Rick Barnett

Barnett Financial & Tax aligns retirement income, tax strategy, estate planning, and investments—helping you build, protect, and enjoy your wealth.

[Rick Barnett @rbarnett1963]

Inflation is back in the headlines.

According to a recent Fox Business report, inflation reached 4.2% in June, the highest annual rate since 2023. That is another reminder that rising prices continue to affect the cost of everyday life...

[Rick Barnett @rbarnett1963]

We spend a lifetime protecting the people we love. Estate planning is one final way to keep protecting them after we're gone.
It's more than deciding who receives your assets. It's helping spare your family unnecessary stress, confusion, taxes, and difficult decisions...

[Rick Barnett @rbarnett1963]

The IRS tax code is roughly 70,000 pages. Buried inside all that complexity are opportunities that are easy to overlook. In today’s comparatively low tax environment, you may have an important planning window. Tax rates will not necessarily remain this low forever...

[Rick Barnett @rbarnett1963]

Happy National Fortune Cookie Day! A fortune cookie might offer a hopeful prediction, but “You will get rich soon” isn’t much of a financial plan. A successful retirement shouldn’t be based on hope...

[Rick Barnett @rbarnett1963]

Have you been to one of our free educational events? Knowledge has a way of paying impressive dividends.

As Benjamin Franklin said, “An investment in knowledge pays the best interest.”

Warren Buffett reminds us, “The more you learn, the more you earn.”

[Rick Barnett @rbarnett1963]

Retirement isn't just about growing your investments—it's about protecting the life those investments are meant to support. As we live longer, the risks we face in retirement become more complex. Market volatility, inflation, healthcare costs...

[Rick Barnett @rbarnett1963]

Most people budget for groceries, vacations, and home repairs. Yet one of the largest expenses they'll ever face is often overlooked: healthcare.

Healthcare planning isn't just about protecting your health—it's about protecting your financial future.

[Rick Barnett @rbarnett1963]

The greatest financial lessons aren't taught in a classroom—they're taught around the kitchen table.

When children learn to divide money into: Save, Spend, Charity, instead of spending every dollar they receive, they're learning habits that can profoundly shape their lives.

[Rick Barnett @rbarnett1963]

📣 Turning 65 Soon? Medicare Doesn't Have to Be Confusing!

Join us for a FREE Medicare Educational Workshop on Thursday, July 23, from 6:00–7:30 PM at the Clarkston Library (6495 Clarkston Rd., Clarkston, MI). Call 1-800-425-7044 to sign up.

[Rick Barnett @rbarnett1963]

When Broderick was growing up, Rick didn't just teach him how to earn money—he taught him how to manage it and grow it.

In today's conversation, father and son look back on a simple exercise that helped shape the way Broderick thinks about saving, spending, and giving.

[Rick Barnett @rbarnett1963]

It feels like yesterday you were holding their hand as they climbed onto the school bus for the first time. Before you knew it, they were walking across the graduation stage. Preparing for what comes next is one of the greatest gifts you can give them...

[Rick Barnett @rbarnett1963]

Financial success begins with knowledge.
Financial Leadership University is a 501(c)(3) nonprofit educational organization associated with Barnett Financial & Tax. Our mission is to help people build stronger financial futures through free practical, real-world education...

[Rick Barnett @rbarnett1963]

Today we celebrate 250 years of American independence—an extraordinary legacy built on courage, sacrifice, and the belief that freedom is worth protecting.

#IndependenceDay
#heresto250
#FinancialFreedom
#RetirementPlanning
#WealthBuildin

[Rick Barnett @rbarnett1963]

The financial lessons we learn as children often stay with us far longer than we realize.

Some of us grew up watching parents struggle to make ends meet. Those experiences may have explained the way we are, but they do not have to define us...

[Rick Barnett @rbarnett1963]

What if one of the most common beliefs about dividend investing isn't true? In this short video, we reveal three common dividend myths that every investor should understand before making important retirement decisions. Watch the video and let us know what you think.

[Rick Barnett @rbarnett1963]

Retirement isn't just about how much you've saved. It's about whether your income can support the life you've worked so hard to build.

The challenge for many retirees isn't a lack of assets—it's the gap between monthly income and monthly expenses...

[Rick Barnett @rbarnett1963]

Karen & Megan took a break from helping clients today to change out our sign in Grand Blanc, Michigan. Like and comment if you think they did a good job. Thank you Johnson Sign Company for your help!

[Rick Barnett @rbarnett1963]

Life has a way of throwing curveballs when we least expect them. A serious medical diagnosis. A divorce. A job loss. A bear market. The unexpected doesn’t just test our emotions—it can test our finances, retirement plans, tax strategy, estate plan, and those who depend on us...

[Rick Barnett @rbarnett1963]

Retirement is supposed to be the season when you finally enjoy everything you've worked so hard to build. But for many retirees, one of the biggest surprises isn't the market—it's the taxes.
Check out today's video.

[Rick Barnett @rbarnett1963]

A great orchestra isn't defined by talented musicians alone. It becomes something extraordinary when every instrument works together under a unified vision.
Your financial life works the same way. Investments, taxes, retirement income, estate planning, and insurance...