Gavin O’Hara, CFA

Personal Finance | Real Estate 🏠📈| Ex-JP Morgan

[Gavin O’Hara, CFA @ohara76]

@aakashgupta For the 1031 exchange, you would only be able to defer the portion of capital gains accrued AFTER the conversion to a rental property.

[Gavin O’Hara, CFA @ohara76]

@amitisinvesting Can you refi with it?

[Gavin O’Hara, CFA @ohara76]

@FreightAlley Can you share which builder?

[Gavin O’Hara, CFA @ohara76]

@NewsLambert @FreightAlley I’d love to see that breakdown

[Gavin O’Hara, CFA @ohara76]

@8ticks1 @FreightAlley New build for under 300k in Tampa? What area?

[Gavin O’Hara, CFA @ohara76]

🙃

[Gavin O’Hara, CFA @ohara76]

@odetakushi Go birds 🦅

[lemon @lemonfloss]

https://t.co/bFD1igodou

[Gavin O’Hara, CFA @ohara76]

@robbiebent1 @chenz_renz

[Gavin O’Hara, CFA @ohara76]

@Vernon3Austin @bswud loved your recent article on "The beauty of batteries".

https://t.co/m78CuhVdD0

I'm interested in learning more about the modeling you mentioned in this section:

"One reason the value of batteries is often underestimated is that analysts focus only on time-based arbitrage – buying low and selling high across the day – without accounting for location-based price differences. These local price spreads can be much larger and more consistent, and batteries positioned well on the grid can take full advantage of them: storing up power when it is cheap in one area and releasing it when it is expensive there. The result is that the economic case for batteries is frequently stronger than it appears in simplified models."

Do you have any good templates, websites, youtube videos, etc you'd recommend to help me get up to speed on modeling out locational pricing.

Much appreciated.

[Gavin O’Hara, CFA @ohara76]

I will never understand why the union square 456 platform is 25 degrees hotter than any other subway platform in the city.

[Gavin O’Hara, CFA @ohara76]

@jmwass 😂

[Gavin O’Hara, CFA @ohara76]

@RMSGarey @NewsLambert @ResidentialClub What do you mean by that?

[Gavin O’Hara, CFA @ohara76]

@a_hagouel @NeuroGum Quite the endorsement

[Gavin O’Hara, CFA @ohara76]

I think this trend will only accelerate in the coming years due to short form video + AI .

We will end up with a small minority of the population (5-10%) who are still fully capable of reading comprehension and critical thinking.

Value will accrue to those who can curate, guide and lead. Reading habits are a good predictor of who will be able to do this in the future.

[Gavin O’Hara, CFA @ohara76]

@davegordon14 Incredible. I imagine we’ll see more and more of this type of community integration by design going forward.

[Gavin O’Hara, CFA @ohara76]

It does feel like “yeah but this time is different”.

…but this time has NEVER been different.

[Eric Nelson, CFA @ServoWealth]

If history is any guide, the Magnificent 7 wont stay magnificent forever. Better off diversifying.

[Gavin O’Hara, CFA @ohara76]

@AmericanAir your online complaint form didn't have enough characters to share the full story of the negligence your company put on display Wednesday night at LGA. I'll share here instead:

I am writing to formally lodge a complaint regarding my experience on Flight 3073, originally scheduled to depart New York LaGuardia at 6:48 PM ET on Wednesday, August 13, and arrive in Chicago O’Hare at 8:34 PM CT. What unfolded was one of the most poorly handled operational breakdowns I have ever experienced on any airline.

While weather may have initially contributed to delays, the real issue — and the reason for the cancellation and missed commitments — was American’s mismanagement of crew scheduling.

Late in the evening, we were informed that we were waiting for a specific crew member inbound from Chicago. The captain explained that if we did not depart the gate by 12:08 AM, FAA regulations would prevent the flight from operating overnight. This announcement put all passengers on edge but gave us hope that the issue was solvable.

Around 11:30 PM, the awaited crew member arrived. However, instead of walking to the gate and boarding, he was left standing in the terminal visibly upset, speaking with a supervisor. I overheard him expressing that if he took the assignment, he would lose four hours of pay, face an extra layover, and that he was simply tired of being yelled at for issues not his fault. This was not just an operational problem — it was an avoidable drama created in front of the entire passenger group.

Incredibly, rather than quietly resolving this behind the scenes, American allowed the entire flight to watch in real time as one individual was asked to “save” the flight, debated it in front of passengers, and then ultimately chose to go home. It was a humiliating and surreal scene, and it destroyed customer confidence that American had any control of the situation.

Recognizing the absurdity, I even tried to defuse the situation by offering to personally cover the pay the crew member said he would lose in an attempt to resolve the problem for both sides. Rather than acknowledging the broken incentive structure that put their employee in such an awkward position, an American representative reprimanded me for trying to help. To be clear: I did not create this problem. American’s own systems and policies did. Being publicly scolded for trying to assist was insulting on top of everything else.

Once the flight was canceled, the mismanagement continued:

Passengers were told they would receive hotel vouchers by email. I never received one.

By the time I retrieved my checked bag (over an hour delay due to misdirected baggage), the phone support agent sent me hotel vouchers for Chicago, despite my never leaving New York..

I ultimately had to use my credit card to book transportation and lodging.

The following day, the rescheduled 9 AM flight was delayed repeatedly and did not depart until around 1 PM (an 18+ hour delay in total). As a result, I lost a full day of important meetings that had been planned for six months.

Given there has been zero attempt to reach out with any acknowledgement of the issues, I figured I should give you a chance to rectify the situation prior to filing a consumer complaint with the Department of Transportation.

[Jash Dholani @oldbooksguy]

Ted Chiang argues that AI taking away the pain of that first draft is actually a problem: in that pain you discover the gap between you and your vision, build up the stamina needed to see the work through, and develop your character as an artist. You NEED that awkward messy start

[Brie Wolfson @zebriez]

Interviewed a top performer today. His lessons:

-copy the right people
-no matter how charged up you are, communicate in a measured tone
-you can survive picking the wrong job or messing up a lot of times, but you can’t survive a loss of enthusiasm and self-belief