Brian Prichard

Principal, 44 North Financial. Securities through @CommonwealthFN, member Terms of Use

[Brian Prichard @prichard_b]

@miradreaamy 35

[Brian Prichard @prichard_b]

Missing the point. If you had a family business and your income was attached to that business, you could pay the nephew an amount below that at which Federal taxes start via a 1099, and they could then make a Roth contribution. Thus, you’ve shifted income from your bracket to 0%, and they escape taxation and get an asset that grows tax free.

[Afshine Emrani MD FACC @afshineemrani]

I'm a cardiologist. I've spent twenty years as the person patients trust to interpret their bodies. And I need to tell you something that most physicians won't say out loud:

AI is about to change the power dynamic between you and your doctor. Forever.

Four days ago, OpenAI's o3 model diagnosed 18 children with rare diseases that the best human specialists at Boston Children's Hospital couldn't solve — some after nearly twenty years of searching. Published in the New England Journal of Medicine.

Two weeks ago, WashU researchers proved that nine routine blood markers can calculate your biological age — and predict cancer risk years before any tumor forms. A free calculator. Available to anyone.

Last month, AI-enhanced coronary CT angiography detected inflamed arteries in patients whose standard stress tests said "normal." Patients who would have gone home reassured and wrong.
The pattern is unmistakable. The tools that used to require a specialist, a referral, a three-month wait, and a $400 copay are migrating into your phone, your bloodwork portal, and your own hands.

And I'm watching something in my practice I never expected.
Patients are walking in more informed than some of the residents I trained. They've run their PhenoAge score. They know their ApoB. They've read the study about Lp(a) before I've had time to bring it up. They come with questions so specific that the conversation starts at a level it took me years of training to reach.
This used to threaten physicians. It shouldn't. It should liberate us.
Because here's the truth about the old model: a 15-minute appointment where your doctor runs a basic metabolic panel, glances at the numbers, says "looks fine," and sends you home — that model was never good enough. It was just all we had. It missed 75% of future heart attacks. It caught cancer late. It told women with microvascular disease they had anxiety. It filed children with rare diseases as "unsolvable."

AI doesn't replace the physician. I've said this before and I mean it — the human moment, the clinical judgment, the hand on the shoulder when the diagnosis lands — that's irreplaceable.

But AI does something the old model never could: it gives you the ability to see inside your own biology with a depth and speed that was impossible a decade ago. To track your own numbers. To calculate your own biological age. To bring data to your doctor that elevates the conversation from "am I sick?" to "where exactly am I heading, and what do we do about it?"

The patient who walks in with their ApoB, their Lp(a), their hsCRP, their PhenoAge calculation, and a list of questions from the latest research — that patient doesn't threaten me.

That patient is the easiest person in my practice to keep alive.
Because they've already done the one thing most patients never do: they stopped waiting for permission to understand their own body.

I went into medicine because I wanted to help people live longer. What I've learned is that the patients who live longest are the ones who took ownership — not of my job, but of their own data, their own questions, and their own decisions.

The tools are here. The research is published. The calculators are free. The blood tests cost less than a dinner out.

You don't need to wait for your annual physical to find out what's happening inside you. You don't need permission to understand your own biology. And you don't need to accept "looks fine" from anyone — including me — when the science offers a deeper answer.

The revolution isn't coming. It's in your pocket. In your patient portal. In the published studies you can read yourself.

The only question left is whether you'll use it — or keep waiting for someone to tell you it's time.
Your body. Your data. Your life.

Take ownership. Your future self is counting on it.

[Brian Prichard @prichard_b]

Resilience has been missing from a system that has been hyper focused on maximizing profits and minimizing expenses. Covid exposed this when auto assembly lines were halted because chip supply chains from overseas broke. In my mind - same holds true with many countries pursuit of digital currency and winding down physical cash. Resilience requires parallel systems so that one can work in the event that the other doesn’t.

[James E. Thorne @DrJStrategy]

Last night’s speech by Treasury Secretary Scott Bessent signals the decisive shift in US economic doctrine: from efficiency to sovereignty.

Invoking Alexander Hamilton, Bessent framed industrial capacity not as a legacy asset, but as the foundation of national power in a contested world. The comparison is not casual. If carried through, it would make Bessent the most consequential Treasury secretary since Hamilton himself.

The message is clear. Globalisation optimised for cost has left the US exposed, to supply disruptions, geopolitical coercion and technological leakage. Dependence is no longer a benign feature of trade; it is a strategic vulnerability.

This is not autarky, but reprioritisation. Semiconductors, energy systems, advanced manufacturing and compute infrastructure are being recast as sovereign capabilities. Supply chains are judged less by efficiency than by their ability to withstand shocks and resist pressure from adversaries.
The economics are less comfortable. Resilience implies higher costs, sustained fiscal support and the risk of stickier inflation. But Washington appears willing to pay.

