Dear @Kyusufabba on behalf of kano state students studying at Bayero University kano, I will to extend our heartfelt gratitude on settling our registration fees, wallahi I can testify that this is much needed Intervention, many students are on the verge of dropping out Thank you.
With all due respect sir,
We as sensible Northerners have accepted that Dauda Kahutu Rarara is a stark illiterate. He is not just illiterate, he sounds and looks like one in many of his public engagements. Why should we as Northerners defend him? If we do, then we are exactly what everybody says we are.
Rarara is literally telling us that we should stay quiet while bandits continue to kill our people. How on earth are we supposed to defend that somebody who chat this line of thought is not a stark illiterate, a core tankwali, dinqim, simply because he is a Northerner? And because a southern called him what he is?
This rhetoric of attempting to turn everything into a North vs South issue is dead on arrival. Not every criticism of a Northerner is an attack on the North, sometimes they are the visible reality.
Karamin jari (Capital) yana gina trader,babban jari yana gwada Trader!!!
A cikin al'ummar crypto, musamman a Arewa, ana yawan samun muhawara kan ko mutum ya fara da ƙaramin kuɗi ko kuma ya jira sai ya tara babban jari.A ganina, ƙaramin kuɗi ba matsala ba ne a harkar jari; a maimakon haka, yana iya zama makaranta da ke koyar da muhimman darussa kafin a damqa maka babban jari zanyi balancing rubutun saboda both karamin jari da babban jari suna da nasu tasirin a kasuwa point na karshe zaifi magana akan babban jari.
1. Karamin kudi yana koyar da discipline (ladabtar da kai)
Mutum da ya kasa sarrafa ₦10,000 ba lallai ba ne ya iya sarrafa ₦1,000,000 idan ya samu. Discipline ba ya zuwa ne saboda yawan kuɗi,yana zuwa ne saboda yadda mutum yake gudanar da abin da yake hannunsa.Karamin jari yana ba ka damar koyon bin tsari,guje wa son zuciya, da kuma kauce wa shiga trade saboda tsoro ko kwaɗayi.
2. Karamin kuɗi yana bayyana ainihin risk management ɗinka
Da yawa suna tunanin suna da kwarewar risk management ne saboda suna rubuta shi a takarda. Amma gaskiya ita ce,sai an shiga kasuwa ake gane hakan. Idan kana amfani da ƙaramin kuɗi, za ka iya gwada tsarin ka na risk management ba tare da fuskantar asara mai girman da za ta lalata maka tunani ko jarinka gaba ɗaya ba.
3. Karamin kuɗi yana ba ka damar yin kuskure cikin araha
Kuskure wani bangare ne na koyo,Idan ka yi kuskure da ₦20,000, darasin da za ka koya yana da arha idan aka kwatanta da kuskuren da za ka yi da ₦2,000,000.Masu nasara da yawa sun fara ne da ƙananan kuɗi suna tara ƙwarewa kafin su fara sarrafa manyan kuɗaɗe.
4. Babban kuɗi ba ya gyara matsalolin tunani
Mutane da yawa suna tsammanin idan suka samu babban jari ne za su fara samun riba. Amma idan mutum yana shiga trade ba tare da tsari ba, yana FOMO, yana bin hype, ko yana kasa sarrafa motsin zuciya, babban jari zai ƙara girman matsalolinsa ne kawai. Abin da zai rasa da ₦50,000 zai iya rasa ninki mai yawa idan aka ba shi babban jari.
5. Karamin kuɗi yana gina amana a kan tsarin da ka ƙirƙira
Idan ka yi watanni kana samun sakamako mai kyau da ƙaramin jari, hakan yana nuna cewa tsarin ka yana aiki. Daga nan ne zaka iya ƙara girman jari cikin kwanciyar hankali. Amma fara da babban jari ba tare da hujjar cewa tsarin ka yana aiki ba yana kama da gina bene mai hawa da yawa a kan tushe mara ƙarfi.
6. Babban kuɗi yana taimaka wa riba, amma ba ya tabbatar da ita
Gaskiya ne cewa babban jari yana ba ka damar samun riba mai yawa ko da ƙaramin percentage. Amma wannan fa'ida tana aiki ne idan mutum ya riga ya mallaki ƙwarewa. Idan babu ƙwarewa, babban jari yana nufin babban haɗari ne kawai.
