Complex Law

Fighting for justice in the UK’s PCP Mis-Sold Car Finance scandal. We are Complex Law. Justice. Simplified.

[Complex Law @PCPComplexLaw]

If you answered yes, you may be eligible to claim. Check in under 60 seconds.
https://t.co/O4SmopES5U

[Complex Law @PCPComplexLaw]

Financed a car between 2007–2024?
You could be one of millions affected by hidden commission arrangements.

[Complex Law @PCPComplexLaw]

@GaryMaitland Hi Gary, if your multiple agreements are valid, then yes you will get multiple claims. It's one claim per agreement.

[Complex Law @PCPComplexLaw]

Have you had a vehicle on finance since 2007? If so, you could be owed money.

Click below to check if you can claim. It only takes 60 seconds! 👉🏻

[Complex Law @PCPComplexLaw]

@BuryLass144 No paperwork needed! We find your finance agreements for you, as long as the details you enter match what’s on the finance record. If something’s off, we’ll help you fix it.

[Complex Law @PCPComplexLaw]

FCA: Drivers overcharged on car finance could get refunds.

£8.2 billion in compensation proposed, avg £700 each.

See if your agreement qualifies

T&Cs apply

[Complex Law @PCPComplexLaw]

@Michael37651457 Hi Mikey! Just to clarify, our fee is 18–36%, clearly confirmed before you sign. No hidden charges and no surprises.

[Complex Law @PCPComplexLaw]

@Pamaro25 We completely understand the confusion! The change in compensation estimates comes from what the FCA has recently established, the current average is around £700 per car. We’re always transparent and will keep clients fully informed as updates come in.

[Complex Law @PCPComplexLaw]

@Markant62 The FCA’s latest announcement means the average payout is now around £700 per car, but if you’ve had two or more vehicles on finance, your refund could easily reach into the thousands.

[Complex Law @PCPComplexLaw]

You do it all... from packed lunches to family budgets
Now the FCA says millions of drivers (including mums like you) were overcharged on car finance
Average refund £700+! See if you could be owed.

T&Cs apply

[Complex Law @PCPComplexLaw]

Yes, Anna, it can be straightforward in some cases. However, one of the key challenges is that many people had cars on finance during periods where lenders may no longer hold the data, as they have to delete records after a certain time. This makes it difficult for consumers to retrieve all the necessary information from credit bureaus, personal records, or old documents at home.
In some instances, lenders may even claim they no longer recognise the customer or the agreement, which complicates things further. That’s where legal expertise becomes essential, to help navigate these situations, challenge lenders where appropriate, and ensure people aren't unfairly dismissed just because of missing historical data.

[Complex Law @PCPComplexLaw]

ATTENTION UK DRIVERS

Following the Supreme Court's decision, millions of consumers are still due redress. This means you could still be eligible for compensation of £1,000s.
Check now with Complex Law.

[Complex Law @PCPComplexLaw]

@frenthegeordie Hi Fren, the best way would be checking if you could qualify. The possible compensation is normally based on interest rate.

[Complex Law @PCPComplexLaw]

Hi! If you lose, you do not pay expenses. There may be rare scenarios set out within the document where you are liable to meet the charges even if you do not win. An example of this would be where you stop instructing us, making it impossible for us to win your case or if we have incurred disbursements on your behalf which are not covered by an ATE Policy or Third Party Funding Agreement.

[Complex Law @PCPComplexLaw]

@Jedstonepompey @SmallSchool_KS2 Hi Jed. We understand your concern, but there is no scam involved here. It is very straightforward and if at the end there is no win, nothing needs to be paid.
But you absolutely don't need to do anything with law firms.

[Complex Law @PCPComplexLaw]

@Annawatton @SmallSchool_KS2 @MoneySavingExp Hi Anna, a fee of 18% - 36% only applies to successful cases, depending on the level of compensation recovered.
Our service is for people that don't want to do this themselves or don't remember the lenders that they used years ago.