For markets, the shift is structural. Capital will follow policy into strategic sectors, while exposure to adversarial supply chains will command a growing discount. Hamilton’s logic has returned. This time, markets may have less choice but to follow.

[Brian Prichard @prichard_b]

This is interesting…

[Robert W Malone, MD @RWMaloneMD]

Federal prosecutors just charged an NIH virologist with smuggling biological materials into the United States.

His name is Vincent Munster. He's not a minor scientist. He runs the Virus Ecology Section at one of the government's premier BSL-4 labs.

This is bigger than a customs charge. Thread 🧵

[Brian Prichard @prichard_b]

I’ve seen this through my career and avoid illiquid investments in a mature (or late cycle) market. Good article.

[Justin Bechler #BIP-110 @1914ad]

https://t.co/nR2RFPFy2N

[Brian Prichard @prichard_b]

Good read on how the options and derivatives market can be used to manipulate prices. There’s been long debates about the same strategies employed in precious metals. See JP Morgan’s 2020 settlement for almost a billion dollars. Regulators need to bring more transparency to these markets. #SEC @SecScottBessent

[Justin Bechler #BIP-110 @1914ad]

https://t.co/fA1UmGvKou

[Brian Prichard @prichard_b]

Whoa!

[Sama Hoole @SamaHoole]

California's Central Valley produces 80% of the world's almonds. Each almond requires 3.2 gallons of actual irrigation water to grow. Not rainfall. Actual tap water pumped from aquifers.

One gallon of almond milk requires 162 gallons of irrigation water. Compare that to dairy milk at 8 gallons of tap water per gallon, with the rest being rainfall that falls on pasture anyway.

But here's where it gets properly grim. Almonds bloom for exactly three weeks in February. During those three weeks, California needs every pollinating bee in North America transported to the Central Valley or the crop fails entirely.

Commercial beekeepers truck in 31 billion honeybees. That's two-thirds of America's entire managed bee population, all concentrated in one valley for three weeks. The bees are packed into trucks, driven across the country, dumped into almond groves drenched in pesticides, worked to exhaustion, then packed up and shipped to the next crop.

The mortality rate is catastrophic. Beekeepers report losing 30 to 50% of their hives annually. That's billions of bees dead. Not from natural causes. From being used as disposable pollination machines for your almond milk.

The pesticides don't help. Almond groves are sprayed with neonicotinoids which scramble bee navigation systems, fungicides which weaken their immune systems, and herbicides which eliminate the wildflowers they'd normally forage on between almond blooms.

Meanwhile the aquifer depletion is permanent. The Central Valley has sunk 28 feet in some areas from groundwater extraction. That water took 10,000 years to accumulate. It's being drained in decades for almond milk.

Your vegan latte killed more bees and used more water than a year's worth of dairy milk. But it's got "plant-based" on the label so you're definitely saving the planet.

[Brian Prichard @prichard_b]

@sulackpete Protocol

[Captain Paul Watson Foundation 🐋🏴‍☠️ @CaptPaulWatson]

Captain Paul Watson's Birthday 🎁🐋

For my 75th birthday I am raising funds to secure a fast and sturdy rigid hull inflatable boat to confront the Norwegian Krill exploitation ships in the Southern Ocean.

Thank you,

Captain Paul Watson

Donate > https://t.co/sMDjkQ9LZ6

[Brian Prichard @prichard_b]

@byHeatherLong To be fair, there were approximately 40,000 Federal Govt employees hired per month over the past 2 years. Not sure how the govt. was functioning before those hires, but guessing that it can continue to operate. https://t.co/lY2nSDzjuN

[Lawrence McDonald @Convertbond]

Hoping for 200 RTs by midnight :)

https://t.co/2hU9KxwRsg

This is an essential holiday read, please share. Colossal implications for 2025. Gratitude 🙏

[Brian Prichard @prichard_b]

@llewhinkes @zerohedge Short season 😂. Weekly.

[Joe Perry @JoePerry]

Captain Paul Watson founder of the Sea Shepherd’s and co founder of Greenpeace is still facing extradition to Japan. Paul has dedicated his life to stop the cruel and illegal slaughter of our Whales throughout the world.

Paul needs our support with only 2 weeks left until his case heard , a case that will decide the course of his life and halt the continuing progress of his struggle to save our oceans. Please email the Danish Minister of Justice Peter Hummelgaard on behalf of Paul. Paul’s mailing address is below.

