Two parents. Two jobs.
Parent 1 earns £45,000 Parent 2 earns £28,000
Together, that’s £73,000
Sounds great, right?
But after taxes you're taking home around £56,000
Now subtract:
- £14,400 for daycare
- £15,000+ for rent or mortgage
- £3,000 on fuel
- £6,000 on food
- £5,000 on bills
- £3,000+ in debt repayments and interest
Suddenly, that £56k becomes £9k, maybe less and that’s before birthdays, clothes, school trips, or anything going wrong.
You’re both working 40+ hours a week
And for what?
- Handing your baby to strangers 5 days a week? - Living off frozen meals and exhaustion? - Falling asleep thinking about your overdraft?
It’s not “making it.” It’s surviving with nicer clothes. You’re not chasing dreams you’re covering bills.
It’s not financial freedom.
The system isn’t broken. It’s just working exactly as designed.
You need a way out.
So you’re telling me that:
- Income Tax
- National Insurance
- Corporation Tax
- Capital Gains Tax
- Council Tax
- VAT
- Excise Duty
- Fuel Duty
- Stamp Duty
- Air Passenger Duty
- Insurance Premium Tax
- Green Taxes
- Gambling Taxes
- Plastic Bag Charges
- Carbon Emissions Levy
- Landfill Tax
- TV Licence Fee
- Congestion Charges
- Sugar Tax
- Now VAT on Private School Fees
STILL isn’t enough to fund public services, roads and schools?
Meanwhile, the government is:
- Freezing income tax thresholds (dragging millions into higher bands)
- Hiking council tax bands
- Raising Capital Gains Tax
- Upping employer National Insurance
- Killing off the non-dom regime
- Hiking Stamp Duty on second homes
- Freezing inheritance tax thresholds
- Planning cuts to pension tax relief
- Looking at scrapping or limiting your £20,000 tax-free ISA allowance (so even your savings aren’t safe)
Taxed when you earn.
Taxed when you spend.
Taxed when you save.
Taxed when you die.
How is this normal? 🤡🌍