Viridiana Ponce

Latina Entrepreneur
Small Business Consultant, Trainer, & Coach.
Founder of VP Consulting SF
Co-founder of Amigas Empresarias

[Sarah C Brady @SCBrady]

@Experian A5a If you’re cutting back on goods and services that were enjoyed by the whole family, you may need to have an open conversation. Focus on a positive goal to encourage buy-in. Try working together to find creative solutions for achieving the end result. #CreditChat #frugal

[Sarah C Brady @SCBrady]

@Experian A5b Adults and kids are capable of making big sacrifices on a temporary basis. Create a debt payoff timeline & let your family know how long the spending adjustments will last. Make a game of finding ways to shorten the timeline. Celebrate milestones together. #CreditChat #frugal

[Sarah C Brady @SCBrady]

@Experian A6a There’s value in allowing children to make choices about money. Let them decide which craft project the family should spend $20 on or help them start a little business. Learning to confidently manage small sums of money is a key to life-long financial health. #CreditChat

[Sarah C Brady @SCBrady]

@Experian A6c Most adults express regret that they never learned how to manage money and they carry a lot of shame about “mistakes.” You can change that for your children. Start the money conversation now, even if it means learning about money together. #CreditChat #frugal

[Sarah C Brady @SCBrady]

@Experian A7 If it’s available in your area, now is a great time to set up a weekly grocery delivery. Knowing you’ll be stocked up on food once a week will deter pricey corner store purchases and impulsive splurging on take-out #CreditChat #frugal

[Sarah C Brady @SCBrady]

@Experian A8 Contact your utility companies to see if you’re eligible for covid-based assistance. Look at their websites to see if there are services to help you reduce your bills, or if there are income-based programs you qualify for. #CreditChat #frugal

[Sarah C Brady @SCBrady]

Join us for a live conversation on Instagram at 5pm. Today's topic: Tips for dealing with reduced income. We'll offer practical advice for managing a loss of household income and a decrease in business sales. Follow us on IG: @sarahcbrady @ponceviri. #moneymonday #financefemmes

[Viridiana Ponce @ponceviri]

@JoneyTalks @Experian oh no!!!

[Sarah C Brady @SCBrady]

@Experian A7a You may not be spending much money these days, but for every purchase, look for a local vendor instead of a big-box store. The local vendor needs and appreciates your business much more! #CreditChat

[Viridiana Ponce @ponceviri]

@Experian A10d: Let small businesses know about local resources. I provide free business classes & courses on starting & growing your business through an entrepreneurship center. Reach out to me for info https://t.co/nTILsgWXFk #creditchat #SmallBusinesses

[Viridiana Ponce @ponceviri]

@Experian A10C: Let small businesses know about local resources. @sarahcbrady & @ponceviri provide a #moneymonday instagram live chat every other monday where we discuss personal & small biz finance topics, resources, & tips. #CreditChat #SmallBusinesses

[Viridiana Ponce @ponceviri]

@Experian A10b: If you know of any grants, loans, webinars, or opportunities that may apply to Small Businesses, email them and let them know. #CreditChat #SmallBusinesses

[Viridiana Ponce @ponceviri]

@Experian A10a: Creative ways to support your local businesses: Have patience & flexibility with them. We are all trying to figure this out & in it together.
#talkitout #creditchat #SmallBusinesses

[Viridiana Ponce @ponceviri]

@Experian A9: Most of my clients have food businesses. Part of the magic of eating out is the experience: connecting w/the owners, music, & chatter. Places I can't wait to visit: https://t.co/tcrO4AphtO, https://t.co/goBcc6YiG6, @el_gaaarage
#vpconsultingsf #CreditChat #SmallBusinesses

[Viridiana Ponce @ponceviri]

@Experian A8b: A bigger $ tip can be a great way to show your local businesses your gratitude. #gratitude #CreditChat #SmallBusinesses

[Viridiana Ponce @ponceviri]

@Experian A8a: A verbal (on your social media platform) or a written review (ask them what platform they prefer) can be a great way to show local businesses your gratitude. They will appreciate it & it will help bring them more business. #gratitude #CreditChat #SmallBusinesses

[Viridiana Ponce @ponceviri]

@Experian A7c: Let small businesses know about local resources. I provide free business classes & courses on starting & growing your business through an entrepreneurship center. Reach out to me for info https://t.co/nTILsgWXFk #creditchat #SmallBusinesses

[Viridiana Ponce @ponceviri]

@Experian A7b: As a business consultant, I reach out to my clients & have brainstorming sessions with them to see how they can evolve their business. Reaching out & talking with local businesses can help release the creative business juices. #talkitout #creditchat #SmallBusinesses

[Viridiana Ponce @ponceviri]

@Experian A7a: When I purchase a product/service from a small business I ask them if it’s easier on them to do delivery or pick up. I understand not everyone has the infrastructure. Sometimes going to do your own pickup alleviates logistical stress for them. #CreditChat #SmallBusinesses

[Viridiana Ponce @ponceviri]

@Experian A6a: Call ahead to ask about the order & pickup process so you can minimize the time you spend there & the exposure. Although, it’s fun to catch up, minimize the time you spend chatting with them physically. #alwaysfollowsafetyrules #CreditChat #SmallBusinesses