Many people work hard to create wealth.
Few have a clear plan to transfer it.
What is the most important element of generational wealth: education, investments, business ownership, or planning?
Click the link below to start the conversation.
R.I.P. LinkedIn in 2026.
R.I.P. Upwork in 2026.
R.I.P. Indeed in 2026.
I spent 6 years applying. Just 1 interview.
My friend spent 2 hours on niche platforms.
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I've spent the last several months researching, travelling, and studying why countries like Singapore, Netherlands, United Kingdom, Canada and Finland built some of the world's best public education systems.
One thing became clear:
Nigeria doesn't just have an education problem. We have a school management problem.
Today, I'm releasing a white paper that proposes a new way to transform our public schools, keeping them publicly owned while introducing world-class management and accountability.
This isn't about politics.
It's about giving every Nigerian child the opportunity to attend a world-class public school.
I hope this sparks one of the most important conversations our country has had about education.
Read it. Criticise it. Improve it. Share it.
If we get education right, we change Nigeria.
Here is the link https://t.co/EViU52FKFi
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Yes there is a great way to see all your holdings in one place and you can also consolidate everything into a single broker if you want.
To view everything together log into the official CSCS Online Portfolio View at https://t.co/cUTbTMnfG4 using your CHN which is your Clearing House Number. It pulls every share you own across all brokers platforms bonus issues and rights into one dashboard. Register if you do not have access yet.
If you want to move everything into one broker this is called an inter member transfer. Your shares stay yours you are only changing the broker that holds them for you.
Quick steps:
1. Choose the broker you want to consolidate into and open an account there if you do not already have one.
2. Contact that broker and tell them you want to do an inter member transfer from your other brokers. Give them your CHN and the names or CSCS numbers of your current brokers.
3. They will send you the transfer forms and guide you on the documents needed usually valid ID utility bill or proof of address bank details from an account you have used for at least 6 months and your latest CSCS statement from the old broker.
4. Sign and return the forms. The new broker handles most of the work with CSCS and your old brokers.
The process is mostly electronic now and usually takes a few days to a couple of weeks depending on how responsive both brokers are. There may be a small admin fee from the brokers.
I was with a family friend yesterday. Normal conversation. Then shares came up.
She bought Transcorp around 2006. Then 2008 crashed. Nobody explained anything to her. She panicked, sold at a loss, and never touched the market again.
While we were still talking, I searched her husband’s name on the SEC portal.
Access Holdings. Coronation Insurance. A few others. Unclaimed dividends sitting there for years.
They had no idea.
There is over ₦190 billion in unclaimed dividends in Nigeria right now. Most of it belongs to ordinary people who bought shares in the 2004 to 2008 boom, never completed their paperwork, and assumed the money died with the crash.
It did not die. It has been waiting.
Go to https://t.co/731nztTAbG and type in your name. Then your father’s name. Your mother’s. Your uncle who bought shares in 2007 and never spoke about it again.
The search is free. If your name shows up, the portal tells you which registrar holds your money. Fill that registrar’s e-mandate form and submit it through your bank or the registrar.
Know this too. Unclaimed dividends earn zero interest, and after six years of inactivity they can be swept into the SEC’s Investor Protection Fund.
Check today. Reply here if you get stuck and I will point you in the right direction.
Once you learn how to shop directly from China, E.g Temù or shien your wardrobe changes completely. Call me cheap I don't care I ain't rich, I don't do fraud.😭
It's knowing what to search for.
Here's my style after making plenty of mistakes.
1. T-shirts:
Skip 100% polyester unless you're buying gym wear.
Instead, search:
• 100% Cotton
• Combed Cotton
• Heavyweight Cotton
• 240-300 GSM Cotton
• Premium Cotton
• Mercerized Cotton
The heavier the GSM, the thicker and more premium the shirt usually feels.
2. Jeans:
Denim Jeans
Temu is surprisingly good for denim if you know what to search.
Search:
• Denim Jeans
• Cotton Denim
• Raw Denim
• Selvedge Denim (if available)
• 98% Cotton + 2% Elastane
• 99% Cotton
Avoid jeans with high polyester content. The more cotton, the better they'll age and feel.
