@MayMayspeaks That depends on if the fifth one and yourself leave afterwards if only one of you leave it’s five, if neither of you leave it’s six, if you both leave, it’s four
@honeymoon250 Setting up a trust with the full 8M, setting myself as executor, my parents, sister, and cousins as beneficiaries. Creating an s-corp/LLC under that trust to fund an IUL for all beneficiaries