7. Kwarewa ta fi girman jari muhimmanci
A kasuwa, ƙwarewa ita ce ke samar da riba a dogon lokaci. Jari kayan aiki ne kawai. Mutum mai ƙwarewa zai iya haɓaka ƙaramin jari a hankali, yayin da wanda ba shi da ƙwarewa zai iya lalata babban jari cikin ɗan lokaci.
8. Karamin kuɗi yana gwada haƙurinka
Mutane da yawa suna son samun sakamako cikin gaggawa. Karamin jari yana koya maka darajar lokaci, haƙuri, da compound growth. Waɗannan su ne halayen da ke bambanta trader ko investor na gaskiya daga wanda ke neman arzikin dare ɗaya.
Daga karshe abunda yafi kamata mutane su tambayi kansu shine;
Tambayar ba ita ce "Nawa ne jarinka? ba. Tambayar ita ce "Kana da tsarin da zai iya kare jari kuma ya samar da riba a kai a kai?
Idan ka iya sarrafa ƙaramin jari cikin discipline,tare da bin risk management da tsari mai kyau,ka riga ka gina tubalin da zai ba ka damar sarrafa babban jari a gaba.
Amma idan ba ka iya sarrafa ƙaramin jari ba, babban jari ba zai zama mafita ba,sau da yawa ma zai zama hanyar da za ka yi babban kuskure cikin sauri.
Saboda haka, ƙaramin kuɗi ba alamar rashin dama ba ne.A lokuta da yawa, shi ne makarantar da ke shirya mutum domin gudanar da babban kuɗi cikin hikima da ƙwarewa.
9. Babban jari yana bude kofofin da karamin jari na zai iya budewa ba
Part (1)
@breemarh
Alhamdulillah. If you told the small boy attending a government primary school in Birnin Kudu that he’d graduate from the #1 university in the UK twice, he wouldn’t have believed you. Yesterday, I received my PhD in Civil & Environmental Engineering from @ImperialCollege. 🎓✨
The politicians from southern Nigeria need to be deeply studied.
In fact, a whole department in our universities should be set up just to study those people.
Because the way they have managed to convince many southern youths, some of the most intelligent youths in all of Africa, that their real problem is not the politicians who govern them, but “the North,” is almost a political miracle.
That the reason a pothole in Abakpa Nike is not fixed is because of Hisbah breaking alcohol bottles in Kano.
That the reason they have youth unemployment and underemployment is because of a Sharia court in Sokoto.
That the reason their electricity is unstable, state hospitals are weak, courts are slow, police are corrupt, refineries are not working, and local industries are dying is because the North is too religious.
Not the governors.
Not the senators.
Not the local government chairmen.
Not the contractors who collected money and disappeared.
Not the political families who have controlled the same states for decades.
Not the state assemblies that behave like extensions of the governor’s office.
No. The problem is somehow Kano Hisbah.
This is the genius of southern political deflection.
They have built a system where they can fail locally and outsource the blame nationally.
Meanwhile, the same southern politicians control budgets, collect allocations, appoint commissioners, award contracts, borrow money, tax citizens, control state institutions, and still somehow escape the anger of the same people they govern.
That is the part that fascinates me.
The North has many problems and deserves serious criticism. Nobody honest can deny that. But the way northern dysfunction has been turned into a universal excuse for southern elite failure is a political miracle, second only to democracy itself.
The governor no longer needs to explain why the roads are bad.
The senator no longer needs to explain what he has done.
The local government chairman no longer needs to show where the money went.
The people simply look northward and rage.
And the politicians smile.
As a southern youth, know this: every minute you spend shouting about Hisbah, Sharia, almajiri, or the north is backward, is one less minute spent asking why your own state budget keeps producing nothing.
Nigerian politicians have not only failed many of their people. They have also mastered the art of giving them a convenient enemy.
This is the oldest trick in politics.
Divide the people, make them suspicious of each other, then govern both sides badly while they fight over identity.
There is nothing I would want more than a coherent Nigeria.
Notice I said coherent, not uniform.
I am not talking about this fake “One Nigeria” slogan where everyone pretends we are one people, one culture, one worldview, one moral community, and one historical experience.
That is childish.
