CA Dishit Parekh

Chartered Accountant & Certified Financial Planner. Fee-Only Advisor. Founder @ForesightFA (Foresight Financial Advisory)

[CA Dishit Parekh @parekhdishit]

Delaying #lifeinsurance is costly.

The same ₹1 Crore term plan that costs ₹18/day at age 25 can cost ₹110/day at age 50—only because of age.

Nothing else changes.
Cover stays the same. Risk increases. Premium shoots up.

Buy early.
Lock low cost.
Protect your family smartly.

[CA Dishit Parekh @parekhdishit]

Recent fires remind us—disasters don’t give warnings
Fire Insurance is a small cost to protect homes, shops, factories & godowns
Protect what took years to build

Reach out to us
Dishit Parekh CA CFP
Foresight Financial Advisory
#FireInsurance
#BusinessInsurance
#Property
#Risk

[Foresight Wealth Pvt Ltd @ForesightFA]

Recent fires in Ahmedabad have destroyed homes, factories, and godowns—leaving families and businesses devastated.

Disasters don’t come with warnings. Protection must come first.

Fire Insurance is a small cost to safeguard what took years to build.

Need guidance.? Reach out.

[Foresight Wealth Pvt Ltd @ForesightFA]

Turn your India trip into a smart financial move. From NRI investments to global financial & insurance planning, let your money work seamlessly across borders.

📞 Book your FREE consultation while you’re in India.
@parekhdishit
#NRIInvesting #NRI #MutualFunds #Wealth

[CA Dishit Parekh @parekhdishit]

Based on the data requirement, we have provided the data and 25426653 - service request number generated.
Kindly look into the same @Niva_Bupa @NivaBupaSupport

[CA Dishit Parekh @parekhdishit]

@Niva_Bupa @NivaBupaSupport claim id 2312912 submitted for reimbursement claim on 20th June, still not settled. It's been 4 months and claim underwriting team is not able to provide any proper response . It's an amount of 460000+ and the insured is facing financial problems.

[CA Dishit Parekh @parekhdishit]

Aaj life mai paheli baar esa hua ki 3 ghante ke interval main Netflix pe ek movie dekh dali

Pakistan violates Ceasefire
#IndPak #ceasefire #IndianArmy #HindustanZindabad #Indian

[Nikhil Jha @NIKHILLJHA]

🚨Health Insurance Claim Investigation-Do companies hire ACP Pradyuman to investigate?😅😅

Going for a reimbursement claim?
High Chances that the insurer will send a private investigator,

In most cases,
Insurers trigger an investigation into reimbursement claims,

However, in a few cases,
When the insurer suspects the treatment and claim in a cashless claim,
The insurer can trigger an investigation in cashless claims also
So, what is the problem with reimbursement claims?

During Cashless claims,
The insurer and the hospital have a MOU (memorandum of understanding) according to which all treatment costs are paid for,
This leaves very less room for Frauds,

During Cashless claims,
The insurer has direct access to line of treatment and is assured of the costs,

Most fraud/irrational charge claims come during reimbursement claims!

Here, there are high chances of fraud as the insurer has no estimate of costs during treatment and no understanding of the treatment.

🛠️ Common Triggers for Investigation

🩺Early Claims(Within 6 months of taking the policy)
🩺Unusual Treatment Patterns:
🩺High Claim Amounts:
🩺Frequent Claims:
🩺Incomplete Documentation:
🩺Suspect hospital

So what does the insurer do?

When the insurer does not understand the claim,

The insurer launches an investigation into the claim,
Most insurers work with third-party investigative agencies,
Some insurers work with 50-100 agencies in order to service customers all over the country,

What do these investigators really do?

The real job of these investigators is to check the key documents:-

🩺Medical Reports:
🩺Hospital Records:
🩺Billing Information:
🩺Doctor's Prescriptions:

Investigators can go to the hospital for in-depth verification.(including CCTV footage)
They can check ur Google Maps history,ur documentation work, and ur medical history in order to verify.

At a level it seems ACP Pradyuman type CID investigation

So, how to avoid such investigations?

🩺Always go for cashless claims at a good and genuine hospital.
🩺Try to avoid reimbursement claims unless emergency
🩺Make sure all diseases are properly disclosed at the time of buying the policy.
🩺Buy your policy from a good quality insurer

Here is an article on the hiring of private detectives where we partner with Mint to highlight these issues👇

[PoliticsSolitics @IamPolSol]

@mrsinha An Italian delegation met Uttar Pradesh CM Yogi Adityanath in Lucknow yesterday.

