Patrick Cayabyab

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[Patrick Cayabyab @pcayabyab]

Ring in the New Year with Farmers.

[Patrick Cayabyab @pcayabyab]

Turning the page on 2023 may mean your home insurance is about to renew. That’s a good time to do a quick coverage review and make sure you’re getting all of your discounts. I can help.

[Patrick Cayabyab @pcayabyab]

Flat tires don’t wait for the new year. Having an emergency kit in your trunk could help you stay safe if you broke down on the road or had to make an unplanned stop. Just be sure to pull off the pavement as far as you can to wait for assistance to arrive.

[Patrick Cayabyab @pcayabyab]

Holiday travelers — don’t forget to pack an umbrella (as in, the insurance policy). It’s there to help if you run into trouble and the costs exceed the liability limits of your primary insurance policies. Call me.

[Patrick Cayabyab @pcayabyab]

Winter brings snow, hot cocoa, and a reminder to plan for your family's future. Learn how life insurance can help provide financial protection during the chilly months and beyond.

[Patrick Cayabyab @pcayabyab]

Zoom! The year sure went by fast. Did it bring a new baby? A new car? Even a new TV? Make sure your policy still meets your needs going into 2024. Give me a call and we can run a quick review.

[Patrick Cayabyab @pcayabyab]

Your legacy is your story and life insurance can help make it a story of financial protection for your loved ones. Start building your legacy today with life insurance coverage from Farmers Life®️.

[Patrick Cayabyab @pcayabyab]

Mom and Pops. Corner stores. Twee boutiques. Small businesses make our communities hum. Today’s the day to celebrate — and shop — local. It’s Small Business Saturday.

[Patrick Cayabyab @pcayabyab]

Stuffing or dressing? Pumpkin or apple? These are questions we can answer. Today, let the other big decisions go – and have a Happy Thanksgiving.

[Patrick Cayabyab @pcayabyab]

This season of gratitude reminds us to appreciate the moments we have together. Life insurance can help ensure that those moments can continue even if the unexpected happens.

[Patrick Cayabyab @pcayabyab]

Keep your business fresh as a daisy. If a power outage or busted refrigeration system (or other mechanical breakdown) could spoil your inventory, we offer coverage that can help you get up and running again. Call me to learn more.

[Patrick Cayabyab @pcayabyab]

Veterans Day honors all who have served. November 11 is your day, and we thank you for your service.

[Patrick Cayabyab @pcayabyab]

Hitting the road for the holiday? Check your oil, tires and emergency kit before you buckle up.

[Patrick Cayabyab @pcayabyab]

Did someone say…sweater weather? Before you turn the heat on, check your HVAC and change filters. Inspect your furnace and venting for signs of wear, or hire a licensed heating professional to help.

[Patrick Cayabyab @pcayabyab]

Don’t let one bad apple spoil your business. A Farmers business policy can help you recover from employee theft and other losses caused by a dishonest worker. Call me to learn more.

[Patrick Cayabyab @pcayabyab]

Happy Halloween, everybody! Here’s an important question: Costume or candy — which is the most important?

[Patrick Cayabyab @pcayabyab]

Grumpy cats! Zoomie cats! Fat cats! Cats in shark costumes! The best thing the internet ever gave us? Cat memes. What’s your favorite? And happy National Cat Day.

[Patrick Cayabyab @pcayabyab]

Does your business have an iconic, instantly-recognizable sign out front? You can cover outdoor signs with a business insurance policy. Call me to learn more about this and other coverage to help you keep your business up and running.

[Patrick Cayabyab @pcayabyab]

If windows are the eyes into the soul of a brick-and-mortar shop, a broken window — think: vandalism, a break-in or storm — could be a black eye for your business. Call me to learn more about tenants exterior glass coverage in a Farmers business policy.

[Patrick Cayabyab @pcayabyab]

It’s National Teen Driver Safety week, so if your teen gives you nothing but [eyeball roll emoji] when you talk about safe driving, consider this: it’s not what you say, it’s what you do. Put the phone down and keep your eyes on the road when you’re driving.