Paras Jain

AI Engineer at @qure_ai
Former Manager at @Techfest_IITB

[Sick @sickdotdev]

There are levels of vibe coding.

[Pooja @poojaofficial5]

HDFC Bank first dragged my CIBIL Score down to 615, then an RBI Ombudsman complaint made the same bank start chasing me.

I had applied for a Credit Card, but the bank rejected my application.

Then, a few days later, the exact same card arrived at my doorstep with a ₹500 joining fee.

I went to the branch to sort it out, and the employee told me

"Just do not pay the fee and do not activate the card, it will automatically get cancelled."

I trusted his advice.

But that’s where the real nightmare began.

The card was not cancelled.

Instead, the bank kept reporting defaults for 3 months, and my CIBIL Score eventually dropped to 615.

When I complained, instead of taking responsibility,

I was given a lecture about being more financially responsible.

So I waited, gathered all the documentation, and finally took the matter to the RBI Ombudsman.

And suddenly, everything changed.

Calls from the Branch Manager
Calls from Senior Officers
First, they offered an NOC

Then, they requested me to withdraw the complaint

The same bank that had earlier dismissed my complaint was now saying

"Madam, we will completely clean your CIBIL history, just withdraw the complaint."

But this time, I refused to back down.

The result ?

Within just 3 weeks, all the late payment and default remarks related to that incident were removed from my CIBIL report,

and my credit history was restored.

The same bank that had initially treated me as if I was at fault was now trying desperately to convince me.

One small mistake can cause months of damage to your credit profile.

So never blindly trust verbal advice from bank employees.

Keep records of every conversation, monitor your CIBIL regularly,

and if the bank refuses to resolve a genuine complaint, take it to the appropriate regulatory channel.

Because sometimes, one properly documented complaint can completely change a bank’s tone.

[Sakshi @Sakshi50038]

Who's gonna tell vibe coders about...

> Rate Limiting
> Caching
> Load Balancing
> Reverse Proxies
> API Gateways
> CI/CD
> Docker
> Kubernetes
> Service Discovery
> Circuit Breakers
> Timeouts
> Retries
> Exponential Backoff
> Idempotency
> Message Queues
> Pub/Sub
> Event-Driven Architecture
> Distributed Transactions
> Saga Pattern
> Dead Letter Queues
> Cron Jobs
> WebSockets
> Long Polling
> Server-Sent Events
> Database Indexing
> Query Optimization
> N+1 Queries
> Connection Pooling
> Read Replicas
> Sharding
> Partitioning
> Replication
> Leader Election
> CAP Theorem
> Eventual Consistency
> Optimistic Locking
> Pessimistic Locking
> Distributed Locks
> Race Conditions
> Deadlocks
> Memory Leaks
> Garbage Collection
> Thread Safety
> Backpressure
> Autoscaling
> Horizontal Scaling
> Vertical Scaling
> CDN
> Edge Caching
> Cache Invalidation
> Feature Flags
> Blue-Green Deployments
> Canary Releases
> Rolling Deployments
> Rollbacks
> Health Checks
> Liveness & Readiness Probes
> Monitoring
> Logging
> Distributed Tracing
> Metrics
> Alerting
> SLOs
> SLIs
> Error Budgets
> Observability
> Secrets Management
> IAM
> OAuth
> JWT Rotation
> TLS
> Encryption at Rest
> Encryption in Transit
> WAF
> DDoS Protection
> CORS
> CSRF
> SQL Injection
> XSS
> SSRF
> Database Migrations
> Schema Versioning
> Disaster Recovery
> Backups
> Failover
> Multi-Region Deployments
> Chaos Engineering
> Cost Optimization
> Cold Starts
> Serverless Limits
> Latency
> Throughput
> P99 Latency
> Tail Latency
> Network Partitions
> Clock Skew
> DNS
> TCP vs UDP
> HTTP/2 & HTTP/3
> gRPC
> Webhooks
> API Versioning
> Semantic Versioning
> Infrastructure as Code
> Terraform
> Helm Charts
> Build Caching
> Dependency Hell
> Production Incidents
> On-call
> Postmortems

...until the app gets its first million users.

[Kushal Bhagia 🇮🇳 @kushalbhagia]

Shoutout to the Rapido PM who’s come up with the “Never Cancels” badge on the app.

Genius move 👏

[Sanju Choudhary @saaaanjjjuuu]

Flipkart found a new way to loot consumers!!

Now they've starting charging a seperate "GT charges" (Good transport tax) while checkout.

If you see the checkout literally says the price includes product price, taxes & GT charges, but when you get the invoice it's not included in it.

Day by day they are just finding new ways to earn more from consumers without even showcasing it properly.

[Jay @jayair]

I’m seeing a lot of claims from people saying that they can beat DeepSeek’s price

If you really think you can, there’s around 15T tokens worth of traffic we’ll send you everyday

DM Dax or me

[Tukaram Mundhe @Tukaram_IndIAS]

Why doing the right thing becomes exceptional ?
Public service is about having the courage to put public interest above self interest, commitment above comfort.
#TukaramMundhe

What stops babus from being Tukaram Mundhe or Ashok Khemka? - India Today https://t.co/42qmP55A48

[OpenCode @opencode]

DeepSeek has officially increased their prices

OpenCode Go's limits have been updated to reflect them

We have made progress on operation cheepseek, more info soon

[Sanju Choudhary @saaaanjjjuuu]

Indian telecom market is getting ridiculous!!

AirTel earns the highest revenue per user compared to JIO & VI, but they aren’t even providing Unlimited 5G in reality.

Airtel: ₹264
Jio: ₹215.6
Vi: ₹195

Prices keep going up, cheap plans keep disappearing, and consumers are being pushed toward higher value packs.

At this point, competition isn’t lowering prices. It’s just deciding who gets to charge you more.

[Bharat Facts @BharatFactsIN]

🚨 @airtelindia & @reliancejio please launch a truly affordable/low cost Voice + SMS only Monthly recharge plan with ZERO internet data.

Not everyone needs daily data. Many poor, low income, senior citizens and basic keypad phone users mainly need calling and SMS.

Example - Start With 100Rs Plan

💬Comment & Repost if You are agreee with this proposal 🇮🇳👍

#Airtel #Jio #Recharge #Telecom #India

[Paras Jain @parasjain___]

gg Tukaram bhau

[Tukaram Mundhe @Tukaram_IndIAS]

Stand by What’s right

Leadership is tested when doing the right thing is not the easiest thing to do.
Positions change. Circumstances change. Principles must endure.

#TukaramMundhe #Leadership #Inspiration #public

[Saurabh Gupta @100Rabh_Gupta18]

The two most useless organizations in India.

[OpenCode @opencode]

Nemotron 3 Lightning is now free on OpenCode

text · 1M context

NVIDIA’s fastest model and fully open source

[Paras Jain @parasjain___]

this is the nicest Voronoi diagram i have seen so far.

[rikarufort @DBL_fay]

@DrEliDavid Let’s set the scope to global scale

[Paras Jain @parasjain___]

@DrEliDavid how the fuck are we suppoed to read data bw 1950 and 2022.

[Paras Jain @parasjain___]

@IndiaNewGen do business and save taxes

[Kshatriyan @pazhani_r]

@pRRRadeep

[Paras Jain @parasjain___]

@pRRRadeep @grok check why nhai is under so debt??