Rafal

CIMA-qualified management accountant - ACMA, CGMA.
@NUSingapore MBA.
In the Middle East since 2012.
Business and photography.
RT or likes ≠ endorsement.

[Rafal @rafalhyps]

My predictions for 2023 (worldwide):
- Real estate will decline by 10% due to interest rates
- The inflation will nearly half compared to 2022 (4% in the US)
- Hang Seng Index > 25,000
- S&P 500 > 4,500
- $META > $200
- $TSLA > $200

[Rafal @rafalhyps]

@Pirokineza1000 @prywatnik Do Nairobi.

[Rafal @rafalhyps]

@michaelchaff @GastonKorba @K_Stanowski @PhilKonieczny @jarzoombek Luna i Litecoin - złote rady z 2021 :)

[Rafal @rafalhyps]

@ALJVD1 Great buying opportunities in October 2022.

[Rafal @rafalhyps]

@ALJVD1 How much is the Americano?

[Rafal @rafalhyps]

@ALJVD1 And it is 14 AED already... 40% up in 3 years.

[Rafal @rafalhyps]

@ALJVD1 @StarbucksUAE Mine was McDonald's Ice Latte going from 10 AED to 12 AED!

[Lex Fridman @lexfridman]

Claude Sonnet 3.7 is out. It's amazing for programming!

For me, until just now, Sonnet 3.5 was still best model for real-world programming. I switched to 3.7 in Cursor, and it feels like a big improvement.

The competition is heating up 🤯 What an exciting time to be alive!

[Rafal @rafalhyps]

@joecarlsonshow When you short stocks, you must be right about both your thesis and timing. When you buy to hold, only your thesis needs to be correct.

[Rafal @rafalhyps]

@DanielObajtek Cena ropy spadła. Inne spółki w branży mają podobne wyniki w ciągu ostatnich 6 miesięcy, np. BP.

[Rafal @rafalhyps]

@JakubRoskosz Przez 200 spotkań nie zauważyli, że 3 < 4. Brawo panie redaktorze. 👏

[Rafal @rafalhyps]

@JakubRoskosz https://t.co/D7Ndb4nHEU

[Rafal @rafalhyps]

@JakubRoskosz @Maciej_Xyz @sawik_knowsbest Prezes Pekao 2 mln zł, czyli 4% więcej od niej.😃

[Rafal @rafalhyps]

@SaadMujtaba1 @ConnorAbene This will be expensive numbers cleaning.

[Reuters @Reuters]

General Electric completed its breakup into three companies, marking the end of the 132-year-old conglomerate that was once the most valuable US corporation and a global symbol of American business power https://t.co/MIIAXH6mJP

[Rafal @rafalhyps]

@WOLF_Financial $VWRA

[Rafal @rafalhyps]

@PGerschmann @JakubRoskosz Odkąd dyskutowaliśmy, czy warto wchodzić na ATH w styczniu tego roku, ETF VWRA i indeks S&P 500 wzrosły o 8%.😆

[Rafal @rafalhyps]

@Czarek58965407 @DnaRynkow Moore's Law

[Rafal @rafalhyps]

@JakubRoskosz https://t.co/YgiYBGSs3d

"That’s one of the biggest benefits to stuffing cash into envelopes for budgeting purposes. It forces you to think twice … and maybe the second thought is that you don’t really need that item, after all."

[Rafal @rafalhyps]

@JakubRoskosz Badania z ekonomii behawioralnej mogą uzasadnić, że ma to sens. Wydawanie gotówki boli bardziej niż płacenie plastikiem, przez co mniej się wydaje. Przy niskich dochodach tą metodą może zaoszczędzić więcej, niż zarobiłaby na odsetkach na depozycie.
Ja pewnie bym zgubił.😅