Regime Card

The US market's risk regime in one daily number.
0 to 100, measured across asset classes.
Posts every regime shift.

[Regime Card @regimecard]

Nearly three weeks of RISK-ON. Then last week it flipped.

The regime dropped to MILDLY ON for a day as Iran tensions spiked risk-off across markets — then flipped back as the threat eased.

[Regime Card @regimecard]

@InfinityRay3 @Veno_41 Unless you having vesting, which by your tone you probably do. In that case, keep me on the payroll until I vest then I’ll show you.

[Regime Card @regimecard]

@InfinityRay3 @Veno_41 You’re a 401k administrator and you’ve never heard of an in service Rollover?

Hire me. Setup up a 401k plan for me. I’ll pay into it first paycheck and I’ll show you how to do a rollover, the funds may not stay with your in house plan though. Deal?

[Regime Card @regimecard]

@Breedlove22 LFG! 💪

[Regime Card @regimecard]

@_MAGA_Patriot @Veno_41 Heres an article sirected more at the Rollover IRA specifically: https://t.co/954aWWdeq9

[Regime Card @regimecard]

@_MAGA_Patriot @Veno_41 Well its part of the same process.

With the Roth conversion you go 401k ➡ Rollover IRA ➡ Roth IRA

You dont have to continue to the Roth IRA if you choose to stay tax deferred in a Rollover IRA.

[Regime Card @regimecard]

@_MAGA_Patriot @Veno_41 You should! Knowledge is power and it will get you thinking.

I also doubt Vanguard would write articles on it if it weren't true.
https://t.co/bLi1tod0LN

[Regime Card @regimecard]

You have to pay taxes one way or another. Now or later.

Roth conversions are a great way to pay taxes now and then grow the account in a Roth IRA without having to pay taxes on future withdraws. Tim you think I would go to this extent to drive this point if it weren't true?

This is what they want you to believe so you keep working to 60.

[Regime Card @regimecard]

Call your broker and say you want to setup a Rollover IRA. They'll setup the account and then give them the account info of your 401k and schedule the transfer. After the transfer into the Rollover you are free to trade anything you want, options, margin, crypto etc. Now they will typically liquidate the positons in your 401k to cash on the transfer to the Rollover.

[Regime Card @regimecard]

Correct you can withdraw WITHOUT penalty or paying taxes. No where does the IRS say you cannot withdraw your 401k.

Again, you can withdraw your full 401k at anytime paying taxes and/or penalties. Roth conversions are not subject to penalties if the funds are held in the IRA for atleast 5 years but you will have to pay the taxes at time of the rollover.

[Regime Card @regimecard]

@_MAGA_Patriot @Veno_41 Tim thats just not true. Most companies will allow in service rollovers. Maybe yours does not but most do.

[Regime Card @regimecard]

NEUTRAL, 52nd pct. Little changed.
Commodity growth and bond market vol still lead the risk-on side; sector leadership weighed most on the risk-off side.

[Regime Card @regimecard]

@SXSW_Britt @Veno_41 Again, this is completely not true.

[Regime Card @regimecard]

@antinegro_6_mil @Veno_41 We ridin’!

[Regime Card @regimecard]

@_MAGA_Patriot @Veno_41 That is completely false.

[Regime Card @regimecard]

@emraslnn Just go buy a new TV move on. It’s just a TV after all.

[Regime Card @regimecard]

@InvestingAddict Well a starter home is what you need if you’re going to buy and don’t have deep pockets.

You’ve never owned a home, you don’t know what it takes for maintenance/upkeep.

Bigger the home bigger the maintenance.

[Regime Card @regimecard]

NEUTRAL, 46th pct. Little changed.
Commodity growth and credit stress still lead the risk-on side; currency carry weighed most on the risk-off side.

[Regime Card @regimecard]

@jeannasmialek Bravo looks like a great read 📖

[Regime Card @regimecard]

@CGInvesting10 You started and that’s what matters!