Women returning from Prayagraj Mahakumbh recited the Ramayana, Shiv Tandava, and bhajans in the presence of the Chief Minister. Jai Sanatan 🙏

#Mahakumbh2025 #Mahakumbh #महाकुम्भ

[CA Dishit Parekh @parekhdishit]

"Forget your financial worries and leave the work to an expert

https://t.co/R6asTuw9Zx
#PlanningBeyondObvious
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#StressFreeLife #FinancialPlanning #StayInsured #FinancialAdvisor #Investing #HealthInsurance #LifeInsurance #InvestmentPlanning #MutualFunds #SIP

@ForesightFA

[CA Dishit Parekh @parekhdishit]

Kick the habit, save money, and invest in a brighter tomorrow.

#WorldNoTobaccoDay

[Foresight Wealth Pvt Ltd @ForesightFA]

Ditch the Cigarettes, Invest in Your Health and Wallet this World No Tobacco Day!

https://t.co/VBbVSX7FMF
#PlanningBeyondObvious

#WorldNoTobaccoDay
#FinancialPlanning #StayInsured #FinancialAdvisor #Investing #Finance #Wealth #HealthInsurance #LifeInsurance #MutualFunds #SIP

[CA Dishit Parekh @parekhdishit]

Plan for your Goals well in advance and live a Debt Free life..

Reach out to us soon

Dishit Parekh CA CFP
Foresight Financial Advisory

#Debtfree #investmentPlanning #WealthManagement #Wealth #Invesetment

[Foresight Wealth Pvt Ltd @ForesightFA]

Dreams don't need luck, they need a plan! Foresight helps you achieve them with smart financial planning. Start today.

https://t.co/VBbVSX77X7
#PlanningBeyondObvious

#FinancialPlanning #StayInsured #FinancialAdvisor #Investing #Finance #Wealth #HealthInsurance

[CA Dishit Parekh @parekhdishit]

It's all about the time in the Market..

https://t.co/R6asTuw9Zx
#PlanningBeyondObvious
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#FinancialPlanning #StayInsured #FinancialAdvisor #Investing #Finance #Wealth #HealthInsurance #LifeInsurance #InvestmentPlanning #WealthManagement #MutualFunds #SIP #InsuranceAdvice

[Foresight Wealth Pvt Ltd @ForesightFA]

Babumushai, zindagi aur investment lambe samay ke liye honi chaiye! Contact us today to start planning your long-term investment strategy.

https://t.co/VBbVSX7FMF
#PlanningBeyondObvious

[CA Dishit Parekh @parekhdishit]

Start Early.. Retire Rich..

https://t.co/R6asTuw9Zx
#PlanningBeyondObvious
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#FinancialPlanning #StayInsured #FinancialAdvisor #Investing #Finance #Wealth #HealthInsurance #LifeInsurance #InvestmentPlanning #WealthManagement #EstatePlanning #MutualFunds #SIP #InsuranceAdvice

[Foresight Wealth Pvt Ltd @ForesightFA]

Invest smarter, retire richer! This post shows the power of compound interest when you start investing early.

https://t.co/VBbVSX7FMF
#PlanningBeyondObvious

[Foresight Wealth Pvt Ltd @ForesightFA]

Making your decision even more easier to choose between new tax regime and old tax regime... Still feeling lost? Leave the work to an expert and reach out to us.
Dishit Parekh CA CFP
Foresight Financial Advisory
9320748824 /9427748824
#taxplanning #incometax #financialplanner

[CA Dishit Parekh @parekhdishit]

It's like Claim deductions and pay tax at higher rates or don't claim deduction and pay tax at lower rates.. still confused.?? reach out to us and let us help you in planning your taxes

Regards
Dishit Parekh CA CFP

[Foresight Wealth Pvt Ltd @ForesightFA]

Old vs. New Tax Regime: Confused? Don't be!

Comment "Tax" to get your tax planning done.

#taxhelp #financialadvisor #FinancialPlanning #StayInsured #FinancialAdvisor #Investing #Finance #Wealth #HealthInsurance #LifeInsurance #MutualFunds #SIP #InsuranceAdvice #Taxplanning

[CA Dishit Parekh @parekhdishit]

It's can be quite confusing to choose between the old tax regime and new tax regime.. leave the work to an expert. Reach out to us..

[Foresight Wealth Pvt Ltd @ForesightFA]

New tax regime vs old tax regime? We can help you understand the difference. Contact Us today!

https://t.co/VBbVSX7FMF
#PlanningBeyondObvious

#taxhelp #FinancialAdvisor #Investing #Finance #Wealth #HealthInsurance #LifeInsurance #MutualFunds #SIP #InsuranceAdvice #Taxplanning

[CA Dishit Parekh @parekhdishit]

Wishing you a blessed Hanuman Jayanti! #FinancialForesight 🙏💰

[Foresight Wealth Pvt Ltd @ForesightFA]

Like Hanuman's focus, invest wisely for the future. Stay determined, stay prosperous.

#InvestingGoals #StayInsured #FinancialAdvisor #Investing #Finance #Wealth #HealthInsurance #LifeInsurance #WealthManagement #EstatePlanning #MutualFunds #SIP #InsuranceAdvice #MutualFunds