Planory

Building Planory — a personal finance app for investments, SIPs, goals & retirement.

Making financial planning simpler, one decision at a time. 🇮🇳

[Planory @planory1]

Most people don’t have a money problem. They have a clarity problem.

You earn. You invest.
But do you actually know where you’re going?

What if your entire financial life finally made sense in one place?

Something interesting is coming 👀

#PersonalFinance #Investing #Planory

[​𝐥𝐲𝐫𝐚 @sunnkssdseraph]

People who spend long periods of time at home and slowly lose the desire to go outside often think they're just resting. But psychologically, many of them are experiencing something called mental rumination. It's a state where the brain starts slowing down while the number of thoughts inside keeps increasing and the motivation to do anything slowly disappears. The mind gets stuck in the past, worries about the future and burns itself out. This isn't laziness, it's a nervous system stuck in survival mode. And the longer it lasts, the more distant normal life begins to feel. And the difficult part is that you usually can't escape it through one massive burst of motivation. And sometimes,recovery starts with just one small step.

[Planory @planory1]

@DealsDhamaka Retiring from mainstream job to follow passion is not bad as it has potential to develop more jobs! But if the objective is to have x crores and withdraw x lakhs pm and live peacefully forever then we are doomed.

[Vineeth K @DealsDhamaka]

Sharing something before I head to sleep.

Out of the 100s of DMs I receive and the conversations people have shared with me, one thing has stood out.

Many men are living a lonely life within their marriage

This generation of men is trying to do much more than what their father did. They’re working harder to earn more, helping with household responsibilities, and making a conscious effort to spend more time with their children.

I’m not saying this to glorify or compare them. I’m simply saying that many are genuinely trying.

Yet, many also feel that the recognition they receive within their own family has gone down. They feel reduced to a paycheck. Criticized for what they do, and criticized for what they don’t do.

Most husbands are only 3 or 4 years older than their spouse, yet they’re expected to make every major decision for the family. They haven’t seen much more of the world either, but they’re carrying enormous responsibility on their shoulders.

Speak with the men in your life.
Many of them are crumbling quietly.
Many of them are feeling deeply lonely.

[Planory @planory1]

The best fund is not always the one with the best return.

It is the one you understand, can hold through cycles, and can use correctly for your goal.

Simple investing is not easy.

But it is usually better.

[Planory @planory1]

Most people don’t lose money in mutual funds because they picked the “wrong” fund.

They lose money because they picked a fund without knowing why they picked it.

A simple thread on how to think about mutual funds better 🧵

[Planory @planory1]

Mutual fund investing gets easier when you stop asking:

“Which fund will give the highest return?”

And start asking:

“Which fund fits my goal, timeline, and behaviour?”

That one shift can save years of confusion.

[Planory @planory1]

Coffee Can Investing. Simple strategy and wonderful outcome!
#CoffeeCanInvesting

[Planory @planory1]

An investment is only as good as your ability to access it when needed.
#Liquidity #FinancialPlanning #FinancialLiteracy

[Planory @planory1]

@ashumadan4 With all respect, such posts are not helpful. A large chunk of investors don’t have time to invest directly in stocks or buy 1 call & sell 2 calls making the brokers rich.
I do respect you a lot but not in same page on this part. A lot of people have created wealth using MF

[Planory @planory1]

People often get confused if they need to invest in Mutual funds or in direct stocks. Look the image to know more!
#FinancialLiteracy #FinancialPlanning #Planory #MutualFunds #Stocks #StockMarket
Now you know!

[Planory @planory1]

@Nithya_Shrii Depends on your definition of retirement!
You can retire from your active job but you can start anything you love! Or you can choose to spend time with your family.
Again it all depends on what responsibilities one needs to fulfil