[Complex Law @PCPComplexLaw]

Hi! We understand your concern! We only charge a fee if the claim is successful.
Our service is for people who don’t want to claim alone and feel more comfortable with lawyers or aren’t sure how many cars they had, or which lenders they used. Many people simply don’t remember all their past lenders, but if you still wish to go through it yourself, that is absolutely fine.

[Complex Law @PCPComplexLaw]

Absolutely! We only charge a fee if the claim is successful. Our service is for people who don’t want to claim alone and feel more comfortable with lawyers or aren’t sure how many cars they had, or which lenders they used.
Many people simply don’t remember all their past lenders, but if you still wish to go through it yourself, that is absolutely fine.

[Complex Law @PCPComplexLaw]

ATTENTION UK DRIVERS

Following the Supreme Court's decision, millions of consumers are still due redress. This means you could still be eligible for compensation of £1,000s.
Check now with Complex Law.

[Complex Law @PCPComplexLaw]

@SmallSchool_KS2 Hi! We understand your concerns, but we are regulated by the SRA https://t.co/Z2mqIYHidL .
There is still going to be a consultation and you can read it all here https://t.co/HxrnIxsKic .
We work on a No Win No Fee basis, so in the Unlikely scenario of loss, no charges apply.

[Complex Law @PCPComplexLaw]

Hi, we understand the concern! However, car finance lenders aren't completely off the hook.
It is looking like customers who signed car finance agreements containing a "discretionary commission arrangement" (DCA) could be in line for compensation following the Supreme Court judgment. A DCA is where a car dealer earned a commission from the bank or lender depending on how much interest the dealer got customers to sign up to in their car finance agreement. So, while today's judgment means motor finance firms won't have to pay out an estimated £30bn in redress, analysts estimate that compensation could still reach into the billions of pounds.

[Complex Law @PCPComplexLaw]

Hi Doug,

Car finance lenders aren't completely off the hook.
It is looking like customers who signed car finance agreements containing a "discretionary commission arrangement" (DCA) could be in line for compensation following the Supreme Court judgment.
A DCA is where a car dealer earned a commission from the bank or lender depending on how much interest the dealer got customers to sign up to in their car finance agreement.

So, while today's judgment means motor finance firms won't have to pay out an estimated £30bn in redress, analysts estimate that compensation could still reach into the billions of pounds.

[Complex Law @PCPComplexLaw]

Hi Avril,

Car finance lenders aren't completely off the hook.
It is looking like customers who signed car finance agreements containing a "discretionary commission arrangement" (DCA) could be in line for compensation following the Supreme Court judgment.
A DCA is where a car dealer earned a commission from the bank or lender depending on how much interest the dealer got customers to sign up to in their car finance agreement.

So, while today's judgment means motor finance firms won't have to pay out an estimated £30bn in redress, analysts estimate that compensation could still reach into the billions of pounds.

[Complex Law @PCPComplexLaw]

@Pamaro25 Hi! Good question and we completely understand your concern, however, if you want to know more about our company, click here https://t.co/ysKoHMdy91 .
And you can check that we are regulated by SRA here https://t.co/Z2mqIYGKod

[Complex Law @PCPComplexLaw]

Why do a Car Finance Claim with a law firm?
You might not remember that car you bought in 2010. But we do. And you might be owed up to £4,000!!!

It's easier, it's faster, and you might just not want to go through the hassle alone.
Start your claim today.

[Complex Law @PCPComplexLaw]

@SamuelMorkeh Hey Samuel, you can check our website here https://t.co/eQHrYwl797

or you can contact us directly here https://t.co/YpxDLnFtul

[Complex Law @PCPComplexLaw]

We see each client relationship as a true partnership. We can’t do our job if we don’t understand your case in detail, and we work closely with you to ensure we have the information we need for a successful outcome.
#complexLaw #pcpClaimsUk