FRANCISCO A. LEON V.

[FRANCISCO A. LEON V. @pacho_l]

@RebillTeam just added serious firepower. @ramiro__qm, 10+ years at @Adyen, Amsterdam HQ to San Francisco. Now Head of Strategic Accounts at Rebill.
When people who have built at global scale choose a company purpose-built for cross-border payments in LatAm, it says something about where this market is going.
Welcome, Rami. Let's go.

[FRANCISCO A. LEON V. @pacho_l]

Cobros con QR en Argentina. Disponible en Rebill. Más opciones de pagos, más ventas.

[Rebill.com @RebillTeam]

Now available for both local businesses and international companies selling into the country.

Customers can pay from banking apps, Mercado Pago, Ualá, MODO, and 30+ banks.

Now live in Rebill 🚀

[FRANCISCO A. LEON V. @pacho_l]

We're shipping daily at Rebill.

New changelog updates: UX improvements, reconciliation tracker, retry logic, webhooks, 3ds...

This is what building payments infrastructure looks like when you don't slow down.

[Rebill.com @RebillTeam]

Increase the security of your transactions and eliminate potential chargebacks with 3DS

Require authentication on every USD card transaction and see whether verification was successfully completed directly in the payment detail view.

Shift fraud liability to issuers and reduce chargeback exposure.

[Rebill.com @RebillTeam]

Increase the security of your transactions and eliminate potential chargebacks with 3DS

Require authentication on every USD card transaction and see whether verification was successfully completed directly in the payment detail view.

Shift fraud liability to issuers and reduce chargeback exposure.

[Ariel Díaz Ailán @diazailan]

Expanding a subscription business from Brazil to the rest of LATAM means solving a different payment problem in each country.

While in San Francisco this month I sat down with Lucas, founder of an AI education platform with millions of users that has built a strong subscription base in Brazil, and Caio, their head of product.

They are ready to expand into Mexico, Colombia, and Argentina. Two Brazilians and an Argentine, in a city where most conversations about LATAM are theoretical, working through the real operational details.

The challenge they described comes up in every serious expansion conversation.

Brazil means PIX and parcelado. Mexico means SPEI and meses sin intereses. Colombia means PSE and cuotas. Argentina means QR payments and cuotas sin interés.

Each market has a dominant payment rail that drives conversion. Not supporting it means leaving a significant portion of the addressable market unreachable.

The standard solution is two or three payment providers, each covering a subset of markets and methods, plus a separate subscription management layer. That stack works, but it multiplies operational complexity with every new market.

What most operators eventually look for at this stage is a single platform that handles local collection across markets, supports advanced subscription models, and doesn't require opening local entities in each country.

The best conversations happen when both sides come with no agenda other than understanding the problem correctly. This was one of them.

#payments #latam #subscriptions #saas

[Ariel Díaz Ailán @diazailan]

Great post! At Rebill, we can help you by absorbing FX and IOF fees, so your customers pay exactly the price you show at checkout, with full transparency. We convert prices from BRL to USD and transfer the USD directly to your bank account. You can get started easily here: https://t.co/UZ2PDhXAhe

[FRANCISCO A. LEON V. @pacho_l]

@humandco Wow felicitaciones 👏🏽👏🏽👏🏽@humandco

[FRANCISCO A. LEON V. @pacho_l]

New research from @McKinsey and Artemis Analytics.

The gap between headline volume and actual payment usage is massive.

B2B stablecoin payments doubled from 2024 - but from a small base.

Most use case: treasury operations, not customer checkout.

[FRANCISCO A. LEON V. @pacho_l]

Stripe paid $1.1B for crypto infrastructure.

Crypto payments: <2% of B2B volume today.

So why the bet?

Not building for current demand. Building for regulatory position if crypto scales.

Big companies can afford future bets. Startups solve today's problems.

[FRANCISCO A. LEON V. @pacho_l]

Stablecoins moved $35 trillion last year!

Sounds massive. Here's the reality:

Only $390B (1%) was real payments.
60% = B2B treasury ops
23% = Remittances
Rest = Crypto trading loops

Big volume ≠ payment adoption.

What metrics are you using to decide features?

[FRANCISCO A. LEON V. @pacho_l]

https://t.co/L9Op5YH4D2

[FRANCISCO A. LEON V. @pacho_l]

Visa acquiring Argentina's largest payment processor (announced yesterday).
3rd major LatAm payment M&A in 60 days.
Pattern: infrastructure consolidation accelerating across the region.

What happens when your processor gets acquired and priorities shift?

[FRANCISCO A. LEON V. @pacho_l]

@rauchg @vercel @aisdk That's amazing!!! 👏🏽👏🏽👏🏽 @vercel @rauchg

[FRANCISCO A. LEON V. @pacho_l]

Via @Visa acquisition of Prisma Medios de Pago. 🇦🇷

[Nahuel Candia @dncandia]

It’s 00:00 in Miami (2AM in Buenos Aires), and after 12+ hours of pure trial and error, we finally have a production-ready Minion running at @RebillTeam

Today we merged the first piece of code written end to end by one of our AI minions directly into production.

No manual fixes.
No human patching.
The agent took the task, explored the repo, wrote the code, passed CI, and got merged.

We will open source this soon.

If you are a developer and want early access or want to contribute, comment below.

The world is changing extremely fast, and for the first time the leverage is shifting to small teams.

Creativity is the only real limit.

[Lauti @lautidev_]

Reconciliar pagos cuando no sabés de dónde salió cada número es un infierno.
En rebill mostramos el breakdown completo de fees y taxes directo en el detalle del pago, cada campo auditable. Te facilitamos las finanzas. Vendes y tenes claro cuanto se te va a pagar.

[Ariel Díaz Ailán @diazailan]

Hay años en los que creces.
Y hay años en los que cambias de escala.

2025 fue lo segundo.

Cerrando el año y comparado directamente contra enero:

– El volumen procesado por @RebillTeam creció +106%
– El revenue mensual creció +690%
– El margen creció +427%
– El revenue por miembro del equipo creció +569%, aun con prácticamente el mismo tamaño

Y no es inercia.

Es consecuencia de decisiones estructurales.

En octubre dimos uno de los pasos más importantes desde que arrancamos:

lanzar nuestra propia infraestructura de pagos.

En solo 3 meses:

– Pasó a representar más de un tercio de toda la operación
– Opera hoy en los principales mercados de LatAm: Argentina, Brasil, Colombia y México
– Chile se suma en los próximos días

Ese cambio no fue solo técnico.

Fue una redefinición de cómo construimos la compañía.

Nos dio control del producto, de la operación y del ritmo al que queremos escalar.

Lo que muestran estos números no es un cierre.

Es el comienzo de una nueva etapa.

[FRANCISCO A. LEON V. @pacho_l]

2025 was a big year for us at @RebillTeam.
We pushed hard on payments infrastructure across the Americas and started to see it turn into real usage and real numbers.

💡focus is compounding.

If you work in payments/fintech, what’s the biggest pain in LatAm you’d fix first in 2026?