Eric Bowser

Retirement income planning enthusiast / Maximizing long-term retirement income success rates / Perpetual learner / Father of three incredible daughters!!

[Donald J Trump Posts TruthSocial @TruthTrumpPost]

JUST NOW: U.S. Secretary of WAR Pete Hegseth delivered a blunt message at the Shangri-La Dialogue: the era of America carrying its allies is over. 🇺🇸👏

Secretary of WAR made it clear that alliances are measured by military capability, not symbolism, stressing the need for more ships, submarines, and combat readiness over diplomatic rhetoric. 💪

CHINA WARNING: Reaffirming America as a Pacific power, Hegseth declared, "Make no mistake: America is a Pacific nation," and insisted that China respect longstanding U.S. positions in the region. 🇨🇳

PRIORITY FOR "MODEL ALLIES": Pete made it clear that countries that invest in their own defense will receive faster access to U.S. weapons and deeper industrial cooperation.

EUROPE & NATO ON NOTICE: Hegseth criticized European nations for underinvesting in defense while pursuing open-border policies. As Pete said, "For too long, polite pleas from our European allies to spend more on their own defense fell on deaf ears." 🇪🇺

The message was clear future alliances will be built on military strength, burden-sharing, and measurable commitments—not promises alone. 🦅

(minimal AI visuals (e.g., flags and animations); rest fact-based coverage)

[zerohedge @zerohedge]

single stock vol going bananas

*FORD SHARES EXTEND GAIN TO 10%, MOST SINCE LATE OCTOBER

*HOME DEPOT EXTENDS DROP TO SESSION-LOW 3.6%; LOWE`S FALLS 2.7%

[zerohedge @zerohedge]

Moody's Downgrades USA Credit Rating From Aaa https://t.co/2ddSQSTq5m

[Reads with Ravi @readswithravi]

Nvidia CEO, Jensen Huang on why he don’t wear a watch:

[Eric Bowser @retirementalpha]

@CarolynMcC The annuity is probably a 10 year contract. Im curious your thoughts regarding an IAR charging 1% will make significantly more over the same time. Not defending the pay structure of most annuities but is it fair to judge best interest only on comp?

[Eric Bowser @retirementalpha]

@RightCapitalHQ I love the improvements! Two other suggestions: A master dashboard showing every clients success rate and an option to add a note to each account. Great job!

[Eric Bowser @retirementalpha]

@ReformedWallet @JonLuskin @MeasureTwiceMNY @MichaelKitces @FinTechie That's the primary point. There is an obvious reason why very few hand tooled woodworkers exist today. To survive & thrive in the path moving forward can't be more clear.

[Eric Bowser @retirementalpha]

@MichaelKitces @FinTechie True, but it’s a welcoming challenge. The time will come when the consumer can input their credentials, upload tax returns w some questions —> fully optimized comprehensive risk adjusted retirement plan with yearly step by step investment/withdrawal/tax conv. guide for $100

[Eric Bowser @retirementalpha]

@MKTWRetirement I always said the other definition of fire and the more likely version is getting fired from your marriage… for being too cheap

[Ray Dalio @RayDalio]

I admired Dr. Martin Luther King Jr. as he was a principled man with great principles. The few that come to mind that are especially relevant at this time are:

1. Hate cannot drive out hate; only love can do that. (1/4)

[Governor Larry Hogan @GovLarryHogan]

Today we announced the largest tax cut package in state history, which will deliver more than $4.6 billion in much-needed relief for working families, small businesses, and retirees.

Details: https://t.co/WoShP8zPFR

[Eric Bowser @retirementalpha]

@Rick_Ferri @MichaelKitces @QuantOfAsia @Rick_Ferri What’s wrong about inputting the same assumptions you use into the Monte Carlo? Then you actually have sequence of returns risk included based off historical volatility.

[Eric Bowser @retirementalpha]

@FinkeonFinance Don’t forget to factor in the advisors average all-in fee.

[Baltimore Orioles @Orioles]

Birdland, you are the best.

[Eric Bowser @retirementalpha]

@larryswedroe @Rick_Ferri @zuckamebob I dare to say but there are some fixed index annuities that provide a better risk adjusted return as well. I don’t understand why there isn’t more research behind that.

[Eric Bowser @retirementalpha]

@DerekTinnin @VHiratuka @Rick_Ferri @vineviz @larryswedroe @DavidWelty5 I agree. Rick is fighting an uphill battle though. His business model is not sustainable for 98% of other advisors. Most investors absolutely want their ego stroked and will pay considerably more than a one stop shop.

[Eric Bowser @retirementalpha]

@larryswedroe @Rick_Ferri @vineviz @DavidWelty5 Larry, I’m always interested in learning and keeping an open mind. Buffet crushed hedge funds in his bet back in 2008. Have you or Buckingham created content that quantifies the value of hedge funds?

[Eric Bowser @retirementalpha]

@Rick_Ferri @VHiratuka @vineviz @larryswedroe @DavidWelty5 Hey Rick, very curious. You meet with many people and dive into their finances. Many people come to you for second opinions. Have you ever recommended to a client to keep their current advisor charging AUM?

[Eric Bowser @retirementalpha]

@VHiratuka @Rick_Ferri @vineviz @larryswedroe @DavidWelty5 Yes! Finally, a post regarding value driven advice. Let’s break down in a la carte style all the ways an advisor can help a client and put a value to it. Only then can we determine who provides more value.