PassingAnt_지나가던개미🇰🇷

BTC & XRP Madman
-Provides deep insights into the crypto market
Day job : Samsung electronics
Side quest : Investor💰, Musician🎤, Art history Author 📖

[PassingAnt_지나가던개미🇰🇷 @Raphael211024]

https://t.co/fHcUm36R6W

[The Kobeissi Letter @KobeissiLetter]

After a chaotic morning in the Strait of Hormuz, both sides have gone completely quiet.

Iran has closed the Strait of Hormuz again and President Trump said he won't be "blackmailed" by Iran.

As of Friday, markets were expecting the US and Iran to meet for the second time on Sunday.

As of right now, there is no meeting planned and the ceasefire ends in 3 days.

We continue to believe that both sides will ultimately work toward a deal, as this pre-deal turbulence has been observed many times in previous conflicts involving President Trump.

US stock market futures open in 24 hours and both sides know this.

All signs point to a highly eventful Sunday ahead.

[Coin Bureau @coinbureau]

🚨ALERT: The CLARITY Act is OFF the Senate's schedule next week.

Senate Banking Chair Tim Scott has has NOT scheduled the crypto market structure bill for the week of April 20.

Per Politico, Sen Thom Tillis will release the FINAL draft this week, the LAST piece needed before the committee can call a markup.

Even then, the bill must align with Senate Agriculture, pass a 60-vote Senate floor (needs Democrats), then reconcile with the House.

If no markup is scheduled by April 20–25, midterm politics could kill the bill as bipartisan cooperation dies entirely.

Remember, the revised draft formalizes a major compromise: BANNING passive stablecoin yield while allowing rewards tied to activity.

Though Coinbase made a dramatic U-turn, officially endorsing the bill, major US banks remain opposed.

In the end, one Democrat defection on ethics language, one banking lobby pushback on yield, or one committee scheduling delay, and the bill DIES.

[Brad Garlinghouse @bgarlinghouse]

Yesterday, I celebrated 11 years at Ripple. Back then, I couldn’t have predicted that we’d still be fighting for regulatory clarity.

The fight has been worth it. After a day in DC having great conversations with @SenatorHagerty, @berniemoreno, @SenatorTimScott, @JohnBoozman and @patrickjwitt - and on stage at @Semafor World Economic Summit - I know we are closer than ever.

The CLARITY Act window is open. And now is our moment to act.

[Ripple @Ripple]

Announcing our partnership with #KyoboLifeInsurance—one of Korea's largest and most established life insurance companies—to explore on-chain financial infrastructure using Ripple Custody: https://t.co/mUUp32YsLH

Kyobo becomes the first Tier 1 Korean insurer to take this step, bringing government bond settlement closer to real-time.

This is what institutional digital asset adoption looks like.

[CoinDesk @CoinDesk]

NEW: Rakuten will allow $XRP to be used as a payment method for its 44 million customers.

The move integrates XRP into Rakuten’s consumer payments ecosystem, expanding real-world utility for crypto in retail transactions.

[🌸Eri ~ Carpe Diem @sentosumosaba]

Evernorth will be a publicly traded company on the stock market (Nasdaq under ticker XRPN) and investors can buy stock instead of directly buying $XRP.
"Evernorth is designed as a capital allocation platform for the XRP ecosystem. While operating within the framework of a publicly listed company, we actively participate in the financial infrastructure being built on the XRP network. "
- Asheesh Birla, CEO

[Ripple @Ripple]

Swell 2026: Call for Speakers is now open, and this is our biggest event yet!

For the first time, Swell + Apex unite in NYC, October 27-28, 2026: https://t.co/J1wdudm3eL

3 tracks. 16 topics. 4 session formats.
🏛 Institution
⚙️ Ecosystem
🔬 Innovation

Share your ideas with the people shaping the future of finance.

📅 Submit by May 29!

[Emi Yoshikawa @emy_wng]

[Announced Today]
Today, we’re excited to announce that Across Ventures intends to launch a new $100M Fund-of-Funds platform focused on specialized micro VCs, with SBI Holdings (@sbigroup) as a strategic partner.

Through this initiative, we aim to connect leading-edge U.S. innovation with Japanese corporations — faster, broader, and deeper — and further accelerate U.S.–Japan innovation collaboration.

It is a true honor to partner once again with SBI and @yoshitaka_kitao, with whom I’ve had the privilege of working closely since my time at @Ripple.

Please see the full release for details.

