BANKER: “Your account is overdrawn by $47.”
CUSTOMER: “I know. My paycheck comes in tomorrow.”
BANKER: “You’ll also be charged a $35 overdraft fee.”
CUSTOMER: “Wait… I’m being charged $35 because I’m short $47?”
BANKER: “That’s the policy.”
CUSTOMER: “So I’m already struggling, and the solution is to take another $35 from me?”
BANKER: “I don’t make the rules.”
CUSTOMER: “But you work here.”
The banker sighed.
BANKER: “Look, I understand. But I can’t remove the fee.”
The customer looked at the screen.
Then smiled.
CUSTOMER: “Okay. Close my account.”
The banker paused.
BANKER: “You want to close it over $35?”