3. Body-hug clothing:
Search:
• Ribbed Knit
• Modal
• Viscose Blend
• Cotton-Spandex Blend
They hold their shape much better than cheap polyester.
4. Hoodies
Search:
• 400 GSM
• French Terry
• Cotton Fleece
• Heavyweight Hoodie
5. Chains
Search:
• 316L Stainless Steel
• Titanium Steel
• PVD Gold Plated
• Vacuum Plated
These are far more resistant to fading than ordinary fashion jewelry.
6. Earrings
Search:
• 925 Sterling Silver
• 316L Stainless Steel
• Hypoallergenic
• Moissanite (if you're buying stones)
7. Scarves
Search:
• Mulberry Silk
• Silk Blend
• Cashmere Blend
• Wool Blend
• Viscose
Avoid the shiny, thin polyester scarves if you're after a premium look.
8. Loafers
Search:
• Genuine Leather
• Cow Leather
• Full Grain Leather (rare but worth looking for)
• Rubber Outsole
9. Sneakers
Search:
• Rubber Outsole
• EVA Midsole
• Breathable Mesh
• Leather Upper
• Stitched Sole
Pictures lie a lot
The description usually tells the truth.
Here's how I shop:
1. Read the material composition before anything else.
2. Sort by Most Orders or Best Selling, not cheapest.
3. Only buy products with lots of reviews or pictures or even better when a Nigerian has purchased it before they always tell the truth.
4. Read the 1-star reviews first. They'll tell you what the seller won't.
5. Look at customer photos, not the product photos.
6. Check the weight of the product. Better quality clothing is often heavier.
7. Read the size chart. Don't assume your Nigerian size matches.
8. If the title has words like "luxury," "premium," or "designer" but the material is 100% polyester, not everything but still move on.
Your best friend isn't the product picture.
It's the material, the reviews, and the customer photos.
That's how you separate the gems from the junk.
I hope this help.
Things are to expensive for a country this poor.
Nigeria’s fintech industry is facing a major infrastructure test.
As the CBN pushes data localisation, can local data centres support the scale and reliability Nigeria’s payments ecosystem demands?
Operators are raising concerns about capacity and compliance costs.
There are only 5 asset classes that actually build wealth:
1. Stocks (ownership of companies)
2. Bonds (lending money for interest)
3. Real estate (land & property)
4. Commodities (gold, oil, etc.)
5. Cash equivalents (T-bills, money market)
Every investment product in the world is some version of these 5.
Know the basics. Understand what you own.
‘The Arabs in old times used to say. Four things separate brothers: wealth, women, jealousy, and death. Four things make you lose your value among people: talking too much, laughing too much, lying and gossiping. Four things by which a wife ruins her home: stubbornness, anger, suspicion, and raising her voice. Four things by which a man ruins his home: distance, neglect, harshness, and stinginess.’
If you haven't gotten your Original WAEC result because your High School is demanding a lot of money or you lost the original copy, follow these steps to retrieve it.
1. Go to https://t.co/wudaW2Upm7
2. Create account
3. Input your details
4. Do verification with either your International Passport, BVN or NIN
5. They'll bring a payment option where you pay about #8,000
6. They'll give you access to download your original waec result
7. Print it in a hard concord paper
That's all.
Repost this so that others can benefit from it.
Applications are now open for the AEBS July 2026 Cohort.
Choose a specialist energy programme. Build practical industry competence. Join a network of professionals preparing to lead Africa’s energy future.
Limited slots available. Apply now!
July 1st, I want you to:
- google “solar installation company in Los Angeles” or “swimming pool repair in Austin”
- go to page 6,7, 8 or even more of google search results
- you will see websites that are poorly designed.
- copy their link and paste them into https://t.co/xI0MduZudW. You can download a detailed SEO analysis. Alternatively, use https://t.co/szP80FQ2D9
- paste the results on grok or ChatGPT and instruct it to give you a website design outline and buildup plan for a modern solar installation or swimming pool business. Tell it to optimize the website for conversion and AI SEO
- copy the output and paste it on claude to generate a responsive html website for you
- you now have a website built specifically for your leads
- check the contact us page of those websites for the email (and if you are lucky WhatsApp number of the owner).
