You may not believe this, but your phone can now read your thoughts. You think about something random without saying a word, and before long, it shows up on your feed. You're just not paying close enough attention. OUR TIME IS UP.
To all of you who like to chase women up and down, be very careful after watching this video.
Not every woman is worth chasing, some encounters are a trap.
Once you see certain things, you canโt unsee them until youโre gone. Thatโs the burden of knowledge โ and itโs a hard place to be. Very hard!
"Hell is truth seen too late." โ Thomas Hobbes
But what if our present reality, as a people and as a nation, is a truth we continually refuse to see? Is the deliberate rejection of truth not a fate even worse than hell?
It's very simple.
Buy your positions in spot.
Buy some more #Altcoins during these extreme crashes.
Don't use leverage.
Log out of social media.
Be patient.
Enjoy life.
Everything will be all right and the patient people will be rewarded.
He who ignores the manner in which his neighbors suffer and die cannot honestly claim to understand the country in which he lives. A nation is revealed not by the comfort of the fortunate, but by the condition of those who bear its heaviest burdens.
IF YOUR STOCKS DROP 30% AND YOUR FIRST THOUGHT IS "SELL EVERYTHING!"...
YOU WERE NEVER INVESTING. YOU WERE JUST DATING THE MARKET.
Nigerians are funny.
When rice goes from โฆ120,000 to โฆ80,000 per bag, everybody shouts:
"Buy! Buy! Buy!"
But when quality stocks become cheaper, suddenly everyone becomes a prophet of doom.
"Market is crashing!"
"Nigeria has ended!"
"My village people have won!"
Imagine this.
You wanted to buy a plot of land for โฆ10 million.
Tomorrow, the owner says:
"Oga, take it for โฆ7 million."
You'd call your wife.
Call your pastor.
Call your village chairman.
Yet when a good company falls from โฆ100 to โฆ70, many investors start running like they heard "EFCC is outside."
The wealthy see crashes differently.
The average person sees danger.
The wealthy see discounts.
The average person asks:
"How much have I lost?"
The wealthy ask:
"How much can I buy?"
Same market.
Different mindset.
Different results.
Let's be honest.
Many people say they are long-term investors until the market actually tests them.
Everybody wants to build wealth.
Nobody wants to experience the temporary discomfort that often comes before wealth is built.
Remember 2020?
COVID hit.
Panic everywhere.
People were convinced the world was ending.
Some investors sold quality assets at giveaway prices.
Others quietly accumulated more.
A few years later, who was smiling?
Not the panic sellers.
The biggest money in investing is rarely made during the excitement.
It's made during the uncertainty.
When everybody is posting fear.
When headlines are screaming.
When your WhatsApp investment experts suddenly disappear.
That's usually when opportunities start showing up.
This doesn't mean buy every falling stock.
Some stocks are not on sale.
They're simply bad businesses getting exposed.
The goal isn't to buy cheap stocks.
The goal is to buy great businesses at cheaper prices.
There's a huge difference.
That's why your emergency fund matters.
If rent is due next month, your stock portfolio should not be your ATM.
Money you need soon should never be invested in volatile assets.
The market rewards patience.
It punishes desperation.
Look at history.
2008.
2020.
2022.
Different crisis.
Different headlines.
Same outcome.
The market eventually recovered.
The patient were rewarded.
The disciplined got richer.
The panicked donated their future gains to someone else.
The stock market is the only market where people run away from discounts.
Don't be most people.
Stay calm.
Keep learning.
Focus on quality.
Think long term.
Because wealth is not built when the sun is shining.
It's built by those who keep planting during the storm.
Have you ever experienced a market crash? What did you doโฆ. buy, hold, or panic sell?
Let's talk in the comments.
It is unacceptable to use your personal influence to help someone get a job because doing so undermines the meritocracy. It's not good for the job seeker, because it conveys they did not really earn it; it is not good for the person doing the hiring, because it undermines their authority; and it is not good for you because it demonstrates you will compromise merit for friends. It is an insidious form of corruption and it must not be tolerated. #principleoftheday
The OYO incident is a testament that the life of the "ordinary" Nigerian doesn't matter. How on earth does party primaries proceed in the midst of such sinister and chaos.
Even if you do everything right, even if you're humble, honest, righteous, and generous, there is no final shield against catastrophe, and that's a terrifying thing to know.
One of the most dangerous realizations you could have is that the world does not always reward the good. That innocence is no guarantee of protection, and that injustice,real, bitter injustice sometimes wins.
10 financial rules that change how you think about money:
1. RULE OF 72
Divide 72 by your return rate = years to double your money.
At 8%: 9 years. At 12%: 6 years.
2. THE 4% RULE
Withdraw 4% of your portfolio per year in retirement.
It historically lasts 30+ years.
3. THE 50/30/20 RULE
50% needs. 30% wants. 20% savings.
The simplest budget ever built.
4. THE 100 MINUS AGE RULE
Subtract your age from 100 = your stock allocation.
Age 30: 70% stocks. Age 60: 40% stocks.
5. THE 10X RULE
Your retirement pot should be 10x your annual salary.
At 60. Not 70.
6. THE 3X EMERGENCY RULE
3โ6 months of expenses in cash.
Always. Non-negotiable.
7. THE 1% HOUSING RULE
Budget 1% of your homeโs value per year for maintenance.
$500k home = $5,000/year reserved.
8. THE 28% MORTGAGE RULE
Never spend more than 28% of gross income on housing.
The bank will let you borrow more.
Donโt.
9. THE RULE OF 1000
To generate $1,000/month in passive income at 4% yield
you need $300,000 invested.
10. PAY YOURSELF FIRST
Save before you spend.
Not whatโs left over.
First. Always first.
Save this. Share it with someone who needs it.