Shubham @ CardHQ

💳✨ Maximizing credit card rewards 💰💎 | ✈️🌍 Luxury travel tips 🏨🛫 | Personal finance hacks 💹📊 | Turning your spends into premium experiences 🌟🪙

[Shubham @ CardHQ @RedemptionRV]

Not a points or cashback or ad post. 😅
Something different from Avios / induisnd 😉

Just a personal talk
Today while ordering groceries from Swiggy Instamart, I found this in the bag.
A resume 💔
“RTs appreciated 🙏 You never know who might see this.”

[Shubham @ CardHQ @RedemptionRV]

@ankitdewan

[Shubham @ CardHQ @RedemptionRV]

@ankitdewan Like a pro😎

[Savings Simplified @SavingsSimpl]

SBI’s First Metal Debit card Launched🚨

SBI VISA Infinite Debit Card

🧳 ₹25K checked-in baggage loss cover

✈️ ₹1 Cr air accident cover
🛡️ ₹50L non-air accident cover
🛍️ ₹1L purchase protection

✈️ 2 domestic lounge visits/quarter
🎁 SBI Rewardz

And you get Visa Infinite privileges & lifestyle offers on top.

Premium banking, beyond payments

More details below⤵️

[Ashwin @PointsPro]

🚨 Virgin Atlantic: Awards from India

Amex is now transferring at a 5:4 ratio; it is arguably the best transfer option! 🔥

Virgin Atlantic is a good program, and I've been using it for over 5 years now.

✅ Low mileage
✅ Tips and tricks

Definitive Virgin Atlantic Thread ⤵️

[FinPaal @FinPaal]

Fun fact: HSBC checks your credit limit before sending the OTP. No limit, no OTP. 😂

Actually a good feature or just HSBC being HSBC? 👀

What do you think?

[Shubham @ CardHQ @RedemptionRV]

@Flipkart @flipkartsupport is such a pain .....doing these kind of thing makes customer experience bad and makes them feel scared to shop anything big or completely avoid flipkart.
@ICICIBank @ICICIBank_Care

[SHUBHAM RAI @101_inspect]

Ordered an item on @Flipkart @flipkartsupport on 9 July using @ICICIBank @ICICIBank_Care Bank Credit Card No Cost EMI. The purchase was made specifically on EMI, not as a full-payment transaction.

My ICICI credit card statement was generated on 20 July.

[Shubham @ CardHQ @RedemptionRV]

DONE

[Shubham @ CardHQ @RedemptionRV]

Not a FOMO but I moved my atlas point to ITC. Didn't had any plan for ITC but now I'll plan for next year mostly.
How much? 500 only 😅
Next i would transfer 65k more EM to ITC.
But generally i see ppl transferring to Air india.

[Shubham @ CardHQ @RedemptionRV]

Not a FOMO but I moved my atlas point to ITC. Didn't had any plan for ITC but now I'll plan for next year mostly.
How much? 500 only 😅
Next i would transfer 65k more EM to ITC.
But generally i see ppl transferring to Air india.

[Jassneet Singh @jassneetsingha]

Not creating any FOMO, but I’m moving my Axis Atlas Edge Miles to Air India.

This was always the plan—I just decided to do it a little earlier.

For everyone who’s been DMing me asking where to transfer: it should fit your travel needs.

I’m parking mine in Air India because it fits my travel style, and I know I’ll end up redeeming them sooner or later.

[Shubham @ CardHQ @RedemptionRV]

Anyone facing issue to transfer point from HS BC TO ACCOR ? I was getting this issue from yesterday. I have a work around which worked for me .

[PointsPerksPicks @pointperkspicks]

Rumours don’t come without some news followed by …

Transferred all HSBC points to ACCOR

No taking chances with Accor with AXIS gone…:

Had only 24K points and transferred

#ccgeek

[Shubham @ CardHQ @RedemptionRV]

@SavingsSimpl Zero 👀

[Ankit Dewan @ankitdewan]

Now that Excise Duty has been reduced on petrol & diesel, here is another way to save on fuel costs

Buy IOCL Gift Vouchers using Amazon Pay without any extra charges.

🔗 https://t.co/25cZfNVakn

[Shubham @ CardHQ @RedemptionRV]

One more down, final nail btw it was already down baki jitna or jab takk hai acha hai 😇

[Shubham @ CardHQ @RedemptionRV]

Ek or wicket giri Team Indian CC ki
Abb iss ko RETIRED OUT / RETIRED NOT OUT bole🤣

[Shubham @ CardHQ @RedemptionRV]

Ek or wicket giri Team Indian CC ki
Abb iss ko RETIRED OUT / RETIRED NOT OUT bole🤣

[Shubham @ CardHQ @RedemptionRV]

@ankitdewan @SavingsSimpl Haven't see ads yet btw let see how long it will last

[Shubham @ CardHQ @RedemptionRV]

Lo karlo baat abb 🙃

[Shubham @ CardHQ @RedemptionRV]

📍 Trip Boundary Rule
Transfer must start or end at the airport
AND only within the eligible covered cities mentioned in the program.

Not a free city cab — strictly airport transfers only. 10/10

[Shubham @ CardHQ @RedemptionRV]

Important T&Cs for HSBC TravelOne Complimentary Airport Transfers 🚘
Most people miss these fine-print rules — here’s a simple thread so you don’t waste a free transfer 🧵👇 1/10

[Shubham @ CardHQ @RedemptionRV]

List of city eligible:
Group 1 Cities (30 KM): Gurgaon, Mumbai, Pune, Chennai, Kolkata
Group 2 Cities (50 KM): Bangalore, Navi Mumbai, Noida, Ghaziabad,
Faridabad, Manesar, Hyderabad, Kochi

[Shubham @ CardHQ @RedemptionRV]

❌ No-Show Clause (Very Important)
If you don’t show up, the transfer will still be counted as “availed”
= Your quarterly free ride gets consumed. 9/10