@Neha_S_Patel Marriage survives on Love & Respect for each other.
If there is no Respect in love marriage or no love in arranged marriages, then how how will they survive?
Mutual Fund investing is much more easier than stock investing.
First build a robust Mutual Fund portfolio and only then try direct stock investing. Soon you will realize how much effort is needed for being a Fund Manager of your own stock holdings.
Good Luck.
As per the AUM of September 2025, top 2 Flexicap Funds are -
1๏ธโฃ Parag Parikh Flexicap Fund
2๏ธโฃ HDFC Flexicap Fund
They have 20 companies as their common holdings.
๐ HDFC Bank
๐ ICICI Bank
๐ Axis Bank
๐ Kotak Mahindra Bank
๐ Power Grid Corporation of India.
Many people think they are expert in stock investing.
Just calculate the XIRR of your stock portfolio and you will realize that you are far behind the Mutual Fund Managers.
Unfortunately no broker calculates the XIRR for their customers. ๐ค
Stock investing is not a child's play.
"Rule of 72" is a MYTH because...
๐ โน100 doubles in 1 year @ 100% CAGR not @ 72%.
๐ It doubles in 2 years @ 41.42% CAGR not @ 36%.
๐ It doubles in 3 years @ 26% CAGR not @ 24%.
๐ It doubles in 4 years @ 19% CAGR not @ 18%.
๐ It doubles in 6 years @ 12.25% CAGR not @ 12%.
These funds are enough for your Mutual Fund portfolio.
1๏ธโฃ Parag Parikh Flexicap Fund
OR, HDFC Flexicap Fund.
2๏ธโฃ Motilal Oswal Midcap Fund
OR, HDFC Midcap Fund.
3๏ธโฃ Bandhan Smallcap Fund
OR, HDFC Smallcap Fund.
4๏ธโฃ ICICI Pru Short Term Fund
OR, HDFC Short Term Debt Fund.
That's all.