Pelle Brændgaard

Rebuilding payments from first principles. Co-founder and CEO of @notabene_id YCS20.

[Pelle Brændgaard @PelleB]

https://t.co/HE5QwHvVrN

[Pelle Brændgaard @PelleB]

See the full essay here https://t.co/sQImPIhfjP

[Pelle Brændgaard @PelleB]

https://t.co/HE5QwHvVrN

[Pelle Brændgaard @PelleB]

15 years of crypto and we still think copying hex strings into withdrawal screens is acceptable UX. it's a kind of Stockholm Syndrome towards bad UX, and the Travel Rule is how you start building something better

[Pelle Brændgaard @PelleB]

@iang_fc This deserves a full essay

[Pelle Brændgaard @PelleB]

https://t.co/UGtVCeDFP4

[Pelle Brændgaard @PelleB]

https://t.co/UGtVCeDFP4

[Pelle Brændgaard @PelleB]

Read the full essay at https://t.co/ZeR2aXVDsl

[Pelle Brændgaard @PelleB]

Over the last 25 years I've written a lot around contracts, financial innovation, payments etc on my old blog Stake Ventures. Bringing it back now as most of the ideas I was talking about back then are real now with stablecoins and agentic payments everywhere. https://t.co/M87KFR1Rmw

[Pelle Brændgaard @PelleB]

@SamBroner Watch the full interview at https://t.co/CZUIvzfLkg

[Pelle Brændgaard @PelleB]

you can invoice $789.87 in stablecoins, but market slippage means you won't receive exactly that. a clearinghouse settling at par fixes it. @SamBroner and I get into it on the latest Stack Chats

[Notabene @notabene_id]

"𝘞𝘦 𝘤𝘢𝘯 𝘯𝘰𝘸 𝘢𝘤𝘵𝘶𝘢𝘭𝘭𝘺 𝘣𝘶𝘪𝘭𝘥 𝘵𝘩𝘦 𝘣𝘦𝘵𝘵𝘦𝘳 𝘚𝘞𝘐𝘍𝘛. 𝘈𝘯𝘥 𝘯𝘰, 𝘐 𝘥𝘪𝘥 𝘯𝘰𝘵 𝘴𝘢𝘺 𝘵𝘩𝘦 𝘣𝘦𝘵𝘵𝘦𝘳 𝘚𝘞𝘐𝘍𝘛 𝘫𝘶𝘴𝘵 𝘧𝘰𝘳 𝘴𝘵𝘢𝘣𝘭𝘦𝘤𝘰𝘪𝘯𝘴. 𝘕𝘰, 𝘐'𝘮 𝘴𝘢𝘺𝘪𝘯𝘨 𝘵𝘩𝘦 𝘣𝘦𝘵𝘵𝘦𝘳 𝘚𝘞𝘐𝘍𝘛. 𝘈𝘯𝘥 𝘴𝘵𝘢𝘣𝘭𝘦𝘤𝘰𝘪𝘯𝘴 𝘪𝘴 𝘱𝘢𝘳𝘵 𝘰𝘧 𝘸𝘩𝘢𝘵 𝘮𝘢𝘬𝘦𝘴 𝘪𝘵 𝘣𝘦𝘵𝘵𝘦𝘳."

— @PelleB on @CastleIslandVC

[Y Combinator @ycombinator]

We're excited about the US CLARITY Act.

We think all YC companies will use crypto technology, like stablecoins, before long. Not just crypto startups, not just fintech startups, but every company.

Here's why this law is such a big deal 🧵

https://t.co/39hENfAIZk

[Pelle Brændgaard @PelleB]

A payment network that only works between customers of the same platform isn't really a network. It's a feature.

[Notabene @notabene_id]

We launched #NotabeneFlow last September as the first open stablecoin payment network for B2B. Hundreds of institutions are now live across 100+ jurisdictions.

The thing we keep coming back to: the hard part of stablecoin payments isn't settlement. It's everything before and after — authorization, counterparty verification, and making sure the invoice context actually travels with the money.

[Pelle Brændgaard @PelleB]

@garrytan @bchesky In my experience confident and competent people love collaborating closely with the CEO and other leaders.
People complaining about micro management, generally already know their level of competence and hide it behind misplaced pride.

[Pelle Brændgaard @PelleB]

In 1820 Charles Caleb Colton wrote "Imitation is the sincerest form of flattery that mediocrity can pay to greatness." It still is true today 😉.
The question is, if mediocrity is enough to earn into your last valuation?

[Pelle Brændgaard @PelleB]

End users only care about fiat. This is true in many developing countries where USDT just means USD that happens to be useful.

https://t.co/UqHGTlQdKu

[Pelle Brændgaard @PelleB]

https://t.co/j2ygA3pAJo

[Pelle Brændgaard @PelleB]

This is one of the core issues besides better business flows we’re solving for with Notabene Flow.
End users should not know or care about blockchain addresses, networks or even what brand of token.

[Adrien(id) 🟩 @AdrienStern]

Stablecoin neobanks are pitching UX that “your grandma” can use. But you still have to select a network when you send funds.

[Pelle Brændgaard @PelleB]

https://t.co/j2ygA3pAJo

[Pelle Brændgaard @PelleB]

The best way at looking at Crossing the Chasm is by adding an innovators dilemma lense on top of it.

Jobs to be done stay fairly steady but the solutions may look very different and change because of technology shifts etc. in many cases you compete against what Christensen calls non consumption.

But over the scale of time even brand new areas cross the chasm and hit main stream (or not and stay niche)