Harry Singla

Helping first-time investors grow wealth with simple, smart mutual fund
strategies.

🎯DM: Free 1:1 consult

[Harry Singla @percentwise_]

🚀 What is Percentwise?

A simple idea:
Build wealth, 1% at a time.

We help people start and stick to SIPs — no hype, just habit.
No noise, just numbers.

📈 Education
💡 Simplicity
🤝 Trust

Join us if you believe wealth is built slowly, steadily, smartly.

[Harry Singla @percentwise_]

@gemsofh @jassneetsingha Two of your funds are regular, with perfect guidance we can rebalance the portfolio as per your needs.

[Harry Singla @percentwise_]

@book_1A 25k per month is so difficult to spend on this

[Harry Singla @percentwise_]

@aakankshalovely Capital used? Or how much quantity short for this profit?

[Harry Singla @percentwise_]

@meumangarora @ccg33k Yes that where it is hurting

[Harry Singla @percentwise_]

@ankurmittal If this criteria is met, will they also issue anew. ITR not as per eligibility norms

[Harry Singla @percentwise_]

@imYadav31 On upi it is not showing option to pay via gv

[Harry Singla @percentwise_]

@SavingsSimpl Only offered easy and select cards using the link, after satisfying eligibility for eterna

[Harry Singla @percentwise_]

@MadhanMaverick Is it available for current accounts?

[Harry Singla @percentwise_]

What it means:
For long-term SIPs — stick to your plan.
For traders — expect headline-driven swings.

❓ Quick poll: Do you have IT exposure? [Yes / No]

[Harry Singla @percentwise_]

📅 Tue 30 Sep 2025 — Sector in Focus (IT)

💻 Sector: IT

Quick take: The IT sector is seeing mixed signals — demand for digital/cloud remains structural, but today there was negative headlines about layoffs at some large firms that could create near-term volatility.

[Harry Singla @percentwise_]

💡 Monday (30th Sept) – Money Basics

Topic: Mutual Funds vs Stocks

📊 Stocks = buy 1 company.

📦 Mutual Fund = basket of companies, managed by experts.

👉 Safer & easier for beginners.

[Harry Singla @percentwise_]

📊 Saturday (27th Sept) – Explain Like I’m 15

Topic: What is an Index?

📊 Index = scoreboard of top companies.

Eg: Nifty 50 → top 50 Indian companies.

👉 If index rises → companies overall doing well.

👉 If index falls → market under pressure.

[Harry Singla @percentwise_]

📌 Friday (Sept 26) ‒ Myth Buster

🚫 Myth: “Gold always loses value when markets are strong.”

✅ Truth: Gold can still rise in strong markets, especially when inflation or currency risk is high.

[Harry Singla @percentwise_]

📖 Thursday (25th Sept) – Behavioral Finance

💬 “Be fearful when others are greedy, and greedy when others are fearful.” – Warren Buffett

👉 Lesson: Don’t follow the crowd. Patience + contrarian thinking works.

[Harry Singla @percentwise_]

📌 Wednesday (Sept 17) ‒ Sector in Focus

⚡ Energy Sector

Includes oil companies, power generation, gas etc.

Oil prices recently up → impact on inflation & fuel cost.

Also, moves in global energy demand (US, China) matter.

[Harry Singla @percentwise_]

📌 Tuesday (Sept 16) ‒ Money Basics

💡 What is Asset Allocation?

Mixing your investments into buckets like equity (shares), debt (bonds), gold etc.

Helps reduce risk: if one bucket falls, others may cushion.

Means you don’t need to guess perfect stocks.

[Harry Singla @percentwise_]

👉 What to watch:

1. Whether Nifty can break & hold above 25,500 as resistance.

2. US inflation / jobs data → any surprises could shift global direction.

3. Oil & commodity prices → here’s where inflation risks lurk.

[Harry Singla @percentwise_]

🌍 Saturday – Global Market Weekly Snapshot

Nifty ended the week at ~ 25,327, closing higher for the third week in a row.

Fed cut rates by 25 bps, pushing expectations for more easing. Dollar eased, gold & silver gained.

[Harry Singla @percentwise_]

Global markets saw “FOMO” (fear of missing out) – US & Europe up, emerging markets following.

Key risks: Geopolitical noise (e.g. US action on Iran/Chabahar) affecting sentiment.