Nuanced FI

Building Wealth Transparently | Currently buying $IREN $VTI $SOFI $HOOD $HIMS $PLTR | Rivian R1T Owner

[Nuanced FI @NuancedFI]

Current asset Allocation update:

ETFs and Mutual Funds: 63.64%
Individual Equities: 31.12%
Crypto: 4.39% (mostly Bitcoin)
Other: the remainder.

Largest individual stock holdings in order:
1. $PLTR
2. $HOOD
3. $HIMS
4. $SOFI
5. $IREN

[Nuanced FI @NuancedFI]

Serious draw down the last few weeks, the good news is we weren’t chasing so still up substantially on the year.

I wish I had trimmed some when things felt exuberant, especially in the ROTH. But I have time on my side.

This feels like a healthy pullback to me, but I think some companies have pulled back just because everything is, those will be the gems when we look back in 5 years.

Added $HIMS today

[Nuanced FI @NuancedFI]

I am very grateful to myself every day that I put ~half my $IREN position in my Roth IRA.

I didn’t do that with $PLTR and $SOFI and told myself I wanted to have some exposure in tax advantaged accounts going forward.

I’m likely going to get called on some $PLTR shares in the next few months, but it will be long term gains. Many days I wish that was in my Roth. I guess the pro is I can access it earlier.

Might be a big tax bill next year 🤣🤣

[Nuanced FI @NuancedFI]

Feels good to buy a bit more $IREN at $50 to celebrate. Keep on moving.

[Nuanced FI @NuancedFI]

Really hard looking at the $SCHD sitting in my ROTH next to my $IREN 🤣🤣

[Nuanced FI @NuancedFI]

Man, markets on a hell of a run, portfolio crushing.

The big question that looms large, where to put the new capital?

Individual stocks have grown to over a 3rd of my portfolio now.

Keep buying my winners? Diversify a bit more now that we are at ATH?

Hmmm

[Nuanced FI @NuancedFI]

$OPEN IV is absolutely insane. Decided to treat myself to some moderate degeneracy today so picked up 1400 shares at ~$9.80

Sold CC for today at $10.50 strike for .31 in premium each. If it gets called that is an 8% return just today. If not, I'll roll it out to next week and just ride the IV wave for the next little bit.

Obvious risk is getting absolutely crushed to the downside.

Let's see what happens.

[Nuanced FI @NuancedFI]

Bought a bit more $IREN today to celebrate crossing $30

$HOOD passed $PLTR as my biggest position but $IREN is making a run at it

[Nuanced FI @NuancedFI]

It has been an absolute joy to be an $IREN shareholder this summer. Great execution from the team.

The valuation in revenue and earnings terms may start to feel a bit stretched, but with current economics and forward projections I still see some room to run in the short term.

Very pleased I allocated half of my position in the ROTH, which I failed to do with PLTR

[Nuanced FI @NuancedFI]

@amitisinvesting Not sure we have seen the full inflationary pressure of Tariffs, I think it would be too early to cut.

We really don’t want to see serious inflation again so soon

[Nuanced FI @NuancedFI]

Something something portfolio management $PLTR

These are very much helping soften this blow :)

Still down more than they cover tho :(

[Nuanced FI @NuancedFI]

Sold 10 CSPs $14 strike for 9/5 on $IREN for $54 in premium each

Yes I am playing earnings, but if I get the chance to load 1000 shares at 13.50 I will be blessed.

Otherwise it made the Lovesac payment this month :)

[Nuanced FI @NuancedFI]

Planning on resuming intentional $HIMS purchases at these levels.

I think the market is missing the forest for the trees (GLP-1s)

May do this through CSPs

So primary focus of next little bit is adding $IREN and $HIMS

CCs are sold on $PLTR

In full hold mode on $HOOD, will nibble here and there.

$SOFI also nibbling

[Nuanced FI @NuancedFI]

The $PLTR covered calls are putting in work today

Providing some nice balance to the portfolio

[Nuanced FI @NuancedFI]

Would be wonderful to see $IREN hold $20 at close today.

But if not this week, then maybe next :)

[Nuanced FI @NuancedFI]

So @JetBlue just had us sit on the runway for ~3 hours only to tell us that this plane can’t go to Charleston, because of “icing”

I’m clearly missing something because I’m fairly certain it is sunny, 90 degrees, and beautiful there.

Looking forward to my federally mandated refund.

[Nuanced FI @NuancedFI]

Some more potential numbers to consider with $IREN

Congrats to $WULF holders!

[TeraWulf @TeraWulfInc]

TeraWulf Signs 200+ MW, 10-Year AI Hosting Agreements with Fluidstack 🐺

TeraWulf will deliver over 200 MW of critical IT load at its Lake Mariner data center campus to Fluidstack. The agreements represent ~$3.7 billion in contracted revenue over the initial 10-year terms and includes two five-year extension options which, if exercised, would bring the total contract revenue to ~$8.7 billion.

To support the buildout, @google will backstop $1.8 billion of @fluidstack's lease obligations to support project-related debt financing, and will receive warrants to acquire ~41 million shares of $WULF common stock, equating to an ~8% pro forma equity ownership stake.

[Nuanced FI @NuancedFI]

Bought my first Robinhood futures contract yesterday.

500 contracts of Chelsea to win the EPL at 11 cents each.

Don’t actually think they’ll win, but think they may be close to top come Christmas, could double my $65 investment 😂😂😂

$HOOD took a $2 fee, they’ll generate so much revenue off these

[Nuanced FI @NuancedFI]

I recently opted out of interviewing at my company for the foreseeable future due to this.

Interviews have a high productivity cost for me.

- Context switch in the middle of the day
- Light prep ahead of time
- 45 minute interview
- Feedback, which I always prioritize doing a good job.

It’s a few hours of my week and when I had this happen a few times in a row, i decided to take a break for a while. People answering the initial technical question perfectly 10x faster than normal, then unable to answer easy follow ups that anyone with any semblance of an idea what they were doing could do in seconds.

Bring back the onsite interview.

[Esther Crawford ✨ @esthercrawford]

Last week I interviewed a candidate who was clearly reading answers given by an AI tool on his screen. He restated every question and instantly had a perfectly formatted STAR response to everything. So boring!

It was odd & exhausting - a very uncanny valley type of experience.

[Nuanced FI @NuancedFI]

Current largest single stock holdings in my portfolio:

1. $PLTR
2. $HOOD
3. $SOFI
4. $HIMS
5. $IREN

Which of these should I flip around? I keep feeling like I still don’t have enough $IREN

[Nuanced FI @NuancedFI]

Sold a Covered call on my last batch of $PLTR shares for Jan 16 @ 240 strike.

If palantir hits 240 in Jan, I’ll be left with just 43 shares. But the gains will cover plenty of capital gains and I just don’t see the valuation at the moment.

I do expect I’ll get to keep some shares though.

Have a few sets with strikes between 185 and 240

Optimal outcome for me is to take some gains and also hold on to some.

We will see