@MartinSLewis Hi Currently on full new state pension and also have a small annual pension of £200.42 this year and paying £34 tax this year.
Next year my small pension will be £206.44, plus my state pension. How much tax will I pay?
Hi @MartinSLewis just looking for a little clarity, we in the UK are only abe to backpack NI contributions for the last 6 years to help uplift the amount of state pension paid.
Why can those that have moved permanently abroad able to back pay upto 20 years?
ICE officers stopped by our farm yesterday.
“We need to inspect your property for illegal aliens,” one of them said.
I replied, “Alright, but whatever you do, don’t go into that field over there.”
The officer in charge exploded.
“Mister, I have the authority of the federal government behind me!” he barked, reaching into his back pocket. He yanked out a badge and shoved it in my face. “See this fucking badge? This badge means I can go wherever I want on ANY land. No questions asked, no answers given. Am I clear? Do you understand?”
I nodded politely and said, “Be my guest.” Then I went back to my chores.
About ten minutes later, I heard screaming.
I looked up and saw six ICE agents running for their lives, being chased by my big, mean, old bull.
And with every step, that bull was closing in fast.
It looked like they were about to get gored for sure.
So I dropped my tools, ran over to the fence, and shouted at the top of my lungs:
“YOUR BADGE! SHOW HIM YOUR FUCKING BADGE!”
"My name's Raymond. I'm 73. I work the parking lot at St. Joseph's Hospital. Minimum wage, orange vest, a whistle I barely use. Most people don't even look at me. I'm just the old man waving cars into spaces.
But I see everything.
Like the black sedan that circled the lot every morning at 6 a.m. for three weeks. Young man driving, grandmother in the passenger seat. Chemotherapy, I figured. He'd drop her at the entrance, then spend 20 minutes hunting for parking, missing her appointments.
One morning, I stopped him. "What time tomorrow?"
"6:15," he said, confused.
"Space A-7 will be empty. I'll save it."
He blinked. "You... you can do that?"
"I can now," I said.
Next morning, I stood in A-7, holding my ground as cars circled angrily. When his sedan pulled up, I moved. He rolled down his window, speechless. "Why?"
"Because she needs you in there with her," I said. "Not out here stressing."
He cried. Right there in the parking lot.
Word spread quietly. A father with a sick baby asked if I could help. A woman visiting her dying husband. I started arriving at 5 a.m., notebook in hand, tracking who needed what. Saved spots became sacred. People stopped honking. They waited. Because they knew someone else was fighting something bigger than traffic.
But here's what changed everything, A businessman in a Mercedes screamed at me one morning. "I'm not sick! I need that spot for a meeting!"
"Then walk," I said calmly. "That space is for someone whose hands are shaking too hard to grip a steering wheel."
He sped off, furious. But a woman behind him got out of her car and hugged me. "My son has leukemia," she sobbed. "Thank you for seeing us."
The hospital tried to stop me. "Liability issues," they said. But then families started writing letters. Dozens. "Raymond made the worst days bearable." "He gave us one less thing to break over."
Last month, they made it official. "Reserved Parking for Families in Crisis." Ten spots, marked with blue signs. And they asked me to manage it.
But the best part? A man I'd helped two years ago, his mother survived, came back. He's a carpenter. Built a small wooden box, mounted it by the reserved spaces. Inside? Prayer cards, tissues, breath mints, and a note,
"Take what you need. You're not alone. -Raymond & Friends"
People leave things now. Granola bars. Phone chargers. Yesterday, someone left a hand-knitted blanket.
I'm 73. I direct traffic in a hospital parking lot. But I've learned this: Healing doesn't just happen in operating rooms. Sometimes it starts in a parking space. When someone says, "I see your crisis. Let me carry this one small piece."
So pay attention. At the grocery checkout, the coffee line, wherever you are. Someone's drowning in the little things while fighting the big ones.
Hold a door. Save a spot. Carry the weight no one else sees.
It's not glamorous. But it's everything."
Let this story reach more hearts....
Credit: Mary Nelson
Farage claims that the Brexit that has damaged our economy and lives, is nothing to do with him.
Repost if you disagree with him and believe that he needs to take a lot of responsibility.
@MartinSLewis Another way the government could go, is to increase the income tax level to match the full amount of the New state pension, locking them together. Tax would only be paid on private pensions or extra earned/ unearned income. This could the same for everyone, not just pensioners
@MartinSLewis Why is the deadline for WFP 21st September? If this is linked to earnings & to be clawed back by HMRC when income exceeds £35,000. Surely it should be linked to the end of the tax year
@MartinSLewis Argos, seem to have different rules, if I order on line via their app. If I want to return something I have to prove that it is faulty as I have picked it up in their store
Is this not covered by the distance selling rules?
Just playing with Chat GPT, and asked it something like 'write a funny story about Martin Lewis' seeing where it'd go. I wasn't expecting this...
Martin Lewis and the Economics of Romance
It was a quiet Friday evening, and Martin Lewis—consumer champion, money-saving guru, and the most trusted man in Britain—found himself in an unfamiliar situation: his mates had convinced him to go out on the pull.
“Come on, Martin,” one of them teased. “You’ve sorted everyone else’s lives out. It’s time to invest in your own!”
After a bit of hesitation and a spreadsheet analysis of his social life, Martin agreed. He even dusted off his best blazer, the one he got at 40% off during a flash sale. “Smart but thrifty,” he thought, “the perfect balance.”
The group arrived at a trendy bar, where Martin immediately noticed some issues. “£12 for a cocktail? That’s daylight robbery!” he exclaimed. His mates groaned. “Martin, it’s not about the cost tonight; it’s about the vibe. Just relax!”
But Martin couldn’t help himself. Within minutes, he was comparing the happy hour offers and working out the cost-per-ml of different drinks. “You’ll actually get better value with a gin and tonic,” he advised a stranger at the bar. Surprisingly, she laughed.
“Are you…Martin Lewis?” she asked, her eyes wide.
“I am,” he said modestly, “but tonight, I’m just Martin.”
“Oh, no chance of that,” she teased. “I’ve saved a fortune because of you! You’re a bit of a legend in my house.”
Martin blushed but recovered quickly. “Well, if I’ve saved you that much, the least you could do is let me buy you a drink…assuming it’s within budget.”
They hit it off immediately. Martin told stories of battling unscrupulous energy companies, while she shared tales of her adventures in hunting for supermarket yellow stickers. It was a match made in frugality heaven.
By the end of the night, Martin’s mates were astonished to see him leaving with her. “What’s your secret, mate?” one of them asked.
Martin grinned. “Simple. I made her feel like she’d won the Premium Bond jackpot by meeting me. That’s the trick—it’s all about value perception.”
The next day, Twitter was buzzing. “Spotted: Martin Lewis charming the pants off everyone in the bar last night. Who knew the Money Saving Expert could also save your love life?”
Martin just chuckled. After all, he wasn’t just about saving money—he was now saving hearts too.
An important clarification - pls share.
There is NO two child cap on Child Benefit
I've had questions, as many media outlets write confusing statements or use 'child benefit' as shorthand. The two-child cap is not about Child Benefit, it is about benefits (eg Universal Credit or tax credit).
Child Benefit is separate and is increased for every child.
@MartinSLewis The problem is that if siblings are at university it only takes into consideration one at university, not 2 or more. Still only one income.
@MartinSLewis Hi my student loans were taken out in 1998 to 2002, I am 65 later this year. What happens to my student loans, are they written off?
Will they tell me? I lost my online access in 2016 & have not received any statements as now online only, will they contact me to confirm