@SparkzRL@Critch1605 Rights it’s just a digital version of clipping the old fashioned 10c off mayo etc coupons. Nothing bad about it. But if $500/year has that much of an impact on someone’s life to try to flex on others, they’re not in a position to render financial advice.
@RealDianeYap The issue is credit card people are putting down the debit people w/out realizing the entire points/cash back system is a digital version of middle class coupon clipping. Which is fine, but it’s not a flex nor does it make anyone more “financially literate” as so many posts claim
@JonPaula@JarJarDrinx It’s relevant - you called OP stupid, which is an opinion. Not a fact. Also, not a great example for a proud #girldad to set. My point is, if the benefits from your card, $500/year and some coupons, are changing your life to the point you’d insult a stranger, that’s embarassing.
@JonPaula@JarJarDrinx It may not be a scam but it’s certainly not the flex you think it is. If saving $500/year and getting free breakfast at mid-range hotel chains is something that changes your quality of life, you’re not in a position to give out financial advice.
@brxxklynbxby__ It’s not that it’s “bad finances” it’s just not the wealth status symbol or flex people think it is. Being in a financial position where you care about coupons or saving maybe $500 being a big deal, is a major middle class indicator.
@Samophlange85@swapfees@sunny051488 You’re using the term to mean working middle class people who were formerly lower middle class or poor. I’m referring to self made rich new to the C-suite or serial entrepreneurs, differentiating from rich of generational wealth who live from a trust. I assure you $500 is nothing
@Samophlange85@swapfees@sunny051488 But that’s the whole argument. The rich or upwardly successful don’t care about $500. That’s a two person dinner with a so-so bottle of wine in New York. If you are in a financial position to need to care about $500 or upgrades and coupons, I wouldn’t be doling out money advice.
@sunny051488 I’ve been in the orbit of extremely wealthy people my entire life. They always pay w/cash or debit unless traveling internationally. Caring about a credit card or its benefits is not a mark of being wealthy or financially literate, but rather middle class coupon clipping culture
@Scorpgal2024@amelia_tweetz No what I’m describing is a black tie charity function or debutante ball. They’re very similar to weddings in terms of energy & dance floor. Maybe your format is what your specific clients and their friends want but it isn’t empirically what every single American wedding is like.
@dickstatertots@Gaismair@zazayaga You’re looking at downward. It’s a class signifier the other way too. No one very rich will pay for dinner w/a credit card. They pay with cash or debit. Dine w/an upwardly mobile middle class person & they pay with CC & talk about the coupons & points thinking they sound rich.
@Gaismair This is not the flex you think it is. If I see a debit card come out, it’s the same thing as cash. That person is paying in actual MONEY. If I see a credit card come out, it gives middle class who thinks they’re upper middle but aren’t because they care about and use coupons.
@Scorpgal2024@amelia_tweetz That’s the same concept as the makeup, no? Pay the wedding makeup markup, get the same overly elaborate “wedding face.” Sometimes you just want pretty event makeup and event music that would be appropriate for a black tie event rather than “the over the top wedding show”
@Scorpgal2024@amelia_tweetz Yeah if people are following same old “another wedding” format of same old music and over the top bridal party announcements. I’ve been to many unique weddings where they only had a DJ after the band or during dinner music or as after party.