[PassingAnt_지나가던개미🇰🇷 @Raphael211024]

https://t.co/tDmC6oSzqV

[PassingAnt_지나가던개미🇰🇷 @Raphael211024]

#XRP is currently building up compression energy.

With the Bollinger Bands significantly narrowing, it has entered a zone where a breakout in either direction would not be surprising.

Unless a major crypto-specific catalyst emerges,
it’s more likely that macro factors or the Iran conflict will act as the trigger.

[PassingAnt_지나가던개미🇰🇷 @Raphael211024]

@BitcoinNews What’s interesting is that crypto is grouped with AI. That suggests it’s being treated less as a niche asset and more as a strategic sector.

[PassingAnt_지나가던개미🇰🇷 @Raphael211024]

@Crypto_TownHall Liquidity contraction often precedes large moves. In leveraged markets, even small shocks can cascade into liquidations, making volatility expansion more likely in this kind of setup.

[Crypto Rover @cryptorover]

🇺🇸 US CENTCOM: Forces will start blockade of all maritime traffic entering and exiting Iranian ports on Monday, 10 AM ET.

[PassingAnt_지나가던개미🇰🇷 @Raphael211024]

This should not be reduced to “#XRP is safer than BTC.”

The deeper issue is which asset exposes less public-key attack surface, and how flexibly it can respond through key rotation, separation of authority, and operational security controls if the threat model changes.

From that angle, XRPL already has fairly explicit operational tools: regular key rotation, offline or disabled master-key practices, and multisig.

#Bitcoin, meanwhile, is clearly not ignoring the issue either. The fact that post-Taproot discussions like P2MR focus on removing the key-path exposure shows
the market is beginning to think not only about adoption, but also about long-term cryptographic durability.

That is a much more serious conversation.

[Coin Bureau @coinbureau]

🔥 XRP MAY BE SAFER THAN BITCOIN FROM QUANTUM ATTACKS

Experts say $XRP has far less exposure to quantum risks, with only ~0.03% (21M) of its supply vulnerable compared to ~35% (6.9M) of $BTC.

This is because many XRP wallets have never exposed their public keys, while Bitcoin reveals keys more often through transactions.

XRP also includes built-in key-rotation and escrow time-lock features that Bitcoin lacks natively.

[Diana @InvestWithD]

🚨UPDATE: Coinbase URGES Congress To SEND the CLARITY Act to President Trump’s DESK — “We’re Ready To Do Our Part To GET THIS DONE” 😳🇺🇸🔥

@Coinbase Chief Policy Officer @faryarshirzad CLEARLY showed Coinbase's position towards CLARITY Act compromise after MONTHS of REJECTING it. 👀

He says it’s time to get the CLARITY Act through the Senate — and straight to @POTUS. ⚠️

“Time to get the CLARITY Act through the Senate and to President's Desk.” 😳

@Coinbase clearly hinted that they are HAPPY with the LATEST COMPROMISE VERSION of the bill.

“Coinbase is READY to do our part to GET THIS DONE.” 🤯

COINBASE NOW WANTS CLARITY ACT PASSED. 🤑🚀

[PassingAnt_지나가던개미🇰🇷 @Raphael211024]

At first glance USDC looks profitable, but the business seems highly rate-sensitive. Revenue comes from reserve income and short-dated Treasuries, while costs go out through distribution incentives and partner payments. If revenue falls with rates but costs remain sticky, pressure in a lower-rate environment could rise very quickly.

[PassingAnt_지나가던개미🇰🇷 @Raphael211024]

@USComptroller @SecScottBessent Exactly.
Capital follows clarity more than patriotism. If regulation stays blurry, innovation goes offshore. If rules get clear, markets come back home. This feels bigger than crypto. It is about financial dominance.

[PassingAnt_지나가던개미🇰🇷 @Raphael211024]

@thecryptobasic Price can fake people out. Usage usually cannot. Volume up. Holders up. RLUSD growing. At this point, this looks less like a story and more like adoption.

[SMQKE @SMQKEDQG]

Ripple Treasury’s partnership with NDepth reveals another entry for XRP into the SWIFT ecosystem. 😏💨

Documented.📝👇

[PassingAnt_지나가던개미🇰🇷 @Raphael211024]

@WallStreetMav If you only see this as a gold story, you might be missing the bigger picture. Central banks are moving away from reliance on a single asset. Gold may be the starting point, but this shift could eventually extend to more digital and mobile forms of value.