₹49.94 LAKH. FOUR FIXED DEPOSITS. FOUR RTGS TRANSACTIONS. A 79-YEAR-OLD SENIOR CITIZEN’S LIFE SAVINGS — GONE WITHOUT HIS KNOWLEDGE OR AUTHORISATION.
My 79-year-old grandfather has lost nearly ₹50 lakh — his lifetime savings — in what appears to be a sophisticated cyber fraud involving his HDFC Bank account.
The facts are deeply alarming:
• 4 Fixed Deposits aggregating ₹49.94 lakh were prematurely broken
• The funds were moved through 4 separate RTGS transactions
• He had no knowledge of, and did not authorise, the FD closures or transfers
• He never shared any OTP, password or banking credentials
• He did not knowingly approve these transactions
We have acted immediately:
✅ Reported the financial cyber fraud through 1930 / National Cyber Crime Reporting Portal
✅ Filed a formal police complaint
✅ Raised an official complaint with HDFC Bank
This raises urgent and serious questions requiring a forensic investigation:
How were four FDs worth ₹49.94 lakh prematurely liquidated?
What authentication, device, IP and session records exist for these transactions?
Were any unusual-login, beneficiary, velocity or high-value transaction risk alerts triggered?
How did four high-value RTGS transactions proceed from the account of a 79-year-old senior citizen without his knowledge or authorisation?
We urgently request @HDFCBank_Cares to treat this as a critical unauthorised transaction and cyber-fraud matter, immediately coordinate with the beneficiary bank(s) and investigating authorities, initiate all possible fund-tracing/freeze/recall measures, and preserve all electronic evidence — including login, IP, device, session, authentication and transaction-monitoring records.
The RBI's customer-protection framework for unauthorised electronic banking transactions places serious responsibilities on regulated entities to investigate disputed transactions and determine customer liability in accordance with applicable regulatory directions.
Every minute matters in financial cyber fraud.
For a 79-year-old senior citizen, this is not merely ₹49.94 lakh.
It is a lifetime of savings. A lifetime of trust. A lifetime of financial security.
We are seeking one thing: an urgent, transparent and forensic investigation — and every possible step to recover his life savings.
Please RETWEET and help this reach the appropriate authorities.
@HDFCBank_Cares@RBI@Cyberdost
#CyberFraud #HDFCBank #CyberCrime #SeniorCitizen #BankingFraud #DigitalBanking #CustomerProtection #India
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