Shannon Gray

California’s purchase and refinance mortgage broker expert. Business owner, Christian, husband, father, surfer and trumpet player.

[Shannon Gray @ocloanguru]

@JJ3man He was nearly impossible to live with. The meds worked, but at too steep of a price.

[Shannon Gray @ocloanguru]

@shawngorham I bet my son, Noah, would work for you if you did the move. He has been living on Oahu since mid-October. I’m on island right now, too, but just for another week.

[Shannon Gray @ocloanguru]

@shawngorham Single family? CA? LTV? Okay with pre-pay?

[Shannon Gray @ocloanguru]

@ThomasSowell Eat some meat and lift some weights. Until then, don’t be wearing tanks like this.

[Shannon Gray @ocloanguru]

@WallStreetApes Your minor child is expected to make their own medical decisions, but, of course, as the parent you are responsible to pay for it.

[Shannon Gray @ocloanguru]

@Jam81443 @Fire5280 @BarbellFi I am of similar age and net worth. I would keep working. Boredom, having options on travel and other things without as many compromises, the occasional heavy spending years on real estate repairs and vacancies as well as kid expenses keep me going.What about part-time consulting?

[Shannon Gray @ocloanguru]

@ThinkAppraiser 2.625% on 2 fourplexes.

[Shannon Gray @ocloanguru]

@cyborgfireman @shawngorham @Storage_Venture I have seen numerous W2s with earnings over $300k - especially LA county!!

[Shannon Gray @ocloanguru]

@RickCarusoLA I thought this was sarcasm, only to go to the comments to confirm he is a knucklehead cosplaying as a rational human.

[Shannon Gray @ocloanguru]

@ThomasSowell The nonstop hand motions with this guy!

[Shannon Gray @ocloanguru]

@emeraldAcre @OliLondonTV They are doing poorly. Rip Curl made some silly decisions in a tough environment for surf companies which made things worse for them.

[Shannon Gray @ocloanguru]

@ThinkAppraiser Surfboards and surf trips

[Shannon Gray @ocloanguru]

@shawngorham What blows me away on these purchases decades ago are the property taxes. Talked to a client who purchased in Orange in 1975. His property taxes are $1,735 this year!

[Shannon Gray @ocloanguru]

@ThinkAppraiser Let me know if you need to start over with another mortgage broker.

[Shannon Gray @ocloanguru]

@ThinkAppraiser After college I did a 5 month overseas surf trip. Such good times!!

[Shannon Gray @ocloanguru]

@ThinkAppraiser @realEstateTrent Yep!

[Shannon Gray @ocloanguru]

@isaac_saas Wife had shoulder surgery 3 weeks ago. The first night after surgery was miserable for both of us. The next night I moved to our sons’s room, as he is away at college. My sleep has been Heavenly!

[Shannon Gray @ocloanguru]

@judholmes @ThinkAppraiser Very true. I feel bad for the elderly when they could REALLY use the $ and their kids push hard against the reverse mortgage. Yet, the kids won’t help out the parents either.

[Shannon Gray @ocloanguru]

@mortgagetruth Not too surprising given the amount of jumbo loans in CA and the depository banks’ insane pricing on these loans.