Pay-by-bank has been attempted before, but adoption stalled because
❌ Cumbersome user experience (customers re-linking accounts repeatedly)
⏳ Delayed settlement times (1–2 days)
🚨 High fraud and return rates (ACH disputes can reach 1–3%)
$187 BILLION. That’s how much U.S. merchants paid in card fees last year.
3% disappearing before covering ads, CAC, or ops.
Margins are under pressure.
🚨70% of online shoppers abandon checkout.
That’s $260B+ in lost revenue every year.
Not because they don’t want to buy… but because paying online still sucks 🧵
Checkout should feel effortless:
Link once
Tap to confirm
Done ✅ every purchase after that should be a 1-click checkout.
The future is frictionless. But current rails weren’t built for that.
the Coldplay concert at Gillette Stadium, the one Astronomer CEO Andy Byron & CPO Kristin Cabot attended, netted around $6.5 million
Meaning @Ticketmaster paid ~$189k in transaction fees
With Brink, that cost could be as low as $19.5K. Around 10x less
Brink will guide you home
And ignite your bones
And I will try to fix [your margins]
Get early access to Brink and save up to 90% on transaction cost.
👉 . https://t.co/XOARcE6YtX