Parafin

Parafin provides ready-to-launch financial products that help your merchants grow.

[Stripe @stripe]

We’re welcoming @ParafinHQ to Stripe.

Together, we’ll expand revenue opportunities for platforms and help small businesses grow: https://t.co/nDI8NcFPvM.

[Parafin @ParafinHQ]

We are excited to share that Parafin is joining Stripe.

Read the announcement from Sahill and Vineet: https://t.co/DsxV1do9Fu

[Parafin @ParafinHQ]

Every night, ~50 tasks evaluate 150,000+ receivables across Parafin’s capital markets operation.

Our Head of Strategic Ops, John Quine, breaks down how we built the infrastructure behind our warehouses, forward flows, and capital partner reporting. https://t.co/oYVQusRkpL

[Parafin @ParafinHQ]

We’re heading back to #AmazonAccelerate for our fourth year, September 22–24 in Seattle.

We’ve expanded what we can offer Amazon sellers since last year, and we’re looking forward to hearing what sellers are working toward and how access to capital can support those goals.

If you’ll be at Accelerate, come find us and say hi!

[Parafin @ParafinHQ]

All lines of credit are issued by Celtic Bank. All lines of credit and offers are subject to credit approval and identity verification, are subject to periodic review, and may change without notice. Bank transfers are subject to review.

[Parafin @ParafinHQ]

Parafin Pay Over Time is live on @tekioncorp !

Together, we’ve launched a B2B buy now, pay later solution embedded directly into Tekion Pay, giving dealership business customers more flexibility in how they pay.

For buyers, that means more flexibility to manage working capital. For dealerships, it means offering flexible payment options to more business customers while getting paid upfront.

We’re excited to bring a more modern B2B payments experience to the automotive retail ecosystem with Tekion.

https://t.co/jYHKXfJAQv

[Parafin @ParafinHQ]

The future of small business financing may look a lot more like software.

Platforms already sit at the center of how millions of small businesses run. They see how those businesses are performing and often know when they’re preparing to invest, hire, or manage a cash flow gap.

That puts platforms in a powerful position to deliver financing at the moment it’s useful, directly inside the tools their customers already rely on.

FinTech Global explores what happens as more of the financial relationship moves into software: https://t.co/Qckvb3Ipmt

[Parafin @ParafinHQ]

Offering capital through existing platforms was one of Parafin’s earliest bets.

In a new profile from The Verticalist, our co-founder and CEO @llihas shares why we chose an embedded model for small business financing and what we’ve learned from working across dozens of platforms and industries.

The story dives into distribution, underwriting, platform loyalty, and what makes the strongest vertical platforms stand out.

https://t.co/Wz2zI9xgLz

[Parafin @ParafinHQ]

What can small business financing reviews teach platforms?

We analyzed hundreds of Trustpilot reviews from businesses funded through Parafin-powered programs and found better capital experiences come down to timing, speed, simplicity, and trust.

Read the takeaways: https://t.co/RwiN5doF0l

[Parafin @ParafinHQ]

20% of small business owners plan to create new jobs in the next three months, the highest level since October 2022, according to NFIB.

Nearly a third also reported raising compensation in July.

More hiring means more upfront costs for small businesses. Businesses are taking on payroll and other expenses today based on the growth they expect tomorrow. Platforms already have visibility into how those businesses are performing, which can help them offer capital at the moment those costs hit.

More from NFIB: https://t.co/yFPzlAwcMI

[Parafin @ParafinHQ]

A piece of equipment at Andrei’s auto shop needed to be replaced.

Parafin powers @360Payments Business Capital, which Andrei has used more than once to invest in his shop.

Recently, we surprised him with another $5,000 for the business.

Watch what happened 👇

[Parafin @ParafinHQ]

Big news: Parafin now powers @SpotOn Capital.

SpotOn wanted to give restaurant operators better access to financing, with underwriting that reflects how their businesses actually perform.

We’re excited to bring Parafin’s underwriting and capital infrastructure to SpotOn Capital and help them continue building a financing program that works for restaurants.

Read the announcement: https://t.co/yXWP3f5dt7

Loans are issued by Celtic Bank.

[Parafin @ParafinHQ]

Parafin has made the Inc. 5000 list for the second year in a row!

We're honored to be recognized again by @Inc as one of the fastest growing private companies in America.

Two years running is a credit to our team, to the platforms we partner with, and to the small business owners putting this capital to work.

See the full list here: https://t.co/Vg6BU6EMsH

[Parafin @ParafinHQ]

Restaurants can be busy every night and still have cash flow gaps.

That’s because expenses and revenue rarely move on the same timeline. Inventory, payroll, and rent often come due before all of a restaurant’s revenue has arrived.

Over on the @SpotOn blog, our CEO @llihas explores why profitable restaurants can still face cash flow gaps, and how financing can better align with the way restaurants operate.

https://t.co/28HBFdWKzy

[Sahill Poddar @sahillp]

Two LLM agents beat one on bank txn classification. By splitting the direction and deploying an agent for debits and another for credits, the @ParafinHQ research team can label a year's worth of bank txns in 10s with 99% accuracy inside a live underwriting decision.

[Parafin @ParafinHQ]

How do you classify 3,500+ bank transactions in the middle of a live underwriting decision?

We built an LLM workflow that:

• Achieves ~99% accuracy
• Runs in ~10 seconds
• Powers real-time credit decisions at scale

Read on ↓ https://t.co/fpauPvg8Ng

[Parafin @ParafinHQ]

Hot take: price isn't why buyers abandon checkout. Payment terms are.

Giving buyers a way to pay over time at the moment they're deciding whether to complete the order. That's the unlock for platforms.

Here's what that looks like in practice: https://t.co/UPkwqM2gRY

[Parafin @ParafinHQ]

CNBC named Parafin one of the World’s Top Fintech Companies for 2026!

We’re proud to be building the infrastructure that helps platforms launch financial products for small businesses, and to be recognized alongside the companies pushing the industry forward.

https://t.co/RINGxWgkk6

[Parafin @ParafinHQ]

We've closed a new forward-flow agreement, adding up to $300M in funding capacity!

This is our second forward-flow deal, building on recent partnerships with Goldman Sachs, EverBank, and First Citizens.

With 50,000+ small businesses funded to date, more capital behind the platform means even more of them get fast, flexible access to the capital they need to grow.

Full announcement here: https://t.co/NYbBRxGs7d