How OffYield works, start to finish. 👨💻
You deposit USDG, and OffYield supplies it to a lending market where it earns interest, and that interest becomes your spendable balance.
Your card spends only that interest, so your deposit is never touched. Want your money back? Withdraw anytime, and your full deposit comes back 1:1.
Every bill you paid, your money paid for you.
OffYield LLC (2026-002059669) is a registered entity in the state of Wyoming.
We’ve been building quietly for a while, and in less than a week $OFY goes live.
So the question is, what are your thoughts on living off yield?
No shade to anyone caught today, this stuff is hard. But a lot of this comes down to custody and how funds are held.
OffYield keeps your deposit working inside the most established, battle tested yield protocols in DeFi, the card spends only the yield, and your principal stays withdrawable one to one whenever you want.
Did Avici just get hacked?
If you use @avici , check your account immediately.
Multiple user card balances appear to be getting drained to the same address:
https://t.co/5q2dgu1SE5
With our product and token launching soon, we want to start opening up the backend and showing you how OffYield is actually built.
Here’s one rule from the money layer. We never use decimals, because computers round them wrong and small errors pile up until money quietly goes missing.
Instead we count in whole units, like counting cents instead of dollars, and we always round down. So your balance is always exact, and nobody can ever spend money that isn’t really there.
BTS from our backend developer.
Security is the foundation everything sits on.
So we've partnered with @ShieldifySec to audit the OffYield codebase, every contract and every path your money can take.
Don't trust, verify.
New audit partnership with @offyield 🤝
OffYield is the first neobank on Robinhood where your yield pays the bills, not you ☝️
Audit report coming soon!
New audit partnership with @offyield 🤝
OffYield is the first neobank on Robinhood where your yield pays the bills, not you ☝️
Audit report coming soon!
What if you had a crypto card that only ever spent the interest, and never your savings?
Rich people have known this forever, you never touch the principal, you live on what it throws off. OffYield hands that rule to everyone.
Would you still spend your savings if you didn't have to?