happy gooner

Made this for Fredy. stack Sats and live your life. you can’t buy time.

[happy gooner @pacogunner]

You are funny, you’re just not good looking.

[foley (follard) @follard]

Americans will put $2.8 million into their 401k over a career and end up with $750,000 of actual spending power.

If you max out your 401k at $23,500 per year for 30 years at 8% annual returns, you accumulate roughly $2.8 million on paper.

But $2.8 million in 2055 buys what $1.1 million buys today after average inflation of 3% per year. Then the IRS takes 25% to 35% on the way out. You're after tax, inflation adjusted number lands at around $750,000.

30 years of locking up capital and zero access during your highest earning decades. A 10% penalty if you touch it before 59.5 years old. A menu of mutual funds your employer picked for you. All for $750,000 at retirement age.

The 401k was designed in 1978 as a supplement to pensions and social security. Pensions are mostly gone. Social security will almost certainly pay reduced benefited for anyone under 45.

For high earners, putting every available dollar into a vehicle you cannot touch for 30 years while ignoring assets that generate cash flow today is an expensive mistake and decision.

[Mason Home Builder @bankertobuilder]

This and a stop at a drive-thru sugar coffee place on your 80 minute commute to work

[𐌁𐌉Ᏽ 𐌕𐌉𐌌𐌉 @OrevaZSN]

Job interviews are always like, “What can you do?”

Sir, I’m a millennial born in the ‘90s. Just tell me what I need to know, and I’ll master it in three days.

[Sourdeath Sam @SourdeathSam]

SEE YOU ON MONDAY @Belgium

[Troll Football Media @TrollFootball2]

This is the best piece of commentary I’ve ever heard in my life 😂👏

[Alex @ajak1033]

The Spurs know how to TAKE the lead, they just don't know how to HOLD the lead. And that's really the most important part of the lead: the holding

[happy gooner @pacogunner]

@i_zzzzzz Quality post

[Brooks Otterlake @i_zzzzzz]

Wemby can’t summon the hate required to win when he’s playing against a walkable city

[mariam @maryooomaaa_]

This season has made me realise that people hate arsenal more than they love their own teams and that’s truly embarrassing 😭

[Joshua @RealSportReview]

Advertised 4.5% interest for my high yield savings account to get us in and then slowly over the next 2 years dropped it down to 3.1%. Thanks @SoFi

[happy gooner @pacogunner]

Traveling is worth every penny.

[🐻 @GrizzFan76]

I damn near collapsed 14 different times my nigga this my last season watching this fuckass club

[= @afcsohaib]

raya prob saves like 100 people from killing themselves

[cold 🥑 @coldhealing]

Single income no girlfriend (SING) is higher effective spending power than dual income no kids (DINK)

[: @trevorngl]

24 years old.
Fully paid off Costco hotdog.
It's not "parents money".
It's not luck.
It's consistency.
It's discipline.
I grind EVERYDAY to live this lifestyle.

[Mason Home Builder @bankertobuilder]

This is a commuter’s dream

We built these homes directly on the main interstate

The instant you leave your driveway, you’re already on the highway headed to work

We’ve cut commute times down by several minutes for all our new residents