Sherry

Come, let’s figure this out together.

[Sherry @odha_tan]

@nikhilkamathcio @elonmusk Reminds me of this

[Sherry @odha_tan]

@ndtv 😂

[Sherry @odha_tan]

@ndtv https://t.co/B21OJCI2ob

[Sherry @odha_tan]

@ndtv This is a fictional story and NDTV is faking things up.

[Sherry @odha_tan]

@svembu Koi use bhi nahi kar raha waise

[Sherry @odha_tan]

@manas_muduli @kunalb11 https://t.co/snGpeJPWM2

[Sandeep Mall @SandeepMall]

I thought WhatsApp username was a good idea. It comes with a passkey so everyone can’t ping you and privacy of your number is maintained.

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Sherry @odha_tan]

@DealsDhamaka CRED must be having a laugh reading this.

[Ankit Dewan @ankitdewan]

https://t.co/dR41OaOQUh

[Sherry @odha_tan]

@Shekharcoool5 आदरणीय साहेब, ते औषध असे लिहून देतात की ते बाहेर सापडतच नाही. फक्त त्यांच्याच मेडिकल मधे असतात.

दुसऱ्या मेडिकल मधे तुम्ही विचाराल तर ते सांगतील की ज्या डॉक्टर ने प्रिस्क्रिप्शन दिले त्याच हॉस्पिटल मधे ते भेटत. 😄

[Sherry @odha_tan]

@Shekharcoool5 आदरणीय साहेब, ते औषध असे लिहून देतात की ते बाहेर सापडतच नाही. फक्त त्यांच्याच मेडिकल मधे असतात.

दुसऱ्या मेडिकल मधे तुम्ही विचाराल तर ते सांगतील की ज्या डॉक्टर ने प्रिस्क्रिप्शन दिले त्याच हॉस्पिटल मधे ते भेटत. 😄

[Sherry @odha_tan]

@clary_co @Aakar__Patel They’ve no credibility left. Ignore them.

[Sherry @odha_tan]

@srkntnyldz My head is spinning after reading the caption.

[Sherry @odha_tan]

@Shekharcoool5 Full support. Veg Pulao can never be a biryani. 😆

[Sherry @odha_tan]

@suchetadalal The Govt officials will now hold a press conference discussing how the public went on complaining without the work being completed. Just like that iconic bridge 😂

[Sherry @odha_tan]

@zoo_bear @Ssaniya_ Mentally manipulated educated women - Same as the Kharat guy from Maharashtra.

[Sherry @odha_tan]

@chiragbarjatya Indian Oil comes with 15-20% howeve they sell an additional pouch that adds more additives

[Sherry @odha_tan]

@hassam_sajjad @abhic4ever If Kamran Akmal would be at the other end, he’d probably still drop it.

[Sherry @odha_tan]

@DhruvMadia6 Hey Dhruv, you could also name your channel as Dhruv-Media. Wish you the best in your endeavours :)

[Sherry @odha_tan]

@sufiyangigani @Ajain112 @ganeshsonawane @vinodchendhil All the best

[Sherry @odha_tan]

@back2thevibe Katyar kaaljat ghusli