जीवन से जो सबसे बड़ी बात मैंने सीखी..
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इतवार को इतवार की तरह गुजारो| खाओ, पियो, सुस्ती करो, बाहर जाओ, नहाओ, मत नहाओ, सोते रहो, फिल्म देखो,...
जो करना है करो, बस रविवार को सोमवार की टेंशन में मत बिताओ...इतवार को इतवार ही रहने दो...😋
कल की कल देखेंगे, आज बस मौज करेंगे...
@sbigeneral@anandmahindra@MahindraRise@Mahindra_Auto@18002096006@Mahindra_Auto
Dear SBI General Insurance Team & Mahindra Kalyan Motors Team,
Vehicle & Policy Details:
Policyholder Name: Mr. RUPENDRA SINGH RAJAWAT
Registration Number: 23 BH 3929 C (Claim No: MVO3976383)
SBI General Policy Number: 202601356993000-00
Total IDV: ₹12,91,048 | Current Location: Mahindra Kalyan Motors, Bhankrota, Jaipur
I am writing with deep concern regarding the arbitrary handling of my claim. Despite my explicit instructions via email/calls on 23.06.2026 and 24.06.2026 stating that I do not consent to a 'Total Loss' settlement, your office has proceeded to finalize it as a Total Loss without my consent. This is a direct violation of my rights as a policyholder.
I previously requested the maximum permissible repair cost guideline and clearly stated that I am willing to pay any amount exceeding the 75% of IDV threshold from my own pocket. Even after this commitment, finalizing a Total Loss without discussion is highly objectionable.
As per my active policy, I have paid for Depreciation Reimbursement (Zero Depreciation), Cover for Consumables, and Engine Guard. Since my policy covers Zero Dep and Consumables, the out-of-pocket depreciation for parts is not applicable to me.
Therefore, I state for the final time:
I DO NOT CONSENT to a Total Loss settlement under any circumstances.
As per IRDAI guidelines, I have the complete right to get my vehicle repaired.
You are directed to immediately halt the Total Loss process and issue approval for repairs.
I request the extra towing and Hydra lifting charges incurred due to Mahindra's internal communication issues to be integrated into this claim.
Please provide a clear and concise financial breakdown on the following before work begins:
Approved Claim Amount: The exact amount SBI General will pay to Mahindra Kalyan Motors under my Zero-Dep + Consumables cover.
My Net Liability: The exact final amount I am required to pay to the workshop out of my own pocket (including the ₹2,000 compulsory deductible and the amount exceeding the 75% IDV threshold).
I trust you will understand the seriousness of this matter and issue the repair approval immediately to avoid legal escalation.
Yours sincerely,
Rupendra Singh Rajawat
Contact No: 9660662665.
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