Retire Before Retirement

39 y/o husband and father who made the early retirement plunge in 2025. Life is paid by dividends and option selling. Cheers to your journey from the rat race!

[Retire Before Retirement @retireb4]

@TommyBeer

[Retire Before Retirement @retireb4]

@thesayycello @ChristopherHale @Stranger_Things They may be co-popeing it!

[Retire Before Retirement @retireb4]

@MetCastPod That was actually Carlos Mendoza as Mr. Met under that costume.

[Retire Before Retirement @retireb4]

@DylanBackerESM The range of high and low emotions in those final few minutes were off the charts. I’m not sure my heart could take another pressure pounding like that again

[Retire Before Retirement @retireb4]

@jerryferrara The beginning part of that video brought back so many stressful memories of being a Knicks fan throughout my life.

[Retire Before Retirement @retireb4]

@AlvaradoJose15 Congrats on a wonderful deal. Well deserved

[Retire Before Retirement @retireb4]

@CynthiaOzumba Being likeable. No one wants to work with a jackass.

Following up on what you say you are going to do. No one wants to work with someone who just delivers broken promises.

[Retire Before Retirement @retireb4]

@muheediva01 I used to before kids. After kids, it fell to about the last thing I wanted to do when I was done with work. I just wanted to go home and see my family.

[Retire Before Retirement @retireb4]

28 days. 28 posts. One mission: build the best FIRE income investing resource on Twitter.

Here's the full Month 1 playbook. 🧵

📚 WEEK 1 — The Essentials
→ $SPYI spotlight — S&P 500 income, 12.1% yield, monthly
→ $QQQI spotlight — Nasdaq income, 13.9% yield, monthly
→ $QQQI vs $SPYI first head-to-head
→ Covered-call ETF 101 — how they work and why FIRE loves them
→ $500/month income scenario with $JEPQ
→ Community poll — what's everyone holding?

📚 WEEK 2 — Expanding the Stack
→ $MSTY deep-dive — 105% yield, extreme risk, eyes wide open
→ $JEPI vs $JEPQ — JPMorgan's two funds compared
→ Growth vs Income phase framework — accumulate vs distribute
→ $3,000/month blueprint — $QQQI + $SPYI
→ $DIVO spotlight — the ETF that grows AND pays
→ 5 income ETF myths busted

📚 WEEK 3 — Advanced Concepts
→ CEF introduction — the hidden income tool
→ $QYLD spotlight — the OG covered-call ETF
→ $QYLD vs $QQQI — ATM vs OTM, the key difference
→ The 4-rung FIRE income ladder framework
→ $4,000/month blueprint — 3-fund portfolio
→ FIRE number poll — 71% less capital with income ETFs

📚 WEEK 4 — The Full Picture
→ $NVDY spotlight — Nvidia income via AI volatility
→ Tax efficiency deep-dive — Section 1256 and beyond
→ $SPYI vs $JEPI — $326/month more on same $100K
→ Distribution vs total return trap
→ $6,000/month advanced 4-fund blueprint
→ Month 1 community check-in

🏆 COMPLETE FUND SCOREBOARD — Month 1:
$SPYI • $QQQI • $JEPI • $JEPQ • $MSTY • $DIVO • $QYLD • $NVDY

[Retire Before Retirement @retireb4]

@Freyy_is

[Retire Before Retirement @retireb4]

@tribecalledrags That will go for $100,000 in a few decades on eBay. Guard that with your life!

[Retire Before Retirement @retireb4]

@muheediva01 It’s one of the worst features ever invented in collaboration software history.

Absolutely no one wants an unplanned call from someone on Teams or Slack.

[Retire Before Retirement @retireb4]

@CityScapesNC Is this called the boro of AI?

[Retire Before Retirement @retireb4]

@FromN5_ I used to envy that in my 20s. Now I couldn’t be any more disgusted with someone who can’t figure out the line between work and life

[Retire Before Retirement @retireb4]

@omgsidewalks all because some bozo didn’t time plan out accordingly and now it’s everyone else’s problem

[Retire Before Retirement @retireb4]

@Sarah74sun @AFitTrader It really is. And it’s awful to watch what it does to people

[Retire Before Retirement @retireb4]

@LadyKatln

[Retire Before Retirement @retireb4]

Not being chained to a job allows you to rediscover something important… yourself.

[Accidentally Retired @AcdntlyRetired]

Retiring early has nothing to do with NOT wanting to be a productive citizen.

It has everything to do with:
- Turning inward
- Finding new pursuits, interests, and hobbies
- Learning new skills
- Staying fit and healthy
- Being a better partner, parent, or friend

[Retire Before Retirement @retireb4]

It’s so cringe when you are on a meeting and you have to come off mute just to laugh at a bad joke… then go back on mute for the rest of the meeting.