Paul Frambot 🦋

Cofounder & CEO @Morpho

[Paul Frambot 🦋 @PaulFrambot]

Coinbase launches crypto-backed loans powered by Morpho in its main app!

This is the largest-scale DeFi integration ever, with far-reaching implications for the future of DeFi, Crypto, and the entire financial industry.

👇

[Coinbase 🛡️ @coinbase]

Bitcoin-backed loans are here.

Borrow USDC against bitcoin, without selling it. Rolling out to US users (ex. NY) starting now. More collateral assets and regions to come. Powered by @MorphoLabs and built on @Base.

The future of finance is onchain.

Learn more: https://t.co/yZrifwKadt

[Paul Frambot 🦋 @PaulFrambot]

Fintechs are good at owning distribution.

DeFi is the opportunity for them to also own the infra.

Building/owning financial products end to end will deliver truly enhanced experiences.

[Guy Wuollet @guywuolletjr]

Fintech was a revolution that digitized the front end of finance

Stablecoins are enabling finance to digitize the backend, and upgrade existing core ledgers

[Paul Frambot 🦋 @PaulFrambot]

Crossmint just integrated Morpho into their wallet stack!

[Crossmint @crossmint]

Stablecoins sitting in a wallet are losing value to inflation.

We're partnering with @Morpho to connect Crossmint wallets to curated Morpho Vaults, so your users can access yield on their balances, all from a self-custody wallet.

[Paul Frambot 🦋 @PaulFrambot]

What gets me excited about this one is that a bunch of Morpho contributors (contracting through @deel) will be able to actually use the integration in their everyday life...

[Morpho 🦋 @Morpho]

.@deel Stablecoin Wallet, powered by Morpho

Deel puts dollar-backed balances into the hands of contractors in Latin America. Morpho now enables those balances to earn onchain rewards via @SentoraHQ curated Morpho Vaults on @tempo

[Paul Frambot 🦋 @PaulFrambot]

@thierryEdde44 @deel @Stablecoin @privy_io @tempo @Morpho @SentoraHQ @Bouazizalex @Olek_Shtanoprud 🦋

[Thierry Edde @thierryEdde44]

We’re redefining how the world gets paid.

Introducing the Deel stablecoin wallet allowing contractors to hold earnings in DLUSD, earn rewards and spend anywhere.

All on @deel.

Big thanks to our partners at @Stablecoin @privy_io @tempo @Morpho @SentoraHQ for making this possible.

[Paul Frambot 🦋 @PaulFrambot]

This one is truly special. Morpho has been a power user of @deel ever since we started!

Today we are announcing that we will power Earn for Deel’s new stablecoin product, launching first in Latin America!

Millions of contractors can now hold their earnings in a dollar-backed balance and have rewards accrue automatically, without leaving the platform they already use to get paid.

[Alex Bouaziz @Bouazizalex]

For the first time, contractors can get paid, hold, earn and spend, all inside the same app 💸

Introducing the Deel stablecoin wallet: hold earnings in DLUSD, earn rewards, spend anywhere, with no crypto exchange, separate accounts, or lost value in transit.

Launching in Latin America today, with APAC, MENA, and Africa to follow.

Coming soon for employees! 👀

Thanks to our partners at @Stablecoin, @privy_io, @tempo, @Morpho, and @Sentora for making this possible.

Read more in the comments 👇

[Paul Frambot 🦋 @PaulFrambot]

@mroliverpt @Morpho We are so glad to have you!!

[Paul Frambot 🦋 @PaulFrambot]

to elaborate, the algo for max growth is basically:
1- wake up
2- sort issues by impact
3- execute the biggest one
4- repeat as much as possible

problem is, max impact usually = max pain for one simple reason: if it weren't painful, it'd have been arbitraged away already.

[Paul Frambot 🦋 @PaulFrambot]

Toughest truth I've had to learn: growth is directly correlated to the amount of pain you can take.

[Paul Frambot 🦋 @PaulFrambot]

I wrapped 3 weeks across Singapore, Hong Kong, Tokyo, and Seoul. 50+ in-person meetings with regulators, fintechs, allocators, and major institutions.

A few things stood out:
→ Asia sits on both ends of the risk curve at once: some of the most aggressive, risk-tolerant players in crypto on one side, and highly institutional actors waiting for regulatory clarity on the other.
→ Demand for US financial products is real and growing.
→ Recent hacks rattled some players, but the appetite for onchain finance hasn't gone away. It's maturing.
→ There's no substitute for being in the room. Asia is the deepest onchain liquidity hub in the world right now, and we've been seriously under-investing here. That changes now.

[Paul Frambot 🦋 @PaulFrambot]

@planetmaaz oui

[Paul Frambot 🦋 @PaulFrambot]

Morpho is now powering @Trezor to bring stablecoin yield to their 2M+ users!

[Morpho 🦋 @Morpho]

Stablecoin Yield in @Trezor Suite, powered by Morpho

Trezor is bringing noncustodial yield curated by @SteakhouseFi to its 2M+ users, adding to existing on/off ramp, swap, and staking services, making Trezor Suite a complete hub for onchain finance.

[Paul Frambot 🦋 @PaulFrambot]

Also, Morpho Midnight's code is now public.

1000 lines compressing everything we believe about how lending should work.

[Morpho 🦋 @Morpho]

The Morpho Midnight code base is now public

https://t.co/mhHwMqClmn

[Paul Frambot 🦋 @PaulFrambot]

Today we are releasing the Morpho Midnight Whitepaper.

2 years of work, starting from a blank page and refined through countless sessions where we challenged every assumption we had about how lending should work onchain.

[Morpho 🦋 @Morpho]

The Morpho Midnight Whitepaper

A noncustodial protocol for fixed rate, fixed term credit markets

https://t.co/0Sws6JiRsA

[Paul Frambot 🦋 @PaulFrambot]

Morpho is scaling in Asia!

[T @0xloth]

Morpho is hiring for a DeFi Desk - APAC, expanding across the pacific the desk held by @maccanomics and @talkintokens

@shanandwater's most recent APAC tour has made clear the untapped opportunity this market represents for Morpho and our strategic decision to double down

👇

[Paul Frambot 🦋 @PaulFrambot]

Toughest truth I've had to learn: growth is directly correlated to the amount of pain you can take.

[Paul Frambot 🦋 @PaulFrambot]

Great to see Kraken moving to Morpho's isolated lending infrastructure to take out loans generate yield on BTC!

[Morpho 🦋 @Morpho]

Bitcoin Vault on @krakenfx, powered by Morpho

Kraken is expanding its noncustodial yield offerings to $BTC, via a @SentoraHQ curated @veda_labs vault leveraging Morpho's open credit network.

[Paul Frambot 🦋 @PaulFrambot]

@glennonchain surely because of @merlinegalite's super sexy body

[Paul Frambot 🦋 @PaulFrambot]

my favorite Morpho stat: in 5 years, only 2 people have ever decided to leave ...

[Paul Frambot 🦋 @PaulFrambot]

You can register to listen here → https://t.co/QvF5ZDPLHr

[Paul Frambot 🦋 @PaulFrambot]

Joining this @TheBigWhale_ session tomorrow with
Amy Oldenburg from @MorganStanley for a deep dive into institutional due diligence in DeFi!

We’ll be discussing the key questions and considerations around risk frameworks and what “institutional-grade” really means.