Padrino

Powering infra for the next gen of financial products @yativohq

[Padrino @padrinoIG]

@Skobedo21 @TruBit_Latam busca el hash en tronscan. si sale confirmado, el problema está del lado de trubit y ese hash es lo que les mandas. si no aparece, revisa dirección y red antes de reenviar nada. y ojo con cuentas que te escriban ofreciendo ayuda, suelen ser estafa

[Padrino @padrinoIG]

Who’s building an alternative to Office365?

It seems they’re not ready for business.

Been down for over 4 hours

[Padrino @padrinoIG]

@oriyolawale1 @Payoneer @Payoneer_Help ask in that same ticket exactly which document or detail they're waiting on, and send it all in one reply. once it lifts, don't keep the whole balance in one place again

[Padrino @padrinoIG]

@SuleTunmise @stripesupport @stripe after a closure the balance is usually held for a while to cover refunds and disputes. ask in writing for the exact release date, and check the payout bank on file is still open so it doesn't bounce when they finally send it

[Padrino @padrinoIG]

@SuleTunmise @stripesupport @stripe makes sense, price the request. quote first also lets the agent set a max it's willing to pay before it commits, which is the part i'd want as the user

[Padrino @padrinoIG]

@thomasraynott @airwallex 3 months of templates means more emails won't move it. send one formal complaint in writing asking for the release date and the account it goes to, and keep every reply. full disclosure, i work on this at yativo, but whatever you use next, keep a second account live

[Padrino @padrinoIG]

@reindrx @Payoneer ¿qué te está fallando, el retiro al banco o la verificación? si es el retiro, lo usual es mandarlo a una cuenta chilena a tu nombre. ojo con el tipo de cambio que te aplican al pasar a pesos, compáralo con el dólar del día antes de sacar todo

[Padrino @padrinoIG]

@The_Real_EJC makes sense. are you seeing that already with the bigger offramps, or is it the smaller ones moving first?

[Padrino @padrinoIG]

question for people doing payouts into nigeria: since the cbn stablecoin rulebook came out, has anything changed with your offramp partners yet? or is it business as usual until the deadlines actually hit

[Padrino @padrinoIG]

@1shotapi budgets that only get smaller as they go down to sub agents makes sense. what happens to a refund though, does it go back to the sub agent's slice or up to the parent budget?

[Padrino @padrinoIG]

@SuperAppSTB the fx side is what catches people outside the us. every usdc receipt is a conversion event for the local accountant, so you need the rate at the moment it landed, not the month end one. do you pull that per payment?

[Padrino @padrinoIG]

@nrgore1 fair, separate wallets don't survive graph analysis for long. selective disclosure is the part i'd want to see working. does the auditor get one view key for everything or a scoped one per counterparty?

[Padrino @padrinoIG]

@Ceri_Wolff @base @Starknet @solana pay per call is clean when the price is fixed. what about apis where the cost depends on the answer, like a search that returns 3 results vs 300? quote first and a second 402?

[Padrino @padrinoIG]

@MatteoGilliotti good call, mexico as the baseline. if a first spei payout is still slow, the wait is on the sender side compliance, not the receiving bank. then guatemala or honduras next to it would show how much the bank adds

[Padrino @padrinoIG]

question for anyone sending payouts into latam: is the first payment to a new recipient a lot slower than the repeat ones for you? trying to figure out how much of the delay is the bank checking a new name vs the rail itself

[Padrino @padrinoIG]

sofi's bank-issued stablecoin is on polygon now too, after ethereum and solana. a us national bank putting its own dollar token on three chains is new. the part i'd watch for payouts: can a business in mexico take it and get pesos without swapping into usdc first

[Padrino @padrinoIG]

@LibertySwapFi agree on not depending on one provider. ramps change their kyc rules or drop a corridor overnight. having two live at all times is boring but it's what keeps money moving

[Padrino @padrinoIG]

@IfeJohnseen @ekosecurities makes sense as a first product. psps fronting merchant payouts while they wait on settlement is real pain. the hard part is pricing the risk when the settlement data is messy

[Padrino @padrinoIG]

@The_Real_EJC yeah, rulebooks moving slower than payouts is right. my guess is the partners with a real licensing path already started the paperwork quietly, and the rest find out at the deadline

[Padrino @padrinoIG]

@0xArcherxyz @base $0.007 a search is the part cards could never do. the fixed fee on a card payment alone would cost more than the search