Ghana has the talent, the ideas, and the demand, but try building a simple virtual card that can be funded directly with MoMo, without requiring a bank account, and you quickly see the problem.
The barriers are not technical. They are regulatory. Strict policies, high capital requirements, and long licensing processes from the Bank of Ghana make even basic fintech solutions difficult to launch. So instead of local innovation, users rely on foreign platforms or are pushed into unnecessary banking layers.
In more flexible ecosystems like Nigeria, solving this exact problem has created massive value. Here, it stalls before it starts.
If we want real innovation, we need policies that enable youth to solve local problems at scale.
๐จ BREAKING: Josรฉ Mourinho back to Real Madrid, HERE WE GO! ๐ฃ๐ค
All terms have been verbally agreed between Josรฉ Mourinho and Real Madrid, waiting to sign all documents.
Plan for initial two year deal, JM to travel to Madrid after Real-Bilbao game.
The Special One is back.
@SIKAOFFICIAL1 Iโm surprised yโall shouting over this. Iโm not saying itโs okay but do you know how much Pent, Diaspora and Vikings charge for 4 in a room?? The so called SSNIT and national hostels even exploit students more than this.
Donโt forget to visit them too
@AkwesiBibinii@koboateng@samgeorgegh Bro have you got any idea what you mean?? Unless you donโt plan to deploy to a server and only use it personally locally. I donโt really see what your Laravel Herd is supposed to mean here.