Emerging markets have:
- Global investment demand
- Good macroeconomics
- And the right demographic
What they don't have:
Stable, fair, banking infrastructure fit for the everyday consumer (not just the ultra wealthy)
Finance running on PACT rails completely flip the script
Global cross border payment volumes are growing strong
• 2022: $150T
• 2023: $190T
• 2024: $196T
• 2025: $208T
The demand is growing but the infrastructure has not
And users are still met with the same limiting tools, fees, and time delays (until now)
As the world becomes more connected our financial infrastructure must keep up
Mastercard announced the expansion of stablecoin settlement across more chains, tokens, and operating hours
The global financial landscape requires deep connectivity
→ Tokenization is the answer
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PACT pushes tokenized finance forward AND the RWA community
Alongside @RBCDigitalGold, @Finrockinc, @ENI__Official, @PayGo402 we're giving away $200 to deepen your tokenization knowledge
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The existing state of remittances gives users two options:
1) Cash transfers on legacy rails
2) Digital transfers on legacy rails
Regardless of the method both are met with high network fees + FX spreads
This reveals another issue:
It's not just fees – it's maintaining value
Global cross border payment volumes are growing strong
• 2022: $150T
• 2023: $190T
• 2024: $196T
• 2025: $208T
The demand is growing but the infrastructure has not
And users are still met with the same limiting tools, fees, and time delays (until now)
Ethereum's RWA dominance fell from 93.4% → 61.1% as tokenization move multi-chain
Networks like @Aptos are picking up because complex, high-velocity systems demand low latency, cheap gas, and massive scalability
Legacy systems like payroll and credit thrive with these conditions
PACT has processed +$1.9B in credit on Aptos' high-speed rails and has over $570M in active loans on-chain
Speed, scalability, and efficiency are essential to upgrade legacy finance with tokenization
PACT's plumbing on Aptos makes it happen