Please continue to email the Danish Minister of Justice Peter Hummelgaard and ask for the immediate release of Captain Watson.
Phone: [phone]
Mail: [email protected]

[Brian Prichard @prichard_b]

@TodRevolution @Megatron_ron You realize that this isn’t a weapon like a howitzer shell, yes? After launch the ATACMS rely on US satellites for targeting. Let’s suppose Russia gave Mexico similar missiles which they used to target and attack US cities. Would we retaliate against Mexico or Russia?

[Brian Prichard @prichard_b]

Sea Shepherd - Paul Watson needs our voices. Sign the petition to #FREEPAULWATSON and join the movement to make a real difference. https://t.co/NHvND3MiTG

[Pearl Jam @PearlJam]

The fate of humanity is tied to the ocean. We should defend those who find the courage to defend the whales.

We need all hands on deck to #FreePaulWatson.

Sign the petition at https://t.co/TcgnccDNGz. Write Denmark’s Minister of Justice and/or the Prime Minister and encourage Paul Watson’s immediate release.

Follow @CaptPaulWatson for the latest updates.

[Robert F. Kennedy Jr @RobertKennedyJr]

During my announcement speech more than a year ago, I said that I have so many skeletons in the closet that if they could vote, I would be king of the world. I knew much would be made of my past. I have been around politics. I know of its hazards. I also knew that my vision and policies would inspire resistance in the establishment.

When you declare yourself foe to widespread corporate-government corruption and declare yourself counter-friction to a runaway war machine (a war machine killing innocents and draining our country’s coffers), you will inspire resistance in the establishment. (Put another way, many powerful people want to make sure the gravy train never stops. And I derail gravy trains.)

When you point out the morbidity of our two-party system -- a system that our first president warned us about, a system that is now largely predicated on hating fellow humans -- you will inspire resistance in the establishment.

When you’ve spent much of your life successfully fighting against our biggest corporations and worst polluters; fighting against mining, timber, hydroelectricity, and oil industries on behalf of the voiceless and the indigenous; fighting against agribusiness barons blithely ravaging the lives of small farmers and small towns, you will inspire resistance in the establishment.

When you remind Americans that censorship and other curtailments of our civil liberties always arrive burnished with a moral and patriotic gloss, you will inspire resistance in the establishment.

When you invoke our crisis of meaning, our deaths of despair, the addiction, and the many children lost to screens, ill health, and ennui, you will inspire resistance in the establishment.

When you are wary of reductive partisan ideology and group-think; and when you refuse the common coin of today’s public discourse -- a glib second-rate cruelty delivered via the screen -- you will inspire resistance in the establishment.

When you assert that to better our country we must work toward a politics that heals this divide and affirms our mutual belonging, you will inspire resistance in the establishment.

As you perhaps know, I am used to such resistance -- used to the bile and malign distortions that accompany speaking out on high-stakes issues. And I know that the establishment’s treatment of me -- while challenging -- makes perfect sense.

The dark and elaborately refined arts of partisan politics deployed to end my campaign (the documented censorship and shadowbanning; the out-in-the-open, anti-democratic, and well-funded attempts to keep me off ballots through expensive, complex, time-consuming legal challenges; the thwarting of debate access; the withholding of secret service protection; the paid staged protests; the sundry campaigns of defamation and scandalmongering) are the logical reactions of a threatened -- and very unwell -- status quo.

And underneath all of this -- underneath much of this election cycle, underneath much of this moment in our nation’s politics -- is a sort of destitution. A destitution of heart. It’s no small wonder so many people have withdrawn from civic life and democracy altogether.

A broken bond needs to be reestablished in our country. We need more soul-searching and less partisan warfare. Our work as Americans, whether we like it or not, transcends all labels and all parties. It seems we will recognize this reality and act accordingly; or be broken into it. History is not made occasionally on great stages by the privileged few but made daily in the depths of each human soul.

Ours is a beautiful nation, still. According to the Internet, our country (and our world) founders in chaos. But in post offices, parks, grocery stores our beauty still heartens and shines. We all see it every day.

It is in the name of that beauty that I work.

It is in the name of that beauty that I run to be your next president.

The true power of America is not its comfort, wealth, or military might, but its ideals of liberty, democracy, and
generosity.

This campaign is about honoring and restoring those ideals -- regardless of the defamation, evasion, and trickery. We knew those were coming.

We will not be deterred on this necessary journey.

[Brian Prichard @prichard_b]

@CMDRVALTHOR What’s the Ivermectin dosage please? Don’t understand what was written. Thank you.

[Brian Prichard @prichard_b]

Oh, Lord! We’re in deeper trouble than even I would have supposed.

[Arnaud Bertrand @RnaudBertrand]

This is absolutely priceless. And probably the most frightening clip you'll ever watch on the people in charge of the US economy.

Jared Bernstein is literally the Chair of the Council of Economic Advisers, the main agency advising Biden on economic policy