this case, a third party an older, financially established man became part of a situation that ultimately led to our separation.
I choose to walk away with dignity. Not to expose individuals, but to share a message.
To those who are already committed especially married men there is a responsibility that comes with that commitment. If you have built a home, honor it. If you have made vows, respect them. Becoming involved in the lives of younger couples trying to build something genuine can leave lasting damage.
And to the young people navigating love not every ending is a failure. Sometimes, it is a necessary redirection.
As for us, what once was is no more. The memories remain, but the journey has come to an end.
Let this not be a story of scandal but a reminder of accountability, respect, and the importance of protecting what we choose to build.-Namibia Daily News
Pictures - young couple during happy times,