Our vision is, over the next decade, every major company will have their own, interconnected blockchain.
That vision requires four things to be true: performant ledgers, neutral connectivity, programmable privacy, and network autonomy.
The 2026 Cosmos Stack roadmap delivers on all of them, and doubles down on Cosmos' core strength.
First, 5,000 TPS sustained in production. That's 10x what SWIFT processes today, on par with Mastercard, on every single chain. We are taking the most battle-tested consensus in crypto, and making it the obvious choice for finance.
Second, Proof-Of-Authority. This lets institutions control their own networks and stay compliant.
Additionally, IBC is expanding to Solana, EVMs, and any ledger. We are building privacy that works across counterparties without breaking compliance.
Right now, the use cases reshaping finance are stablecoins, tokenization, cross-border payments, and banks and institutions are choosing to build their own ledgers to accomplish them.
Why? Compliance, performance, interoperability, control, customization and optimization.
We used to see small pilots on Hyperledger, or institutions tokenizing a fraction of their assets across a couple chains. That's changing. Banks are building production-scale blockchains, and what Cosmos can solve is the network effect between them.
One bank on a chain is a pilot.
Ten banks connected to each other is a new market.A new payments network. A new financial infrastructure.
The amount of friction this solves is unmeasurable. If not, look at @Figure, @OndoFinance, and @circle - exporting services to banks and chains globally.
The goal: make Cosmos the default over Hyperledger, smart contracts, or any third-party chain by making the best solution, even better.
2026: Cosmos.
对技术怯魅,这几乎是每一个位crypto 新人的必修课。
怎样才能做到对技术怯魅?只需要了解以下3个项目的历史:Terra, EOS 和Polkadot.
Terra 曾经是颠覆稳定币赛道格局的最有前景的算法稳定币,代币跌幅99.99%;
EOS 是高性能区块链的鼻祖、最早的以太坊杀手,代币跌幅99.29%;
Polkadot 是前以太坊联创兼CTO 以技术极客著称的Gavin 的伟大创造、跨链赛道的鼻祖,代币跌幅96.7%;
花几分钟时间了解完它们,我想你就可以对crypto 项目的技术怯魅了。
Prior to our SBT campaigns only about 10k wallets had anything with birb ip in their wallets now that number is 190k+ and growing. This is how we spread the IP within crypto.