Roman Novak

🚀 Built the first CeDeFi wallet in the whole world - @Fintopio

[Roman Novak @pulsar]

@TrustWallet Let’s Trust @fintopio 😁

[Roman Novak @pulsar]

The future of money isn’t “crypto vs banks.”

It’s both - merged into one wallet you actually use every day.

[Roman Novak @pulsar]

HOLD AI is already alive in its first version.

And on October 11 we’ll announce the first unique function inside Telegram - no one else has it yet.

Like the new site https://t.co/7ysdE8kEU3 I decided to rebuild the whole product from the ground up. Not just design - but philosophy.

2026 will show the world what kind of wallet people really need every day. And spoiler: it’s not the ones you’ve seen before.

[Roman Novak @pulsar]

@binance HOLD!

[CoinMarketCap @CoinMarketCap]

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[Roman Novak @pulsar]

@abubakarbbg9 @fintopio 🙏

[Roman Novak @pulsar]

I know many of you waited for HOLD listing. And yes - I feel sorry it didn’t happen when planned. But reality: tap-to-earn mechanics killed dozens of tokens right after listing. Look on it, its a dead walley of TON tokens and projects.
A listing at the wrong time could have killed HOLD too.

So I made a decision: cancel the listing right now in 2025, save the token for the FUTURE. Save @Fintopio

From end of August I took HOLD under my control. HOLD is no longer “just a tap 2 earn token.” It becomes the AI fuel of Fintopio. And AI is not some vague metaphor - it’s a real system that will help you manage money.

By the end of november I’ll show the first working AI features on HOLD. It will be a gift: free to use, useful inside @Telegram for financial operations. First taste of the future. Powered by HOLD

2026 will be the year AI starts to seriously reshape our daily life - and @Fintopio HOLD will be right there, at the center. By that moment, tokens will remain only in the hands of those who value them. And demand will be far greater than supply. Best Listing time

The future is already here. We are just redistributing it - this time, with HOLD.

HOLD = HODL 💎

[Roman Novak @pulsar]

@zaharad99498749 tnx u 🫂

[Roman Novak @pulsar]

the fact of the matter is that only two tokens have shown at least some benefit for everyone - these are NOTCOIN and MAJOR, but how much did they earn on auditing by selling ads? They only gave back a small part. Has @Fintopio ever shown ads or monetized his audience? No, on the contrary, Fintopio has been supporting active users for more than a year and does not require anything from users in return and does not sell them as a "commodity"

[Roman Novak @pulsar]

@Mbunu98 @UmarUwaisu68300 @muhd_cash if you can give me precise instructions on how to proceed, so that it would be a WIN-WIN for all parties, I will do it. In order to make awards, there must be benefits for all parties. What is the benefit of Fintopio?

[Roman Novak @pulsar]

@UmarUwaisu68300 @muhd_cash I've been thinking with the team for a very long time what to do with your stones, even though they break the product economy, but it's our obligation. I think I'll just give the opportunity to exchange them for USDT on the wallet balance, is that okay?

[Roman Novak @pulsar]

Who has already bought gifts in TG today? There should be something else in the evening 😏

[Roman Novak @pulsar]

@HAMZASULAIMANA1 @muhd_cash ME + DS + ML + ML + AI + AI + AI = dream team 😅

[Roman Novak @pulsar]

@SpaceX @Starlink Mars is coming soon 🚀

[Roman Novak @pulsar]

@teslaownersSV well done

[Muhd King Cash @muhd_cash]

This is @pulsar Now the Founder of Fintopio. He is now leading all Fintopio developments and introducing new strategies to drive the project forward.

He has implemented modern innovations, including AI-powered features. Make sure to follow him to stay updated on everything related to Fintopio.

Let’s stay focused and keep engaging with him. 🚀
🔗 https://t.co/DIGumAwem9

[Roman Novak @pulsar]

@Ummu_Aiman17 @muhd_cash 🙏