Tired of being the only person who can answer "did this payment go through?"
Paymento now supports team management! role-based access for your whole operation, with no shared credentials and no custody trade-offs.
https://t.co/oOCQkLjBqV
Most merchants who add crypto payments don't care about decentralization.
They care that their chargeback rate is unsustainable.
They care that their payment processor froze their account. They care that international customers can't pay them.
Crypto solves those specific problems while non-custodial means funds settle directly to your wallet . no withdrawal request, no waiting period.
That's the pitch. The rest is implementation.
Hosting providers accepting crypto because their chargeback rate is destroying margins not because they're ideological about it.
That's real-world payment utility: a specific business problemwith a specific solution.
Non-custodial means funds settle directly to their wallet. No middleman, no withdrawal queue.
@AlgoFoundation@Google@Algorand@algodevs Non-custodial payment infrastructure for x402 is what makes agent-to-merchant payment flows composable.
Funds go directly to merchant wallets at confirmation!
no custodial holding step between the agent's payment call and the merchant's settlement.
Building on this stack.
If you've been watching from the sidelines:
β Paymento is free to try
β Under 30 minutes to go live
β No lock-in contracts
β Support team available on day 1
There's no better time to start than right now. π
Paymento officially graduated from the CDL Web3.
We started as a crypto payment gateway, We're leaving as a payment infrastructure company:
- non-custodial merchant payments
- embedded wallets (coming soon)
- programmable / AI-native payment flows (coming soon)
Thanks to @creativedlab, the mentors, and the experts we met throughout the program for all the challenging conversations and support.
Looking forward to CDL Super Session in Toronto π
Fintech disruption is real, but it's happening in layers:
Layer 1 (done): Online banking, digital wallets, mobile payments
Layer 2 (happening now): Crypto rails, stablecoin settlements, DeFi-adjacent services
Layer 3 (coming): Fully programmable money, smart contract-based payments
Paymento is building for Layer 2 and ready for Layer 3. π
7 ways crypto payments beat card processing π§΅
1/ Zero chargebacks
2/ 10Γ lower fees
3/ Global by default
4/ Instant settlement
5/ No PCI compliance headaches
6/ Access to Web3 customer base
7/ Treasury flexibility (hold BTC if you want)
Save this and send to your CFO.
Card processing math for $1M in annual revenue:
π³ Stripe: 2.9% + $0.30 = ~$29,000/year in fees
β‘ Paymento (crypto): <0.5% = ~$5,000/year
Difference: $24,000 back in your pocket.
What would your business do with an extra $24k?
Paymento is non-custodial by design.
We never hold your funds. Payments flow directly to your wallet address. You're always in control.
In crypto, the best security model is: not our keys, not our problem. π
One of our merchants added crypto checkout last quarter.
β 18% of new orders from international customers paid with crypto
β Zero chargebacks in the period
β Average order value from crypto customers: 2.1Γ higher than card
Results speak louder than promises. π
Workers' Day fact: 1.4 billion adults globally are unbanked.
Many have smartphones. Many have crypto wallets.
Crypto payments mean your product can reach them too.
Paymento is infrastructure for a more inclusive global economy. π
Paymento Analytics shows you:
π Revenue by coin
π Transaction volume trends
π Settlement history
π Customer payment preferences
π Export to CSV for your accountant
Because knowing WHERE your money comes from is as important as receiving it.
DeFi total value locked: back above $100B.
The users managing money in DeFi are the same users who want to spend crypto at merchants.
Connecting DeFi wallet holders to crypto-accepting merchants is the biggest untapped retail opportunity in Web3.
Paymento is that bridge. π
Solana transactions: 400ms confirmation. $0.00025 per transaction.
If you want to accept microtransactions or high-volume payments without fee drag β Solana is your chain.
Paymento supports SOL. π
Post-halving Bitcoin: supply tightening, institutional demand up, price appreciation.
For merchants accepting BTC: every payment you receive could be worth more tomorrow.
The argument for holding some BTC settlement has never been stronger. π
Data to end your week:
π Crypto payment volume grew 58% YoY in 2025
π Stablecoins now account for 45% of on-chain payment volume
π Businesses accepting crypto report 23% higher AOV from crypto customers
Save this. Your CFO will want to see it. π