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Learn -> Try -> Fail loop can feel like forever, but if you keep at it and consistently listen to your users and iterate, Success feels so worth it
@atlys - Documents says in progress for some time and then goes back to action required with no reasoning.
Full payment has been taken beforehand and no response on customer support. Neither in app messaging nor on email.
What nonsense?
🐰1⃣9⃣🐰
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@airindia - My mother, a senior citizen, had a terrible experience on her travel from India to NYC 3 months ago.
The care team promised to pay, but the promised date has surpassed 5 times already. Following up appears to be a complete waste of time. This is a absolutely pathetic
@nico_jeannen Does this work for newly launched Android apps?
I realized I've built an app which probably has long tail use and therefore has low search volumes with less competition.
How can I go about growing it?
@levelsio How would you use this concept in performance marketing clusters? Currently the marketing team in my company works only on the basis of country segmentation.
@AppMastersCo@_chuckyc@stevepyoung I watched this episode and loved the dark noise app. Wanted to understand how you planned out the app designs? Was it designed by you or did you hire someone?
The most successful beauty product of the past few years isn’t a cream, fragrance, or powder — It’s a filtered shower head.
And it’s all thanks to a genius lead generation tactic.
This is the story of how Jolie went from 0 to 8 figures in revenue with a single landing page 🧵
Direct Stocks or Mutual Funds?
Investor - I want to invest in Equities
Me - How long can you stay invested, how much risk can you take & what’s your return expectations?
Investor - Can stay invested for 10 years, okay with volatility and return expectation is 13-15%
Me - Okay, we will invest in ABC Flexicap, XYZ Midcap and PQR Small cap Mutual Fund
Investor - Can we not do direct stocks?
Me - You want to generate returns, how does it matter where are these returns coming from (Direct stocks or MF)? Also you are not going to be able to track sector rotation, corporate actions & news etc. As a retail investor, MF is a much better option & it will make you the returns you are expecting over 10 years.
Investor - But direct stocks will generate higher returns
Me:
- It’s a misconception.
- In direct stock investing, the broker app does not show you the portfolio XIRR and hence you don’t understand your over all return. 90% investors can’t beat the FD returns also over time.
- One stock may have done very well but the over all portfolio return is always grey and hence we feel the returns are high.
- While you are investing in a Mutual Fund, your investment are invested in stocks only, exactly what you are expecting. If you want to take higher risk to generate higher returns, that’s also very much possible, increase allocation to Mid & Small cap and give it atleast 10 years. But if you are going to compare 1 stock that you bought which gave 50% returns to a large cap fund which is a portfolio, it’s not a fair comparison.
- Also the most important thing is you will not be able to consistently find such stocks without losing money on some stocks & hence your net returns are no where close to the return that your 1 stock gave.
P.S. - Right combination of Mutual Funds & decent time horizon can generate 13-15% CAGR which is decent in Equity investing.
- If you want more you need to accept the risk and allocate higher than normal to Mid and Small cap funds & you will generate higher returns over time.
- But if you think investing in direct stocks will consistently be able to make a retail investor 30-35% return, you are probably amongst the top 0.1%, for everyone else there is a Mutual Fund.