PhilHealth is omnipresent in every Filipino’s payslip, taking money whether workers like it or not. Yet in moments of greatest need, it often feels absent.
That’s what happened in the viral case of Maria Lourdes Sulit. Her husband Marvin contributed for over 25 years. When he died of a brain hematoma, PhilHealth declined to cover their nearly ₱200,000 hospital bill.
The reason: a technicality. He was confined for less than 24 hours. Under PhilHealth Circular No. 2020-0007, inpatient benefits require a 24-hour stay. But Circular No. 2025-0020 allows outpatient emergency benefits in cases ending in death within 24 hours. So which is it, then?
Sulit’s case is yet another crack in a system already under strain.
PhilHealth is mandatory under the Universal Health Care Law. Every Filipino is automatically enrolled, meaning every worker is required to contribute—regardless of income, preference, or private coverage.
And that has long been a point of frustration. Ask any tito, tita, tropa, or kakilala, and a familiar story emerges: PhilHealth often covers only a fraction of the bill. Families still shoulder significant out-of-pocket expenses.
Then come the administrative failures: the delays, the waiting, the stress on top of the hospitalization stresses.
Private health maintenance organizations help fill some of the gap. But even they can only do so much, often still leaving families exposed to catastrophic expenses that the public system is supposed to cushion.
And then, there’s the issue that refuses to go away: corruption.
PhilHealth has been repeatedly drawn into controversies involving anomalous claims, questionable reimbursements, and fund management issues that have reached Congress and the courts.
The latest one involved around ₱60 billion in excess funds—transferred to the national treasury. The Supreme Court later ruled that it’s unconstitutional, questioning whether health funds were being redirected away from their intended purpose.
The money has since been restored to PhilHealth, but its image isn’t getting any better. To many, it remains an agency that collects mandatory contributions, yet Filipinos don't get what they pay for.
Calls to abolish PhilHealth continue to surface. Let Filipinos keep their money. Rely on private insurance or personal means instead.
It’s understandable—especially in cases like Sulit’s—but abolition without replacement risks dismantling the country’s only nationwide health risk pool.
For all its flaws, PhilHealth remains the only attempt at universal coverage at scale. Removing it wouldn’t erase the need for protection.
So the real issue is not just whether to abolish PhilHealth, but what must replace or radically reform it.
Our Asian neighbors have made clearer choices. Thailand funds universal healthcare through general taxation, allowing patients to access care with minimal or no out-of-pocket costs. Malaysia heavily subsidizes public hospitals, keeping treatment affordable and predictable. South Korea operates a hybrid system where mandatory contributions are matched with reliable, structured coverage at the point of care.
The Philippines remains stuck in between: compulsory contributions without guaranteed protection, universal enrollment without universal certainty.
Now, the question is no longer whether PhilHealth should exist. Can it continue in its current form when the gap between contribution and protection remains this wide?
Can Filipinos still afford to pay premiums to a system they cannot rely on in a life-and-death situation?
Otherwise, PhilHealth only gives Filipinos hell.
‘GUSTO KO NG BUMABA TODAY AS SP’
Sen. Alan Peter Cayetano said he is reluctant to immediately step down as Senate President amid the recent Senate leadership shake-up, citing his continuing duty to uphold his responsibilities to the Filipino people and the Philippine Constitution.
Watch the live stream here: https://t.co/3cCRSnpsa9
Follow our live updates here: https://t.co/DxN5qSAwqK
‘NAKITA SA TV’
WATCH: One of the witnesses in the flood control probe recounts their alleged interaction with International Criminal Court (ICC) investigators in the country.
Panel co-chairman Senator Rodante Marcoleta asked how the witnesses managed to identify the ICC officials.
Witness Rosebert Waupan explained that they recognized them from television broadcasts.
“Nakita po namin sa TV, si Chantal Daniels, nag-appear sa court,” Waupan said.
He further claimed that the investigator allegedly met with former senator Sonny Trillanes. | @TristanNodalo
Sen. Sherwin Gatchalian - SP Pro Tempore
Sen. Erwin Tulfo - Committee Chairman on Blue Ribbon
Sen. Kiko Pangilinan - Committee Chairman on Agriculture
Sen. Risa Hontiveros - Committee Chairman on Health
Sen. Bam Aquino - Committee Chairman on Basic Education
TODAY, WE CHEER FOR THE MINORITY 🥹🫶
NO MAJORITY?
PANOORIN: Oras na ng sesyon sa Senado pero wala pa ang mga miyembro ng majority bloc sa plenaryo.
Kumpleto naman ang mga taga-minorya. | via @_iancruz
Philippine mass transit so fucked up that this was the line for the EDSA Carousel at around 11 p.m.
MRT was already closed. Angkas wasn’t viable because of the rain + Grab/ID was either impossible to book or too expensive. So walang choice kundi pumila sa kakaunti/punuang bus.
Sa workplace, ganyan ang mga boss na EVIL. Pag gumuho ang lahat, isisisi sa ibang tao. Always remember, pag pumalpak ang project, concerted effort yan ng buong team, hindi lang ng iisang tao. Bakit ba nabibigyan ng pwesto sa society ang ganitong uri ng hayup? Yes hayup ito. Dahil hindi marunong makipagkapwa tao🙄
Bwisit din ako sa mga tao na nanduduro. Wala talagang edukasyon! 🧐
Ang pinaka magiging unintentional effect talaga ng kung ano mang ginagawa ng majority ngayon ay ang pagkakabuo nito 11 senators as a minority, probably the strongest minority we’ve seen for a while.
These would have been different had the open fire incident didn’t happen. Mas tumibay yung paninindigan nung 11 senators dahil karangalan na ng institusyon yung nakasalalay. At sa bawat galaw ng mayorya, tumitibay yung bond na nabubuo sa grupong ‘to at umiingay din ang pangalan nila.
Nakakatuwa kasi hindi na nag-iisa si Sen. Risa na umaalma. May boses na ang minorya.
This group is one to watch over the next few weeks or even months.
The Du-Dirty 13, that Senate Majority trying to make the institution into a protecting ring for their accused, charged, and fugitive members, really is the gift that keeps on giving. As troubling as the proposal to allow electronic voting was the attempt to rewrite quietly, hoping they slip through without the public fully seeing what is happening. And, sometimes, as the Minority did, the most important vote is to walk away. To refuse to legitimize a process that undermines the institutional integrity of Senate. Should Senate rules evolve for institutional necessity or... political convenience? Kasalanan ba ng Minority na maraming may kaso at maaaring ma-aresto sa mga susunod na araw sa Majority? The Minority walkout is a reminder that democracies need opposition willing to make power uncomfortable, especially those who abuse it. Salamat, mabuhay sa Principled 11!
Isa pang POV ng viral May 13 "putukan" livestream ni Sampung Libo Alan Peter Cayetano: Mas dramatic 'to mga ka-nets!
Hanep, may taga-ilaw pa talaga sila matapos nilang patayin ang ilaw/kuryente(???).
Ang dami pala nila sa room na para bang may TAPING!