- your has now shifted from “what I will do” to “see a website rebuild optimized for conversion”
- get the cold email course here https://t.co/MYIxqgwasf if you are struggling with how to write a converting cold pitch
Huge thanks to @mypaddi_ai for sponsoring this tweet
July 1st, I want you to:
- google “solar installation company in Los Angeles” or “swimming pool repair in Austin”
- go to page 6,7, 8 or even more of google search results
- you will see websites that are poorly designed.
- copy their link and paste them into https://t.co/xI0MduZudW. You can download a detailed SEO analysis. Alternatively, use https://t.co/szP80FQ2D9
- paste the results on grok or ChatGPT and instruct it to give you a website design outline and buildup plan for a modern solar installation or swimming pool business. Tell it to optimize the website for conversion and AI SEO
- copy the output and paste it on claude to generate a responsive html website for you
- you now have a website built specifically for your leads
- check the contact us page of those websites for the email (and if you are lucky WhatsApp number of the owner).
- your has now shifted from “what I will do” to “see a website rebuild optimized for conversion”
- get the cold email course here https://t.co/MYIxqgwasf if you are struggling with how to write a converting cold pitch
Huge thanks to @mypaddi_ai for sponsoring this tweet
Take zinc in the morning
vitamin D3 in the afternoon
And magnesium at night
Do this for 30 days, then tell me how your energy, sleep, stamina, libido and Testosterone levels have improved.
BREAKING: These 12 careers will quietly dominate the next 10 years.
Most people won’t notice until it’s too late.
The people learning these skills today will be impossible to ignore by 2030
One brain-dead service you can sell to small business owners like realtors, dentists, CPAs, and gym owners is an AI Audit. You don’t need to be a developer or technical at all. You just need to ask the right questions.
In essence, it’s recommending what to automate (the high-friction, repetitive tasks killing their time) and the exact right tools to make it work. Brain-dead. Straightforward.
A killer entry point is to provide a free 30-min business audit first, then upsell a full paid AI assessment + implementation
With the AI wave hitting, business owners and professionals want to save hours, cut costs, and 10x efficiency but they have no clue where to start. Your job is to find their biggest bottlenecks, prescribe simple wins, and cash out in the process.
Book a call → use an AI notetaker on Zoom → upload the transcript to Claude (or your favorite LLM). Claude will instantly spot the opportunities and spit out a custom report.
You can start today with https://t.co/tHalHhcsXi and https://t.co/YkChxQ9TwV for industry-specific Ai recommendations. Infinite money glitch.
This one shook me to my core 💔
Nigeria has many ways of failing its people… and this is one of the cruelest.
Meet Gospel Uabari Kinanee. In 2007, he was just 14 years old. He left home to play football with friends and never came back.
For months, his family turned Rivers State upside down. Hospitals, police stations, morgues — they checked everywhere. No Gospel.
The search broke them. His parents sold their land, their property, everything they had to find their son. The pain and stress was too much. Eventually, both of them died from heartbreak 💔
The world assumed Gospel was dead too. Years passed. 18 long years.
Then in 2025, out of nowhere, his older brother got a call: “We found your brother. He’s in a correctional facility in Rivers State.”
For 18 years, Gospel had been locked up. A 14-year-old boy who went out to play.
When they asked for his case file, there was nothing. No charges. No court record. No reason for his arrest. Just a child… forgotten behind bars.
The worst part? Gospel lost himself in there. His mind couldn’t carry the weight. He doesn’t recognize his brother. He can’t explain how he ended up in prison. The boy who left home to play ball is now a man who can’t remember his own story 😢
How does a child disappear into the system for 18 years without a case?
How many more “Gospels” are wasting away in prison right now for nothing?
This is not just his story. This is a wake-up call for all of us.
Nigeria, how do we fix this? How many innocent lives are we still losing to silence and broken systems? Talk to me
#JusticeForGospel
Here is a maths trick that will change how you see money. It is called the Rule of 72.
Take 72 and divide it by your yearly return. The answer is how many years it takes your money to double.
→ At 12% a year, money doubles in 6 years.
→ At 18%, it doubles in 4 years.
→ At 24%, it doubles in 3 years.
Now you understand why the wealthy obsess over rate of return, not just amount saved.