Nigeria does not need to become one tribe.
Nigeria does not need to become one culture.
Nigeria does not need everyone to eat the same food, marry the same way, worship the same way, dress the same way, or organize society the same way.
What Nigeria needs is coherence.
A country where different regions can govern themselves according to their values, compete with each other, cooperate where necessary, and still stand together as a serious bargaining bloc in the world.
Because in the international system, small fragmented African states will be eaten alive.
So we must ask ourselves whether we can build a political arrangement where our differences do not become a weapon in the hands of failed politicians.
And this is where both sides need to hear the truth.
If you are a southern youth and you believe the North must become exactly to your taste before you can accept it as part of the political arrangement, then you are not serious.
You may not like Hisbah.
You may not like Sharia courts.
You may not like how conservative northern societies are.
You may not like the way we vote, dress, worship, marry, or organize our communities.
Fine.
But if your idea of a working Nigeria is that Kano must first become Lagos, or Sokoto must first become Enugu, or Katsina must first become Port Harcourt, then you are not yet tired of the state of Nigeria.
A coherent Nigeria must allow Kano to be Kano, Lagos to be Lagos, Enugu to be Enugu, Sokoto to be Sokoto, and Rivers to be Rivers.
What Nigeria needs is restructuring that makes every region carry more responsibility for the choices it makes.
And this is where the North itself must also face its own contradiction.
It is not enough to say, “Leave the North alone. Let the North live by its values.”
That argument only becomes serious when the North also accepts the financial responsibility that comes with political and cultural autonomy.
If the governor of Kano wants to subsidize mass weddings for 2,000 couples, that is his right. But it will make more sense if Kano is generating the money for it.
If the governor of Sokoto wants to subsidize Hajj or support pilgrims, that is his political choice. But it will carry more moral weight if Sokoto is funding it from its own productive economy.
If the governor of Zamfara wants to negotiate with bandits, grant amnesty, or offer concessions in the name of peace, that decision should be borne mainly by the people and resources of Zamfara, not hidden within the comfort of national allocation.
If Kano decides it does not want alcohol sold openly in its society, that should be its cultural and religious right. But it becomes a contradiction when the same political system benefits from VAT and federal revenue that partly comes from products and lifestyles those same states publicly reject.
This is why restructuring matters.
It protects the South from blaming the North for everything.
It protects the North from being constantly insulted for choosing its own values.
And it forces every region to face the cost of its own political choices.
Because right now, Nigeria is structured in a way that encourages hypocrisy.
Southern politicians can fail their people and blame the North.
Northern politicians can defend cultural autonomy while depending on a central pool funded by economic activities they sometimes condemn.
A serious Nigeria should say: live according to your values, but fund the consequences.
AFTER CLINCHING PDP TICKET: Sheikh Pantami and the Reality of Social Media vs Electoral Voters
I once had a politically enlightening discussion with my P.A., Saifullah Lawal T. Bara’u. We were heading home after office hours when he said, “Sir, I think Sheikh Pantami is likely going to win in Gombe.” I looked at him closely to confirm he meant it, and I could see he was completely serious.
I replied gently that, on the contrary, I did not think so, although I acknowledged that he is strong gubernatorial material by all standards. I glanced at him again and noticed a hint of disbelief, but as my P.A., he chose not to counter me. I then went further to explain that, in today’s politics, there are two categories of supporters: those on social media and the actual voters.
I explained that a politician may enjoy massive online support while still being disconnected from real voters. Many social media supporters may not even be within the voting constituency, and therefore contribute more to popularity than to actual electoral value. In contrast, the real voters are often in rural communities, many of whom are not active on social media and are largely unaffected by online trends.
For example, Peter Obi had a strong social media presence during the 2023 elections, yet Tinubu was declared the winner. Similarly, in the United States, Hillary Clinton had significant online support, but Donald Trump won the election.
At this point, I turned to look at him again and noticed clear signs of agreement, accompanied by nodding. I concluded by saying that politicians seeking cheap popularity focus on social media, while those seeking electoral victory focus on reaching the actual voters—Malam Saifullah.
Living in Northern Nigeria.
We had to get water from a different compound and I went with money because I’m used to water being sold.
They looked at me like I was insane.
Sorry please, it’s not free where I am coming from.