Ranjeet

[Manly Mentor @manly_mentor]

This is why Women age like milk & Men age like wine 🎯💯

[Ranjeet @ranjeetph]

📚 Many Other Factors

Academic studies have looked into this deeply, and there's a long list of things that hurt fund performance — bad timing, herding behavior, poor incentives, regulatory constraints, and more.

[Ranjeet @ranjeetph]

🧠 Most Mutual Fund Managers underperform for many reasons, not just because they try to copy the index.

Let’s go through a few key reasons here — and what they mean:

[Ranjeet @ranjeetph]

💸 High Expense Ratios

The fund charges high management fees.

Even if the fund performs decently, fees cut into your gains — like a toll every time you use the highway.

Over time, fees seriously drag down your final returns.

[Ranjeet @ranjeetph]

🤯 Fun Fact!

Each of us has 3 billion base pairs of DNA—not in total—but in almost every single cell in our body!

Yet our genome isn’t that big. A tiny single-celled organism called Amoeba dubia has 220 times more DNA than humans!

[Ranjeet @ranjeetph]

🧠 In short:

High ROCE over time is rare.

Most companies can’t keep it up because competition eats into profits.

But a few special companies manage to keep winning consistently—and those are the ones investors love to find.

[Ranjeet @ranjeetph]

It’s really difficult for a company to keep a high ROCE (Return on Capital Employed) for a long time—especially in a competitive industry

Here’s 📚 Why?👇

[Ranjeet @ranjeetph]

These are special businesses that have some kind of long-term advantage like:

Strong brand

Loyal customers

Low costs, etc

...that lets them stay profitable over decades.

[Ranjeet @ranjeetph]

2/2: ...the company can charge high prices often & still make big profits.

Also, these types of businesses are so strong that even if they’re run by bad managers, they still survive.

The managers might hurt the profits a bit, but they won’t ruin the business completely.

[Ranjeet @ranjeetph]

1/2: An economic franchise is a kind of business that has a strong advantage because:

It sells something people really want or need.

Customers think there’s nothing else quite like it.

The government doesn’t control its prices.

When all 3 of these things are true,...

[Ranjeet @ranjeetph]

Whether you start with nothing, face economic collapse, or move at a slow pace—Dan Peña’s QLA Model is built for massive wealth creation.

If you enjoyed this thread, follow @ranjeetph

[Ranjeet @ranjeetph]

How Dan Peña’s QLA Model Can Make You Filthy Rich 💰🔥

Dan Peña’s QLA Model isn’t just hype—it’s a proven system that’s helped people create generational wealth from nothing.

Here’s how it works 👇👇

[Ranjeet @ranjeetph]

The Internet Is Your Weapon Now 🌐🧠

Peña used to doubt the internet.

Now, it’s a core part of the QLA Model.

One mentee used it to become a full-blown internet guru, pulling in €50 million+. Digital platforms = infinite scale.

#InternetMoney #DigitalLeverage #BuildInPublic