Get a SARS Tax refund
⬇️
Use it to max out TFSA early
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Use TFSA contributions to make extra RA contributions
⬇️
Get an even bigger tax refund next year.
Rinse and repeat.
And also, imagine you are a security guard at BMW and someone drives in with these modifications.
I would also ask a lot of questions because clearly this is someone who doesn't like or respect BMW. I'd assume this is someone paid by Merc or Audi to tarnish BMW's image.